What are the main factors that influence a Mortgage Clerk's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Mortgage Clerk's salary?

A Mortgage Clerk's salary grows with experience: starting around $45,670 for beginners, reaching about $48,995 at mid-level, and approach $49,487 for experts.

What are the highest paying states for a Mortgage Clerk?

Mortgage Clerk salary varies significantly by state. The top 3 highest paying states for Mortgage Clerk roles are District of Columbia $50,671, California $50,479, Massachusetts $49,806. These tech hubs typically pay 10-15% above the national average.

How much do different types of Mortgage Clerk roles make?

Salaries for Mortgage Clerk level roles vary by specialization: Mortgage Assistant: $133,264; Mortgage Banker: $122,211; Mortgage Trader: $100,542; Mortgage Funding Senior Administrative Clerk: $53,600; Mortgage Loan Funding Clerk, Sr.: $53,507.

How do different companies affect a Mortgage Clerk's salary?

Company size, industry, and compensation structure create significant salary variations for Mortgage Clerk roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Mortgage Clerk Salary in the United States

How much does a Mortgage Clerk make in the United States?

As of August 01, 2026, the average salary for a Mortgage Clerk in the United States is $45,765 per year, which breaks down to an hourly rate of $22.

However, a Mortgage Clerk's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $52,249
Majority Range (25th-75th percentile): $42,339 to $49,159
Entry-Level (10th percentile): $39,219

Compensation Planning

Develop a Job Description

Pay Equity

2026 Compensation Trend

AI Onboarding

AI-Powered HR

Salary Salary + Bonus Benefits

View as table

Mortgage Clerk Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$49,159	$4,097	$945	$24
Average	$45,765	$3,814	$880	$22
25th Percentile	$42,339	$3,528	$814	$20

You may get higher pay by adjusting the following factors:

Change Search Criteria

Check out Mortgage Clerk Job Openings in the United States

Physician Emergency Medicine Ohio Permanent Emergency Medicine Physician near Columbus Ohio Job

MD Staff, LLC - Columbus, OH

Physician Other Ohio Permanent Associate Medical Director

eviCore healthcare - Columbus, OH

Instacart

Instacart - Columbus, OH

Physician Psychiatry

Continuum Medical Staffing - Columbus, OH

Search More Mortgage Clerk Jobs in the United States

Key Factors That Influence Mortgage Clerk Salaries

A Mortgage Clerk's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Clerk Salaries?

Experience is a primary driver of a Mortgage Clerk's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

Entry-Level (less than 1 year): $45,670
Early Career (1-2 years): $46,753
Mid-Level (2-4 years): $48,995
Senior-Level (5-8 years): $49,323
Expert (over 8 years): $49,487

Levels	Salary
Entry Level Mortgage Clerk	$45,670
Intermediate Level Mortgage Clerk	$46,753
Senior Level Mortgage Clerk	$48,995
Specialist Level Mortgage Clerk	$49,323
Expert Level Mortgage Clerk	$49,487

View as Graph

What Am I Worth?

How Do Mortgage Clerk Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Clerks. For example, consider the average annual salaries in these key locations:

District of Columbia: $50,671.
California: $50,479.
Massachusetts: $49,806.

