What are the main factors that influence an Entry Level Underwriter's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change An Entry Level Underwriter's salary?

An Entry Level Underwriter's salary grows with experience: an Entry Level Underwriter (0-2 years)earns $61,996, an Underwriter II (2-4 years)earns $73,045, an Underwriter III (4-7 years)earns $94,950, an Underwriter IV (7+ years)earns $110,928, an Underwriter V (7-10 years)earns $136,700,

What are the highest paying states for an Entry Level Underwriter?

Entry Level Underwriter salary varies significantly by state. The top 3 highest paying states for Entry Level Underwriter roles are District of Columbia $65,639, California $65,390, Massachusetts $64,518. These tech hubs typically pay 10-15% above the national average.

How much do different types of Entry Level Underwriter roles make?

Salaries for Entry Level Underwriter level roles vary by specialization: Entry Level Actuary: $80,801; Entry Level Auditor: $67,701; Entry Level LPN: $65,847; Entry Mortgage Underwriter: $65,300; Entry Level Animator: $63,503.

Entry Level Underwriter Salary in Rhode Island

How much does an Entry Level Underwriter make in Rhode Island?

As of March 01, 2026, the average salary for an Entry Level Underwriter in Rhode Island is $61,465 per year, which breaks down to an hourly rate of $30.

However, an Entry Level Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $73,337
Majority Range (25th-75th percentile): $53,818 to $67,679
Entry-Level (10th percentile): $46,856

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Entry Level Underwriter Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,679	$5,640	$1,302	$33
Average	$61,465	$5,122	$1,182	$30
25th Percentile	$53,818	$4,485	$1,035	$26

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Entry Level Underwriter Salaries

An Entry Level Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Entry Level Underwriter Salaries?

Experience is a primary driver of an Entry Level Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $61,996
Early Career (1-2 years): $73,045
Mid-Level (2-4 years): $94,950
Senior-Level (5-8 years): $110,928
Expert (over 8 years): $136,700

Levels	Salary
Entry Lev... Level Entry Level Underwriter	$61,996
Underwrit... Level Entry Level Underwriter	$73,045
Underwrit... Level Entry Level Underwriter	$94,950
Underwrit... Level Entry Level Underwriter	$110,928
Underwrit... Level Entry Level Underwriter	$136,700

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What Am I Worth?

How Do Entry Level Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Entry Level Underwriters. For example, consider the average annual salaries in these key locations:

District of Columbia: $65,639.
California: $65,390.
Massachusetts: $64,518.

District of Columbia $65,639 California $65,390 Massachusetts $64,518 Washington $64,281 New Jersey $64,257 Alaska $64,174 Connecticut $63,356 New York $63,024

Hawaii $61,963 Rhode Island $61,465 Maryland $61,127 Minnesota $60,665 Colorado $60,487 Illinois $60,428 Oregon $60,202 Delaware $60,036

New Hampshire $59,932 Virginia $59,698 Pennsylvania $59,017 Nevada $58,673 North Dakota $58,560 Michigan $58,382 Wisconsin $58,317 Vermont $58,187

Texas $57,825 Maine $57,801 Arizona $57,766 Ohio $57,724 Georgia $57,179 Indiana $56,906 Wyoming $56,853 Utah $56,770

Iowa $56,734 Kansas $56,450 Louisiana $56,367 North Carolina $56,337 Missouri $56,325 Florida $56,094 Montana $55,970 Nebraska $55,851

Kentucky $55,786 South Carolina $55,549 Tennessee $55,400 Idaho $55,341 New Mexico $54,908 Oklahoma $54,814 Alabama $54,464 South Dakota $53,877

Arkansas $53,557 West Virginia $53,385 Mississippi $52,869

Top Paying Cities for Entry Level Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamsville: $62,473
Albion: $61,435
Ashaway: $62,710

Adamsville, RI $62,473 Albion, RI $61,435 Ashaway, RI $62,710 Barrington, RI $61,435 Block Island, RI $62,384 Bradford, RI $62,669 Bristol, RI $61,376 Carolina, RI $62,159

Charlestown, RI $62,224 Chepachet, RI $61,317 Clayville, RI $61,376 Coventry, RI $61,317 West Greenwich, RI $61,275 East Greenwich, RI $61,358 Exeter, RI $62,669 Fiskeville, RI $61,435

Forestdale, RI $61,376 Foster, RI $61,275 Glendale, RI $61,275 Greene, RI $61,963 Greenville, RI $61,435 Harmony, RI $61,418 Harrisville, RI $61,317 Hope, RI $61,435

Hope Valley, RI $62,710 Hopkinton, RI $62,728 Jamestown, RI $62,099 Kenyon, RI $62,651 Little Compton, RI $62,449 Manville, RI $61,435 Mapleville, RI $61,275 Newport, RI $62,111

Middletown, RI $62,372 North Kingstown, RI $61,258 North Scituate, RI $61,418 Oakland, RI $61,335 Pascoag, RI $61,299 Pawtucket, RI $61,435 Central Falls, RI $61,435 Cumberland, RI $61,435

Lincoln, RI $61,435 Portsmouth, RI $61,862 Prudence Island, RI $61,317 Rockville, RI $62,728 Saunderstown, RI $62,135 Shannock, RI $62,633 Slatersville, RI $61,376 Slocum, RI $62,135

Tiverton, RI $62,491 Wakefield, RI $62,070 Kingston, RI $62,082 Narragansett, RI $62,094 Peace Dale, RI $62,070 Warren, RI $61,418 Warwick, RI $61,435 Westerly, RI $62,746

West Kingston, RI $62,117 West Warwick, RI $61,435 Wood River Junction, RI $62,669 Woonsocket, RI $61,376 North Smithfield, RI $61,418 Wyoming, RI $62,651 Providence, RI $61,435 Cranston, RI $61,435

North Providence, RI $61,435 East Providence, RI $61,435 Riverside, RI $61,435 Rumford, RI $61,435 Smithfield, RI $61,435 Johnston, RI $61,435

Entry Level Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Entry Level Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

$53,818

Average $61,465/year

$67,679

$4,485

Average $5,122/month

$5,640

$1,035

Average $1,182/week

$1,302

$26

Average $30/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,679	$5,640	$1,302	$33
Average	$61,465	$5,122	$1,182	$30
25th Percentile	$53,818	$4,485	$1,035	$26

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