Debt Manager Salary in the United States

How much does a Debt Manager make in the United States?

As of July 01, 2026, the average salary for a Debt Manager in the United States is $76,169 per year, which breaks down to an hourly rate of $37.

However, a Debt Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $87,331
  • Majority Range (25th-75th percentile): $74,657 to $82,012
  • Entry-Level (10th percentile): $73,280
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
Recruit with AI
AI-Powered HR
Salary Salary + Bonus Benefits
Paid Annually Paid Monthly Paid Semimonthly Paid Biweekly Paid Weekly Paid Hourly
View as table View as graph 25% $74,657 10% $73,280 90% $87,331 75% $82,012 $76,169 50%(Median) Didn’t find job title? Click

Debt Manager Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $82,012 $6,834 $1,577 $39
Average $76,169 $6,347 $1,465 $37
25th Percentile $74,657 $6,221 $1,436 $36
Check out Debt Manager Job Openings in the United States
Debt Finance Associate Attorney

Direct Counsel - Blacklick, OH

Debt Finance Associate Attorney

Direct Counsel - Beachwood, OH

Analyst Treasury and Debt

Central Ohio Transit Authority - Columbus, OH

Manager

Beau Jo's Management Company - EVERGREEN, CO

Search More Debt Manager Jobs in the United States
Choose Similar Job
Choose Category
Cost of Living
Average Salary for United States
See it in Action

Key Factors That Influence Debt Manager Salaries

A Debt Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Debt Manager Salaries?

Experience is a primary driver of a Debt Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $75,476
  • Early Career (1-2 years): $75,539
  • Mid-Level (2-4 years): $75,812
  • Senior-Level (5-8 years): $76,472
  • Expert (over 8 years): $79,242
Levels Salary
Entry Level Debt Manager$75,476
Intermediate Level Debt Manager$75,539
Senior Level Debt Manager$75,812
Specialist Level Debt Manager$76,472
Expert Level Debt Manager$79,242
$75,476 0 yr
$75,539 < 2 yrs
$75,812 2-4 yrs
$76,472 5-8 yrs
$79,242 > 8 yrs
View as Table
View as Graph

What Am I Worth?

How Do Debt Manager Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Debt Managers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $84,335.
  • California: $84,015.
  • Massachusetts: $82,895.

Top Paying Cities for Debt Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $96,072
  • San Francisco: $95,021
  • Oakland: $93,018

What Skills Can Increase a Debt Manager's Salary?

Demanded Skills for the Role:

  • Coaching (Mentioned in 5.01% Job Postings): Coaching is a form of development in which an experienced person, called a coach, supports a learner or client in achieving a specific personal or professional goal by providing training and guidance.
  • Business Development (Mentioned in 1.3% Job Postings): Business development entails tasks and processes to develop and implement growth opportunities within and between organizations. It is a subset of the fields of business, commerce and organizational theory. Business development is the creation of long-term value for an organization from customers, markets, and relationships. Business development can be taken to mean any activity by either a small or large organization, non-profit or for-profit enterprise which serves the purpose of ‘developing’ the business in some way. In addition, business development activities can be done internally or externally by a business development consultant. External business development can be facilitated through Planning Systems, which are put in place by governments to help small businesses. In addition, reputation building has also proven to help facilitate business development.
  • Credit Products (Mentioned in 0.83% Job Postings): Credit Product means a charge or credit card or program, an on-line or mobile credit or charge account, or other credit or charge device.
See More Skills
Skills Demand Percentage
Coaching 5.01%
Business Development 1.3%
Credit Products 0.83%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Debt Manager's salary.
  • Client Relationship Management: Can increase your salary by up to 39%.
  • Cash Management: Can increase your salary by up to 32%.
  • Decision Making and Critical Thinking: Can increase your salary by up to 30%.
Skill Salary Salary % Increase
Client Relationship Management
 $105,875
39%
Cash Management
 $100,544
32%
Decision Making and Critical Thinking
 $99,020
30%
Financial Analysis
 $90,642
19%
Tech Savvy
 $90,642
19%
Consumer Privacy
 $89,880
18%
Get Latest Data

Debt Manager Salary by Industry: Top Paying Sectors

For Debt Manager roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 50% above the average. In contrast, Debt Manager positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Debt Manager as a support function rather than a direct revenue driver.

The top paying industry for a Debt Manager

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$114,254$55.050%

Debt Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Debt Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on July 01, 2026
$74,657
Average $76,169/year
$82,012
$6,221
Average $6,347/month
$6,834
$1,436
Average $1,465/week
$1,577
$36
Average $37/hour
$39
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $82,012 $6,834 $1,577 $39
Average $76,169 $6,347 $1,465 $37
25th Percentile $74,657 $6,221 $1,436 $36

Salaries of jobs related to Debt Manager

Salary Trends for Debt Manager

Salaries for a Debt Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $83,294 in 2023 to around $81,591 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Debt Manager salary trends, .

Average Annual Salary of Debt Manager Over Time

2022
$???
2023
$83,294
2024
$82,307
2025
$81,591
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $83,294
2024 $82,307
2025 $81,591
2026
View More
2027
View More

Most common benefits for Debt Manager

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Debt Manager

Here are companies hiring for Debt Manager and their salaries, click below for more details.

Find Your Next Debt Manager Job

Ready to take the next step in your career? Browse thousands of current Debt Manager job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst