Collateral Underwriter Salary in Cumming, IA

How much does a Collateral Underwriter make in Cumming, IA?

As of August 01, 2026, the average salary for a Collateral Underwriter in Cumming, IA is $91,227 per year, which breaks down to an hourly rate of $44.

However, a Collateral Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $106,927
  • Majority Range (25th-75th percentile): $80,845 to $99,445
  • Entry-Level (10th percentile): $71,392
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View as table View as graph 25% $80,845 10% $71,392 90% $106,927 75% $99,445 $91,227 50%(Median) Didn’t find job title? Click

Collateral Underwriter Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $99,445 $8,287 $1,912 $48
Average $91,227 $7,602 $1,754 $44
25th Percentile $80,845 $6,737 $1,555 $39
Check out Collateral Underwriter Job Openings in Cumming, IA
Regional Market President

Confidential - Cumming, IA

Multiline Insurance Agent

StaffMyAgency LLC - Cumming, IA

Retail Project Supervisor

Driveline - Cumming, IA

CDL

J.B. Hunt Transport, Inc. - Cumming, IA

Search More Collateral Underwriter Jobs in Cumming, IA

Key Factors That Influence Collateral Underwriter Salaries

A Collateral Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Collateral Underwriter Salaries?

Experience is a primary driver of a Collateral Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $57,348
  • Early Career (1-2 years): $75,682
  • Mid-Level (2-4 years): $91,948
  • Senior-Level (5-8 years): $113,652
  • Expert (over 8 years): $110,551
Levels Salary
Appraiser... Level Collateral Underwriter$57,348
Appraiser... Level Collateral Underwriter$75,682
Collatera... Level Collateral Underwriter$91,948
Appraiser... Level Collateral Underwriter$113,652
Appraisal... Level Collateral Underwriter$110,551
$57,348 0 yr
$75,682 < 2 yrs
$91,948 2-4 yrs
$113,652 5-8 yrs
$110,551 > 8 yrs
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What Am I Worth?

Top Paying Cities for Collateral Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $117,993
  • San Francisco: $116,702
  • Oakland: $114,242

What Skills Can Increase a Collateral Underwriter's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 7.78% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Economics (Mentioned in 2.4% Job Postings): Economics is a social science that focuses on the production, distribution, and consumption of goods and services, and analyzes the choices that individuals, businesses, governments, and nations make to allocate resources.
  • Data Input (Mentioned in 1.32% Job Postings): Data input are information's that is provided to a computer or a software program. Input means to provide the program with some data to be used in it.
See More Skills
Skills Demand Percentage
Customer Service 7.78%
Economics 2.4%
Data Input 1.32%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Collateral Underwriter's salary.
  • Loan Servicing: Can increase your salary by up to 17%.
  • Leadership: Can increase your salary by up to 13%.
  • Real Estate Practice: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Loan Servicing
$106,736
17%
Leadership
$103,087
13%
Real Estate Practice
$102,174
12%
Collateral Management
$100,350
10%
Diversity and Inclusion
$98,525
8%
Innovation
$97,613
7%
Get Latest Data

Collateral Underwriter Salary by Industry: Top Paying Sectors

For Collateral Underwriter roles, the industry you choose can affect earning potential by as much as 100% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 50% above the average. In contrast, Collateral Underwriter positions in Insurance or Business Services typically offer lower base pay, as these industries often view Collateral Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Collateral Underwriter

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$136,841$66.050%
Edu., Gov't. & Nonprofit$100,350$48.010%

Collateral Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collateral Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Find Your Next Collateral Underwriter Job

Ready to take the next step in your career? Browse thousands of current Collateral Underwriter job openings on our job board. Use the search bar below to find your perfect match.

United States
  • Hy-Vee

    Cumming, IA

    Hy-Vee | Cumming, IA

    Hy-Vee - Cumming Ave [Retail Clerk / Team Member] As a Fast and Fresh Clerk at Hy-Vee, you'll: Fill displays, pop/beer coolers, and stock shelves. Fill out... more

    4 Days Ago

  • Hy-Vee

    Cumming, IA

    Hy-Vee | Cumming, IA

    Hy-Vee - Cumming Ave [Beverage Server / Crew Member] As a Barista at Hy-Vee, you'll: Anticipate product needs for the department on a daily basis. Prepare ... more

    4 Days Ago

  • Confidential

    Cumming, IA

    Confidential | Cumming, IA

    Regional Market President. About the Company. Respected community bank. Industry. Banking. Type. Privately Held. About the Role. The Company is seeking a R... more

    5 Days Ago

  • Arvato

    Cumming, IA

    Arvato | Cumming, IA

    Job Description. Job Description. Company Description. Arvato is an innovative and leading global 3PL service provider in supply chain management and e-com... more

    5 Days Ago

  • K.A. Recruiting

    Cumming, IA

    K.A. Recruiting | Cumming, IA

    I'm looking for a Radiologic Tech in Iowa. There is potential for 5k sign-on bonus. The Radiologic Technologist plays a key role in supporting the delivery... more

    5 Days Ago

  • Earn Haus

    Cumming, IA

    Earn Haus | Cumming, IA

    Job description. We are urgently looking for people interested in taking online surveys for Fortune 500 brands. If you are a self-starter, looking for flex... more

    5 Days Ago

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