District of Columbia $50,671

California $50,479

Massachusetts $49,806

Washington $49,623

New Jersey $49,605

Alaska $49,541

Connecticut $48,909

New York $48,653

Hawaii $47,834

Rhode Island $47,450

Maryland $47,189

Minnesota $46,832

Colorado $46,694

Illinois $46,649

Oregon $46,475

Delaware $46,347

New Hampshire $46,266

Virginia $46,086

Pennsylvania $45,559

Nevada $45,294

North Dakota $45,207

Michigan $45,070

Wisconsin $45,019

Vermont $44,919

Texas $44,640

Maine $44,621

Arizona $44,594

Ohio $44,562

Georgia $44,141

Indiana $43,930

Wyoming $43,889

Utah $43,825

Iowa $43,797

Kansas $43,578

Louisiana $43,514

North Carolina $43,491

Missouri $43,482

Florida $43,303

Montana $43,207

Nebraska $43,116

Kentucky $43,065

South Carolina $42,882

Tennessee $42,768

Idaho $42,722

New Mexico $42,388

Oklahoma $42,315

Alabama $42,045

South Dakota $41,592

Arkansas $41,344

West Virginia $41,212

Mississippi $40,814

Top Paying Cities for Mortgage Clerks

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $57,724
San Francisco: $57,092
Oakland: $55,889

San Jose, CA $57,724

San Francisco, CA $57,092

Oakland, CA $55,889

New York, NY $52,694

Paramus, NJ $52,053

Queens Village, NY $52,051

Passaic, NJ $52,007

Bergenfield, NJ $52,003

Stamford, CT $51,903

Huntington, NY $51,884

Newark, NJ $51,546

Bridgeport, CT $51,449

Vallejo, CA $51,358

New Brunswick, NJ $51,340

Petaluma, CA $51,312

Middlesex, NJ $51,225

Somerset, NJ $51,193

Santa Cruz, CA $51,134

Boston, MA $50,855

Monterey, CA $50,694

Seattle, WA $50,589

Santa Rosa, CA $50,580

Los Angeles, CA $50,566

Juneau, AK $50,447

Washington, DC $50,397

Orange, CA $50,234

Santa Ana, CA $50,113

Long Beach, CA $50,067

Anaheim, CA $50,058

Anchorage, AK $50,035

Santa Maria, CA $49,898

Everett, WA $49,889

Danbury, CT $49,728

Bremerton, WA $49,665

Tacoma, WA $49,500

New Suffolk, NY $49,499

Sacramento, CA $49,486

Santa Barbara, CA $49,436

Trenton, NJ $49,385

San Diego, CA $49,385

Brockton, MA $49,335

Fairbanks, AK $49,223

Lompoc, CA $49,106

Lowell, MA $49,069

Ventura, CA $49,061

Nashua, NH $49,051

Stockton, CA $49,047

Modesto, CA $48,713

Poughkeepsie, NY $48,612

Olympia, WA $48,525

Kennewick, WA $48,525

New Haven, CT $48,507

Lawrence, MA $48,342

Hartford, CT $48,296

Riverside, CA $48,287

New Bedford, MA $48,241

Richland, WA $48,241

Bakersfield, CA $48,177

San Bernardino, CA $48,159

New Britain, CT $48,154

Atlantic City, NJ $48,154

New London, CT $48,136

Norwich, CT $48,122

Portsmouth, NH $48,113

Boulder, CO $48,016

Portland, OR $47,953

Worcester, MA $47,948

Minneapolis, MN $47,807

Philadelphia, PA $47,742

Honolulu, HI $47,591

Saint Paul, MN $47,569

Vineland, NJ $47,559

Providence, RI $47,427

Chicago, IL $47,294

Bellingham, WA $47,239

Springfield, MA $47,202

Baltimore, MD $47,189

Chico, CA $47,074

Pittsfield, MA $46,951

Manchester, NH $46,864

Spokane, WA $46,662

Denver, CO $46,658

Albany, NY $46,443

Troy, NY $46,424

Nassau, NY $46,375

Schenectady, NY $46,328

Wilmington, DE $46,292

Burlington, VT $46,228

Salem, OR $46,209

Portland, ME $46,067

Yakima, WA $46,022

Rochester, MN $45,880

Reno, NV $45,857

Fresno, CA $45,857

Milwaukee, WI $45,816

Detroit, MI $45,770

Ann Arbor, MI $45,762

Allentown, PA $45,756

Colorado Springs, CO $45,678

Syracuse, NY $45,656

Carson City, NV $45,656

Houston, TX $45,591

Eugene, OR $45,569

Gary, IN $45,514

Springfield, OR $45,477

Bismarck, ND $45,468

Galveston, TX $45,436

Medford, OR $45,367

Fort Collins, CO $45,349

Concord, NH $45,326

Austin, TX $45,312

Mesa, AZ $45,216

Reading, PA $45,212

Phoenix, AZ $45,207

Dallas, TX $45,193

Saint Cloud, MN $45,149

Madison, WI $45,088

Utica, NY $44,965

Rochester, NY $44,891

Des Moines, IA $44,887

Raleigh, NC $44,882

Atlanta, GA $44,813

Battle Creek, MI $44,800

Salt Lake City, UT $44,786

Lancaster, PA $44,717

Harrisburg, PA $44,653

Kansas City, MO $44,608

Champaign, IL $44,598

Kansas City, KS $44,598

Fort Worth, TX $44,594

Columbus, OH $44,586

Boca Raton, FL $44,575

Pittsburgh, PA $44,557

Richmond, VA $44,539

Indianapolis, IN $44,530

Cleveland, OH $44,525

Las Vegas, NV $44,470

Cincinnati, OH $44,470

Petersburg, VA $44,402

Huntsville, AL $44,333

Lansing, MI $44,302

Lebanon, PA $44,296

Pueblo, CO $44,292

Appleton, WI $44,278

Buffalo, NY $44,260

Dayton, OH $44,246

Racine, WI $44,237

Charlotte, NC $44,232

Saint Louis, MO $44,219

York, PA $44,191

Elkhart, IN $44,191

Gastonia, NC $44,182

Billings, MT $44,171

Beaumont, TX $44,159

Lorain, OH $44,150

Benton Harbor, MI $44,141

Toledo, OH $44,132

Binghamton, NY $44,109

Rock Hill, SC $44,104

Rockford, IL $44,081

Springfield, IL $44,063

Elyria, OH $44,058

Fargo, ND $44,058

Flagstaff, AZ $44,026

Fort Lauderdale, FL $43,999

Duluth, MN $43,971

Miami, FL $43,971

Cheyenne, WY $43,939

Grand Forks, ND $43,939

Bangor, ME $43,839

Cedar Rapids, IA $43,788

Durham, NC $43,769

Louisville, KY $43,765

Grand Rapids, MI $43,756

Hialeah, FL $43,752

Casper, WY $43,688

Scranton, PA $43,633

New Orleans, LA $43,619

Virginia Beach, VA $43,614

Akron, OH $43,592

