As of July 01, 2026, the average salary for a Claims Adjuster III - P&C in the United States is $86,858 per year, which breaks down to an hourly rate of $42.
However, a Claims Adjuster III - P&C's salary can vary significantly. Here’s a look at the typical salary range:
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A Claims Adjuster III - P&C's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of a Claims Adjuster III - P&C's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Claims Adjuster I | 0-2 years | $54,168 |
| Claims Adjuster II | 2-4 years | $71,280 |
| Claims Adjuster III - P&C | 4-7 years | $86,858 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claims Adjuster III - P&Cs. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 15.43% |
| Claims Management | 2.85% |
| Insurance Industry | 1.93% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Customer Communications
|
$96,412 |
11%
|
|
Initiative
|
$92,069 |
6%
|
|
Risk Management
|
$92,069 |
6%
|
|
Knowledge of Claims
|
$91,201 |
5%
|
|
Agility
|
$91,201 |
5%
|
|
Conflict Management
|
$91,201 |
5%
|
Claims Adjuster III - P&C salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $95,312. While startup companies pay approximate $80,687.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $80,687 |
| Growth Stage | 51~500 | $85,317 |
| Established | 501~5000 | $92,065 |
| Enterprise | 5000+ | $95,312 |
For Claims Adjuster III - P&C roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Energy & Utilities sectors offer the strongest compensation, at 25% above the average. In contrast, Claims Adjuster III - P&C positions in Transportation or Retail & Wholesale typically offer lower base pay, as these industries often view Claims Adjuster III - P&C as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $108,572 | $52.0 | 25% |
| Energy & Utilities | $104,230 | $50.0 | 20% |
| Financial Services | $95,544 | $46.0 | 10% |
| Business Services | $91,201 | $44.0 | 5% |
Your level of education can impact your salary potential. While many Claims Adjuster III - P&Cs enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Claims Adjuster III - P&C with a Associate's Degree is between $83,409 and $88,881).
Claims Adjuster III - P&C Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.7% |
| High School | 13.4% |
| Associates | 8.4% |
| Bachelors | 62.2% |
| Masters | 10.8% |
| Doctorate | 4.5% |
Understanding how a Claims Adjuster III - P&C's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Salaries for a Claims Adjuster III - P&C can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $81,381 in 2023 to around $81,437 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Claims Adjuster III - P&C salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $81,381 |
| 2024 | $82,168 |
| 2025 | $81,437 |
| 2026 |
View More
|
| 2027 |
View More
|
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A Claims Adjuster III - P&C's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Claims Adjuster III - P&C earns the most in San Jose, CA, where the annual salary of a Claims Adjuster III - P&C is $109,554.
The highest pay for Claims Adjuster III - P&C is $103,704.
The lowest pay for Claims Adjuster III - P&C is $75,199.
Investigates, evaluates, and settles property and casualty claims to determine coverage, liability, and damages in accordance with policy terms. Inspects or reviews loss details, estimates, and supporting documentation to assess the extent of damage and exposure. Determines coverage and liability by analyzing policy provisions, statements, and investigative findings. Negotiates settlements with claimants, attorneys, and vendors within established authority limits. Establishes and maintains accurate reserves and documents all claim activity in the claims system. Ensures compliance with state regulations, fair claims practices, and company guidelines. Requires a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience.
The Insurance industry offers the highest average compensation for Claims Adjuster III - P&C roles, with salaries approximately 25% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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