Complex Claims Adjuster Salary in the United States

How much does a Complex Claims Adjuster make in the United States?

As of January 01, 2026, the average salary for a Complex Claims Adjuster in the United States is $54,141 per year, which breaks down to an hourly rate of $26.

However, a Complex Claims Adjuster's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $67,216
  • Majority Range (25th-75th percentile): $48,832 to $60,985
  • Entry-Level (10th percentile): $43,999
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View as table View as graph 25% $48,832 10% $43,999 90% $67,216 75% $60,985 $54,141 50%(Median) Didn’t find job title? Click

Complex Claims Adjuster Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $60,985 $5,082 $1,173 $29
Average $54,141 $4,512 $1,041 $26
25th Percentile $48,832 $4,069 $939 $23
Check out Complex Claims Adjuster Job Openings in the United States
Claims Adjuster - Crop - QBE Insurance

QBE Insurance - MADISON, WI

Claims Adjuster-Crop Intern (Summer 2026-IL) -QBE Insurance

QBE Insurance - SPRINGFIELD, IL

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Key Factors That Influence Complex Claims Adjuster Salaries

A Complex Claims Adjuster's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Complex Claims Adjuster Salaries?

Experience is a primary driver of a Complex Claims Adjuster's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $53,244
  • Early Career (1-2 years): $53,839
  • Mid-Level (2-4 years): $55,349
  • Senior-Level (5-8 years): $55,651
  • Expert (over 8 years): $55,852
Levels Salary
Entry Level Complex Claims Adjuster$53,244
Intermediate Level Complex Claims Adjuster$53,839
Senior Level Complex Claims Adjuster$55,349
Specialist Level Complex Claims Adjuster$55,651
Expert Level Complex Claims Adjuster$55,852
$53,244 0 yr
$53,839 < 2 yrs
$55,349 2-4 yrs
$55,651 5-8 yrs
$55,852 > 8 yrs
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What Am I Worth?

Top Paying Cities for Complex Claims Adjusters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $68,288
  • San Francisco: $67,617
  • Oakland: $66,117

What Skills Can Increase a Complex Claims Adjuster's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 16.44% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Claims Management (Mentioned in 1.88% Job Postings): Claims Management means the process of identifying, controlling and resolving demands by individuals or public entities to recover losses from any Member of the Association.
  • Underwriting (Mentioned in 0.87% Job Postings): Underwriting services are provided by some large financial institutions, such as banks, or insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriting arrangement may be created in a number of situations including insurance, issue of securities in a public offering, and bank lending, among others. The person or institution that agrees to sell a minimum number of securities of the company for commission is called the underwriter. The name derives from the Lloyd's of London insurance market. Financial bankers, who would accept some of the risk on a given venture (historically a sea voyage with associated risks of shipwreck) in exchange for a premium, would literally write their names under the risk information that was written on a Lloyd's slip created for this purpose.
See More Skills
Skills Demand Percentage
Customer Service 16.44%
Claims Management 1.88%
Underwriting 0.87%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Complex Claims Adjuster's salary.
  • Business Development: Can increase your salary by up to 20%.
  • Medical Management: Can increase your salary by up to 14%.
  • Troubleshooting: Can increase your salary by up to 11%.
Skill Salary Salary % Increase
Business Development
$64,969
20%
Medical Management
$61,721
14%
Troubleshooting
$60,097
11%
Customer Communications
$58,472
8%
Analysis
$57,931
7%
Commitment
$57,931
7%
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How Education impacts a Complex Claims Adjuster's Salary?

Your level of education can impact your salary potential. While many Complex Claims Adjusters enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Complex Claims Adjuster with a High School Diploma or Technical Certificate is between $51,675 and $54,645).

Complex Claims Adjuster Salaries by Degree Level

Typical Education for Complex Claims Adjuster
Degree Level % of user with this level of education
No Diploma 1.4%
High School 11.4%
Associates 7.1%
Bachelors 67.1%
Masters 10.0%
Doctorate 2.9%
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Complex Claims Adjuster Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Complex Claims Adjuster's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Complex Claims Adjuster

Salaries for a Complex Claims Adjuster can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $53,067 in 2023 to around $52,911 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Complex Claims Adjuster salary trends, .

Average Annual Salary of Complex Claims Adjuster Over Time

2022
$???
2023
$53,067
2024
$53,283
2025
$52,911
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $53,067
2024 $53,283
2025 $52,911
2026
View More
2027
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Most common benefits for Complex Claims Adjuster

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Complex Claims Adjuster

Here are companies hiring for Complex Claims Adjuster and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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