Peoria, IL $43,532

Sarasota, FL $43,523

Nashville, TN $43,491

Omaha, NE $43,491

Green Bay, WI $43,491

Baton Rouge, LA $43,468

Charleston, SC $43,459

Jamestown, NY $43,436

Davenport, IA $43,436

Tucson, AZ $43,413

Saint Petersburg, FL $43,386

Tampa, FL $43,376

Evansville, IN $43,349

Port Arthur, TX $43,349

Bradenton, FL $43,331

Santa Fe, NM $43,248

Orlando, FL $43,166

Clearwater, FL $43,152

Canton, OH $43,056

La Crosse, WI $43,056

Albuquerque, NM $43,029

Newport News, VA $43,024

High Point, NC $43,010

Ogden, UT $42,992

Corpus Christi, TX $42,955

Norfolk, VA $42,928

Laramie, WY $42,928

Rock Island, IL $42,900

Saginaw, MI $42,891

Jacksonville, FL $42,887

Salisbury, NC $42,878

Boise, ID $42,868

Moline, IL $42,846

Fort Myers, FL $42,832

Memphis, TN $42,823

Tulsa, OK $42,800

Waterloo, IA $42,772

Spartanburg, SC $42,727

Lincoln, NE $42,704

Fort Wayne, IN $42,695

Provo, UT $42,690

Cedar Falls, IA $42,635

San Antonio, TX $42,617

Greensboro, NC $42,598

South Bend, IN $42,594

Savannah, GA $42,544

Muskegon, MI $42,525

Birmingham, AL $42,521

Winston Salem, NC $42,498

Lake Charles, LA $42,388

Anderson, IN $42,379

Lexington, KY $42,365

Augusta, GA $42,351

Greenville, SC $42,351

Lima, OH $42,315

Wichita, KS $42,310

Tuscaloosa, AL $42,310

Columbia, SC $42,269

Springfield, OH $42,260

Asheville, NC $42,187

Bloomington, IN $42,155

Knoxville, TN $41,990

Shreveport, LA $41,985

Wilmington, NC $41,926

Roanoke, VA $41,926

Topeka, KS $41,843

Frankfort, KY $41,838

Oklahoma City, OK $41,807

Chillicothe, OH $41,788

Longview, TX $41,784

Melbourne, FL $41,779

Sioux Falls, SD $41,706

Mobile, AL $41,701

Terre Haute, IN $41,683

Altoona, PA $41,656

Amarillo, TX $41,624

Killeen, TX $41,610

Fayetteville, AR $41,573

Chattanooga, TN $41,560

Sioux City, IA $41,518

Idaho Falls, ID $41,509

Lynchburg, VA $41,473

Gainesville, FL $41,413

Portsmouth, OH $41,390

Little Rock, AR $41,381

Lafayette, LA $41,363

Youngstown, OH $41,363

Daytona Beach, FL $41,335

Clarksville, TN $41,331

Pensacola, FL $41,326

Temple, TX $41,323

Hopkinsville, KY $41,189

Erie, PA $41,180

Florence, SC $41,161

Charleston, WV $41,088

Great Falls, MT $41,065

Macon, GA $41,001

Tallahassee, FL $40,997

Fayetteville, NC $40,987

Waco, TX $40,978

Helena, MT $40,946

Pine Bluff, AR $40,929

Vincennes, IN $40,873

Lubbock, TX $40,855

Alamogordo, NM $40,827

Twin Falls, ID $40,786

Rapid City, SD $40,772

Jackson, MS $40,690

Huntington, WV $40,687

Greenville, MS $40,685

Parkersburg, WV $40,639

Montgomery, AL $40,631

Wichita Falls, TX $40,585

Springfield, MO $40,585

Biloxi, MS $40,562

Monroe, LA $40,516

Johnstown, PA $40,484

Sumter, SC $40,466

Columbus, GA $40,461

Pascagoula, MS $40,374

Abilene, TX $40,374

Kingsport, TN $40,255

Albany, GA $40,255

Gulfport, MS $40,242

Alexandria, LA $40,090

Fort Smith, AR $39,976

El Paso, TX $39,853

Las Cruces, NM $39,647

Harlingen, TX $39,530

Pocatello, ID $39,523

Florence, AL $39,464

Brownsville, TX $39,454

Mcallen, TX $39,358

Dothan, AL $39,294

Columbus, MS $39,022

Altus, OK $38,809

Lawton, OK $38,722

Pierre, SD $38,557

What Skills Can Increase a Mortgage Clerk's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 12.54% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Mortgage Lending (Mentioned in 2.65% Job Postings): A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender.
Loan Processing (Mentioned in 1.33% Job Postings): The steps taken by an institution lender from the time a request for a loan application is received to the time the loan is approved or denied, including taking the application, credit investigation, evaluation of the loan and other steps.

See More Skills

Skills	Demand Percentage
Customer Service	12.54%
Mortgage Lending	2.65%
Loan Processing	1.33%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Mortgage Clerk's salary.

Commitment: Can increase your salary by up to 19%.
Flexibility: Can increase your salary by up to 14%.
Self Motivation: Can increase your salary by up to 11%.

