Insurance Sales Representative Salary in Ledgewood, NJ

How much does an Insurance Sales Representative make in Ledgewood, NJ?

As of August 01, 2026, the average salary for an Insurance Sales Representative in Ledgewood, NJ is $105,799 per year, which breaks down to an hourly rate of $51.

However, an Insurance Sales Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $125,504
  • Majority Range (25th-75th percentile): $94,558 to $116,113
  • Entry-Level (10th percentile): $84,324
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View as table View as graph 25% $94,558 10% $84,324 90% $125,504 75% $116,113 $105,799 50%(Median) Didn’t find job title? Click

Insurance Sales Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $116,113 $9,676 $2,233 $56
Average $105,799 $8,817 $2,035 $51
25th Percentile $94,558 $7,880 $1,818 $45
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Key Factors That Influence Insurance Sales Representative Salaries

An Insurance Sales Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Insurance Sales Representative Salaries?

Experience is a primary driver of an Insurance Sales Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $64,495
  • Early Career (1-2 years): $82,012
  • Mid-Level (2-4 years): $105,041
  • Senior-Level (5-8 years): $138,577
  • Expert (over 8 years): $155,507
Levels Salary
Sales Rep... Level Insurance Sales Representative$64,495
Sales Rep... Level Insurance Sales Representative$82,012
Insurance... Level Insurance Sales Representative$105,041
Sales Rep... Level Insurance Sales Representative$138,577
Sales Rep... Level Insurance Sales Representative$155,507
$64,495 0 yr
$82,012 < 2 yrs
$105,041 2-4 yrs
$138,577 5-8 yrs
$155,507 > 8 yrs
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What Am I Worth?

Top Paying Cities for Insurance Sales Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $121,590
  • San Francisco: $120,259
  • Oakland: $117,725

What Skills Can Increase an Insurance Sales Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 14.82% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Insurance Sales (Mentioned in 2.06% Job Postings): Insurance sales involves selling various types of insurance to customers, including home, life, health and auto insurance. Primary goal is to get information about clients' needs and match them with insurance policies they offer.
  • Customer Relationship (Mentioned in 1.5% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
See More Skills
Skills Demand Percentage
Customer Service 14.82%
Insurance Sales 2.06%
Customer Relationship 1.5%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Sales Representative's salary.
  • B2B: Can increase your salary by up to 12%.
  • Insurance Sales: Can increase your salary by up to 10%.
  • Coaching: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
B2B
$118,495
12%
Insurance Sales
$116,379
10%
Coaching
$113,205
7%
Business Development
$113,205
7%
Sales Development
$113,205
7%
Presentation
$112,147
6%
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Insurance Sales Representative Salary by Industry: Top Paying Sectors

For Insurance Sales Representative roles, the industry you choose can affect earning potential by as much as 45% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Energy & Utilities sectors offer the strongest compensation, at 25% above the average. In contrast, Insurance Sales Representative positions in Transportation or Retail & Wholesale typically offer lower base pay, as these industries often view Insurance Sales Representative as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Sales Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Biotechnology$132,249$64.025%
Energy & Utilities$126,959$61.020%
Pharmaceuticals$126,959$61.020%
Healthcare$121,669$58.015%
Aerospace & Defense$116,379$56.010%

Insurance Sales Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Sales Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Find Your Next Insurance Sales Representative Job

Ready to take the next step in your career? Browse thousands of current Insurance Sales Representative job openings on our job board. Use the search bar below to find your perfect match.

United States
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Cost of Living In Ledgewood, NJ

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