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As of August 01, 2026, the average salary for a Consumer Loan Officer in Texas is $55,510 per year, which breaks down to an hourly rate of $27.
However, a Consumer Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Consumer Loan Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $65,301 | $5,442 | $1,256 | $31 |
| Average | $55,510 | $4,626 | $1,068 | $27 |
| 25th Percentile | $50,712 | $4,226 | $975 | $24 |
Financial Staffing Resources, Ltd. - Irving, TX
Republic Finance - Bedford, TX
Republic Finance - Missouri City, TX
Republic Finance - San Antonio, TX
A Consumer Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Consumer ... Level Consumer Loan Officer | $47,955 |
| Consumer ... Level Consumer Loan Officer | $53,471 |
| Consumer ... Level Consumer Loan Officer | $62,793 |
| Consumer ... Level Consumer Loan Officer | $97,302 |
| Consumer ... Level Consumer Loan Officer | $113,353 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Consumer Loan Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Loan Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $77,715 | $37.0 | 40% |
| Edu., Gov't. & Nonprofit | $61,061 | $29.0 | 10% |
Understanding how a Consumer Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $65,301 | $5,442 | $1,256 | $31 |
| Average | $55,510 | $4,626 | $1,068 | $27 |
| 25th Percentile | $50,712 | $4,226 | $975 | $24 |
Ready to take the next step in your career? Browse thousands of current Consumer Loan Officer job openings on our job board. Use the search bar below to find your perfect match.
Republic Finance
College Station, TX
Republic Finance | College Station, TX
Sr. Consumer Loan Specialist. Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back... more
9 Days Ago
PRMG
Dallas, TX
PRMG | Dallas, TX
Job Title. PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the a... more
7 Days Ago
Cornerstone Capital Bank
Dallas, TX
Cornerstone Capital Bank | Dallas, TX
Loan Officer Position. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities... more
7 Days Ago
Cornerstone Capital Bank
Houston, TX
Cornerstone Capital Bank | Houston, TX
Loan Officer Position. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities... more
7 Days Ago
Benchmark Mortgage
Harker Heights, TX
Benchmark Mortgage | Harker Heights, TX
Loan Officer. Position Overview: With relationships as one of Benchmark's core values, building and maintaining relationships in order to source loan appli... more
7 Days Ago
PeopleFund
Houston, TX
PeopleFund | Houston, TX
Loan Officer. The Loan Officer's primary role is to assist entrepreneurs with their financing needs. The Loan Officer will develop key relationships to sup... more
7 Days Ago
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