Skill	Salary	Salary % Increase
Commitment	$54,461	19%
Flexibility	$52,173	14%
Self Motivation	$50,800	11%
Loan Origination	$49,427	8%
Decision Making	$48,969	7%
CRM	$48,511	6%

Get Latest Data

Mortgage Clerk Salary by Industry: Top Paying Sectors

For Mortgage Clerk roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Mortgage Clerk positions in Business Services typically offer lower base pay, as this sector often view Mortgage Clerk as a support function rather than a direct revenue driver.

The top paying industry for a Mortgage Clerk

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$54,918	$26.0	20%

How Education impacts a Mortgage Clerk's Salary?

Your level of education can impact your salary potential. While many Mortgage Clerks enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Mortgage Clerk with a High School Diploma or Technical Certificate is between $39,980 and $43,259).

Mortgage Clerk Salaries by Degree Level

Typical Education for Mortgage Clerk

No Diploma 47.6%

High School 47.6%

Associates 21.4%

Bachelors 31.0%

Masters 0.0%

Doctorate 0.0%

view as table

Degree Level	% of user with this level of education
No Diploma	47.6%
High School	47.6%
Associates	21.4%
Bachelors	31.0%
Masters	0.0%
Doctorate	0.0%

view as graph

Mortgage Clerk Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Clerk's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$42,339

Average $45,765/year

$49,159

$3,528

Average $3,814/month

$4,097

$814

Average $880/week

$945

$20

Average $22/hour

$24

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$49,159	$4,097	$945	$24
Average	$45,765	$3,814	$880	$22
25th Percentile	$42,339	$3,528	$814	$20

Salaries of jobs related to Mortgage Clerk

Salary Trends for Mortgage Clerk

Salaries for a Mortgage Clerk can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $41,339 in 2023 to around $40,942 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Mortgage Clerk salary trends, .

Average Annual Salary of Mortgage Clerk Over Time

2022

$???

2023

$41,339

2024

$41,178

2025

$40,942

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$41,339
2024	$41,178
2025	$40,942
2026	View More
2027	View More

Most common benefits for Mortgage Clerk

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Business Services

the United States

Find Your Next Mortgage Clerk Job

Ready to take the next step in your career? Browse thousands of current Mortgage Clerk job openings on our job board. Use the search bar below to find your perfect match.

MD Staff, LLC

Columbus, OH

Physician Neurology Ohio Locum Tenens Locums Physician

MD Staff, LLC | Columbus, OH

Neurologist Locum Tenens Opportunity Near Columbus, OH. We are excited to offer a rewarding locum tenens opportunity for a Board Certified or Board Eligibl... more

3 Days Ago
Confidential

Columbus, OH

Associate Vice President Brand&External Communications

Confidential | Columbus, OH

Associate Vice President, Brand & External Communications. About the Company. National consulting & advisory services firm focused on the healthcare indust... more

14 Days Ago
C.R. England

Columbus, OH

Local CDL

C.R. England | Columbus, OH

Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

15 Days Ago
Confidential

Columbus, OH

Vice President Credit Risk Strategy&Data Science

Confidential | Columbus, OH

Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more

15 Days Ago
KreilKamp Trucking

Columbus, OH

Regional Truck Driver Company

KreilKamp Trucking | Columbus, OH

Regional CDL A Drivers | NEW Grads Welcome | Earn $70,000+ Annually. We're proud to be a 4th generation family truck line, started in 1935, but even proude... more

15 Days Ago
Maxim Healthcare

Columbus, OH

RN Private Duty Nursing Opportunity

Maxim Healthcare | Columbus, OH

Private duty nursing (PDN) allows medically fragile patients to receive quality, skilled nursing care in the comfort of their home: a setting preferred by ... more

17 Days Ago

For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Mortgage Clerk

1. What industry pays the highest salary for Mortgage Clerk?

The Financial Services industry offers the highest average compensation for Mortgage Clerk roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

Detailed skills and competency reports for specific positions
Job and employee pricing reports
Compensation data tools, salary structures, surveys and benchmarks.

Learn about