As of August 01, 2026, the average salary for a Personal Lines Underwriter in Rouses Point, NY is $71,222 per year, which breaks down to an hourly rate of $34.
However, a Personal Lines Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
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A Personal Lines Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.
Experience is a primary driver of a Personal Lines Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Underwrit... Level Personal Lines Underwriter | $60,836 |
| Personal ... Level Personal Lines Underwriter | $71,679 |
| Underwrit... Level Personal Lines Underwriter | $93,182 |
| Underwrit... Level Personal Lines Underwriter | $108,850 |
| Underwrit... Level Personal Lines Underwriter | $134,132 |
What Am I Worth?
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 7.62% |
| Accounting | 1.27% |
| Cash Flow Analysis | 0.95% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Credit Administration
|
$80,481 |
13%
|
|
Bank Secrecy Act
|
$78,344 |
10%
|
|
Collective Bargaining
|
$78,344 |
10%
|
|
Financial Accounting
|
$77,632 |
9%
|
|
Due Diligence
|
$75,495 |
6%
|
|
Credit Analysis
|
$74,783 |
5%
|
For Personal Lines Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Personal Lines Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Personal Lines Underwriter as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $92,589 | $45.0 | 30% |
| Financial Services | $85,466 | $41.0 | 20% |
| Healthcare | $78,344 | $38.0 | 10% |
Understanding how a Personal Lines Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026Ready to take the next step in your career? Browse thousands of current Personal Lines Underwriter job openings on our job board. Use the search bar below to find your perfect match.
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