Commercial Loan Underwriter Salary in California

How much does a Commercial Loan Underwriter make in California?

As of August 01, 2026, the average salary for a Commercial Loan Underwriter in California is $108,281 per year, which breaks down to an hourly rate of $52.

However, a Commercial Loan Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $131,873
  • Majority Range (25th-75th percentile): $91,603 to $120,630
  • Entry-Level (10th percentile): $76,419
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
Recruit with AI
AI-Powered Talent
View as table View as graph 25% $91,603 10% $76,419 90% $131,873 75% $120,630 $108,281 50%(Median) Didn’t find job title? Click

Commercial Loan Underwriter Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $120,630 $10,052 $2,320 $58
Average $108,281 $9,023 $2,082 $52
25th Percentile $91,603 $7,634 $1,762 $44
Check out Commercial Loan Underwriter Job Openings in California
Commercial Loan Underwriter

Chino Commercial Bank - Chino, CA

Commercial Real Estate Loan Underwriter

Orange County's Federal Credit Union - Santa Ana, CA

Commercial Underwriter

First American - Santa Ana, CA

Commercial Underwriter

First American - Santa Cruz, CA

Search More Commercial Loan Underwriter Jobs in California

Key Factors That Influence Commercial Loan Underwriter Salaries

A Commercial Loan Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Commercial Loan Underwriter Salaries?

Experience is a primary driver of a Commercial Loan Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $73,983
  • Early Career (1-2 years): $109,439
  • Mid-Level (2-4 years): $130,529
  • Senior-Level (5-8 years): $146,220
  • Expert (over 8 years): $183,360
Levels Salary
Commercia... Level Commercial Loan Underwriter$73,983
Commercia... Level Commercial Loan Underwriter$109,439
Commercia... Level Commercial Loan Underwriter$130,529
Commercia... Level Commercial Loan Underwriter$146,220
Commercia... Level Commercial Loan Underwriter$183,360
$73,983 0 yr
$109,439 < 2 yrs
$130,529 2-4 yrs
$146,220 5-8 yrs
$183,360 > 8 yrs
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Commercial Loan Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Los Angeles: $108,467
  • West Hollywood: $108,389
  • Dodgertown: $108,466

Commercial Loan Underwriter Salary by Industry: Top Paying Sectors

For Commercial Loan Underwriter roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Business Services and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Commercial Loan Underwriter positions in Edu., Gov't. & Nonprofit or Insurance typically offer lower base pay, as these industries often view Commercial Loan Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Commercial Loan Underwriter

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Business Services$129,937$62.020%
Financial Services$119,109$57.010%

Commercial Loan Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Loan Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Find Your Next Commercial Loan Underwriter Job

Ready to take the next step in your career? Browse thousands of current Commercial Loan Underwriter job openings on our job board. Use the search bar below to find your perfect match.

United States
  • F2 Finance

    Los Angeles, CA

    F2 Finance | Los Angeles, CA

    Job Description. Job Description. About F2 Finance. F2 Finance is a private real estate lender originating short-term, residential bridge loans across the ... more

    6 Days Ago

  • JazzX AI

    Los Altos, CA

    JazzX AI | Los Altos, CA

    Job Description. Job Description. About JazzX AI. Vision. Enterprises operating on institutional intelligence—governed, self-improving, and scalable beyond... more

    7 Days Ago

  • Atmos Financial

    San Francisco, CA

    Atmos Financial | San Francisco, CA

    Senior Consumer Loan Underwriter. We are seeking an experienced and highly analytical Senior Consumer Loan Underwriter to join our growing clean-energy fin... more

    10 Days Ago

  • Fox And Company Inc

    Santa Rosa, CA

    Fox And Company Inc | Santa Rosa, CA

    Job Description. Job Description. Local Boutique Mortgage Brokerage Seeking an exceptional and committed professional Loan Processor/Office Manager to add ... more

    10 Days Ago

  • Work At Home Vintage Experts

    Sacramento, CA

    Work At Home Vintage Experts | Sacramento, CA

    Put your Insurance Experience to work - FROM HOME. At WAHVE, we value significant insurance experience and want to revolutionize the way people think about... more

    8 Days Ago

  • First American Financial Corporation

    Santa Ana, CA

    First American Financial Corporation | Santa Ana, CA

    Who We AreJoin a team that puts its People First. As a member of First American's family of companies, National Commercial Services provides single-point s... more

    10 Days Ago

For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

Cost of Living In California

Cost of Living in California is
10.3% Higher
than the National Average

Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.

Explore Cost of Living Calculator
Empower Your Team

Salary.com experts will help you thrive your workplaces.

Find Salary.com Comp Consulting
See Salary Trends in 2025

Salary.com provides salary survey data for thousands of industry Jobs.

Price Your Company Jobs and Make Pay Fair

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst