Insurance Service Representative Salary in the United States

How much does an Insurance Service Representative make in the United States?

As of August 01, 2026, the average salary for an Insurance Service Representative in the United States is $37,934 per year, which breaks down to an hourly rate of $18.

However, an Insurance Service Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $43,788
  • Majority Range (25th-75th percentile): $34,329 to $40,998
  • Entry-Level (10th percentile): $31,047
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View as table View as graph 25% $34,329 10% $31,047 90% $43,788 75% $40,998 $37,934 50%(Median) Didn’t find job title? Click

Insurance Service Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $40,998 $3,417 $788 $20
Average $37,934 $3,161 $730 $18
25th Percentile $34,329 $2,861 $660 $17
Check out Insurance Service Representative Job Openings in the United States
Licensed Insurance Customer Service Representative

Otto Insurance Group - Columbus, OH

Insurance Representative

Transamerica Premier Life Insurance Company - Columbus, OH

Licensed Insurance Representative

Teleperformance - Columbus, OH

Licensed Insurance Sales Representative

Allstate : JC Prime Insurance and Financial Group - Columbus, OH

Search More Insurance Service Representative Jobs in the United States

Key Factors That Influence Insurance Service Representative Salaries

An Insurance Service Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Insurance Service Representative Salaries?

Experience is a primary driver of an Insurance Service Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $38,185
  • Early Career (1-2 years): $43,075
  • Mid-Level (2-4 years): $50,437
  • Senior-Level (5-8 years): $56,360
  • Expert (over 8 years): $63,205
Levels Salary
Insurance... Level Insurance Service Representative$38,185
Customer ... Level Insurance Service Representative$43,075
Customer ... Level Insurance Service Representative$50,437
Customer ... Level Insurance Service Representative$56,360
Customer ... Level Insurance Service Representative$63,205
$38,185 0 yr
$43,075 < 2 yrs
$50,437 2-4 yrs
$56,360 5-8 yrs
$63,205 > 8 yrs
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What Am I Worth?

How Do Insurance Service Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Service Representatives. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $42,001.
  • California: $41,842.
  • Massachusetts: $41,284.

Top Paying Cities for Insurance Service Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $47,847
  • San Francisco: $47,323
  • Oakland: $46,325

What Skills Can Increase an Insurance Service Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 40.36% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Microsoft Office (Mentioned in 1.68% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Customer Care (Mentioned in 1.06% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
See More Skills
Skills Demand Percentage
Customer Service 40.36%
Microsoft Office 1.68%
Customer Care 1.06%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Service Representative's salary.
  • Leadership: Can increase your salary by up to 15%.
  • Client Service: Can increase your salary by up to 14%.
  • Customer Relationship: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Leadership
$43,624
15%
Client Service
$43,245
14%
Customer Relationship
$42,486
12%
Flexibility
$42,107
11%
Presentation
$41,728
10%
Empathy
$40,969
8%
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Insurance Service Representative Salary by Industry: Top Paying Sectors

For Insurance Service Representative roles, the industry you choose can affect earning potential by as much as 38% (the gap between the highest and lowest paying industries). Data shows that the Healthcare and Energy & Utilities sectors offer the strongest compensation, at 18% above the average. In contrast, Insurance Service Representative positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Insurance Service Representative as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Service Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Healthcare$44,762$22.018%
Energy & Utilities$43,624$21.015%
Financial Services$41,728$20.010%
Insurance$41,728$20.010%
Pharmaceuticals$41,728$20.010%

How Education impacts an Insurance Service Representative's Salary?

Your level of education can impact your salary potential. While many Insurance Service Representatives enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Insurance Service Representative with a High School Diploma or Technical Certificate is between $36,297 and $38,556).

Insurance Service Representative Salaries by Degree Level

Typical Education for Insurance Service Representative
Degree Level % of user with this level of education
No Diploma 1.6%
High School 40.2%
Associates 15.2%
Bachelors 39.6%
Masters 3.4%
Doctorate 0.0%
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Insurance Service Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Service Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Insurance Service Representative

Salaries for an Insurance Service Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $34,299 in 2023 to around $33,405 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Insurance Service Representative salary trends, .

Average Annual Salary of Insurance Service Representative Over Time

2022
$???
2023
$34,299
2024
$33,714
2025
$33,405
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $34,299
2024 $33,714
2025 $33,405
2026
View More
2027
View More

Most common benefits for Insurance Service Representative

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Insurance Service Representative

Here are companies hiring for Insurance Service Representative and their salaries, click below for more details.

Find Your Next Insurance Service Representative Job

Ready to take the next step in your career? Browse thousands of current Insurance Service Representative job openings on our job board. Use the search bar below to find your perfect match.

United States
  • State Farm

    Columbus, OH

    State Farm | Columbus, OH

    Position OverviewDo you have aspirations to run your own business. If so, you may want to consider working in the office of Greg Wolfson - State Farm Agent... more

    2 Days Ago

  • Jonathan Yu - State Farm Agent

    Columbus, OH

    Jonathan Yu - State Farm Agent | Columbus, OH

    Job Description. Job Description. Benefits. 401(k). Health insurance. Opportunity for advancement. Paid time off. We have an immediate need for a Bilingual... more

    2 Days Ago

  • Amie Kim - State Farm Agent

    Columbus, OH

    Amie Kim - State Farm Agent | Columbus, OH

    Insurance Account Representative - State Farm Agent Team Member. As Insurance Account Representative - State Farm Agent Team Member for Amie Kim - State Fa... more

    4 Days Ago

  • Huntington

    Columbus, OH

    Huntington | Columbus, OH

    Sales And Service Specialist SeniorThe Sales And Service Specialist Senior is responsible for the design, development and marketing of growth initiatives f... more

    2 Days Ago

  • Gallagher

    Columbus, OH

    Gallagher | Columbus, OH

    IntroductionAt Gallagher, we help clients face risk with confidence because we believe that when businesses are protected, they're free to grow, lead, and ... more

    2 Days Ago

  • Integrated Specialty Coverages

    Columbus, OH

    Integrated Specialty Coverages | Columbus, OH

    Customer Service Representative (Insurance)Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insura... more

    2 Days Ago

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FAQ about Insurance Service Representative

1. What industry pays the highest salary for Insurance Service Representative?

The Healthcare industry offers the highest average compensation for Insurance Service Representative roles, with salaries approximately 18% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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