What are the main factors that influence a Retirement Advisor's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Retirement Advisor's salary?

A Retirement Advisor's salary grows with experience: starting around $58,896 for beginners, reaching about $60,955 at mid-level, and approach $66,131 for experts.

What are the highest paying states for a Retirement Advisor?

Retirement Advisor salary varies significantly by state. The top 3 highest paying states for Retirement Advisor roles are District of Columbia $66,971, California $66,717, Massachusetts $65,828. These tech hubs typically pay 10-15% above the national average.

How much do different types of Retirement Advisor roles make?

Salaries for Retirement Advisor level roles vary by specialization: Retirement Manager: $126,722; Retirement Actuary: $113,991; Financial Advisor IV: $108,040; Financial Advisor III: $89,595; Retirement Analyst: $72,227.

How do different companies affect a Retirement Advisor's salary?

Company size, industry, and compensation structure create significant salary variations for Retirement Advisor roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Retirement Advisor Salary in the United States

How much does a Retirement Advisor make in the United States?

As of April 01, 2026, the average salary for a Retirement Advisor in the United States is $60,487 per year, which breaks down to an hourly rate of $29.

However, a Retirement Advisor's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $77,767
Majority Range (25th-75th percentile): $53,751 to $69,532
Entry-Level (10th percentile): $47,618

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Retirement Advisor Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$69,532	$5,794	$1,337	$33
Average	$60,487	$5,041	$1,163	$29
25th Percentile	$53,751	$4,479	$1,034	$26

You may get higher pay by adjusting the following factors:

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Farmers National Bank - Beachwood, OH

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Insperity - Akron, OH

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Asset Management

JPMorgan Chase - Columbus, OH

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Key Factors That Influence Retirement Advisor Salaries

A Retirement Advisor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Retirement Advisor Salaries?

Experience is a primary driver of a Retirement Advisor's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $58,896
Early Career (1-2 years): $59,084
Mid-Level (2-4 years): $60,955
Senior-Level (5-8 years): $64,652
Expert (over 8 years): $66,131

Levels	Salary
Entry Level Retirement Advisor	$58,896
Intermediate Level Retirement Advisor	$59,084
Senior Level Retirement Advisor	$60,955
Specialist Level Retirement Advisor	$64,652
Expert Level Retirement Advisor	$66,131

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What Am I Worth?

How Do Retirement Advisor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Retirement Advisors. For example, consider the average annual salaries in these key locations:

District of Columbia: $66,971.
California: $66,717.
Massachusetts: $65,828.

District of Columbia $66,971 California $66,717 Massachusetts $65,828 Washington $65,586 New Jersey $65,562 Alaska $65,477 Connecticut $64,642 New York $64,304

Hawaii $63,221 Rhode Island $62,713 Maryland $62,368 Minnesota $61,896 Colorado $61,715 Illinois $61,654 Oregon $61,424 Delaware $61,255

New Hampshire $61,149 Virginia $60,910 Pennsylvania $60,215 Nevada $59,864 North Dakota $59,749 Michigan $59,567 Wisconsin $59,501 Vermont $59,368

Texas $58,999 Maine $58,975 Arizona $58,938 Ohio $58,896 Georgia $58,340 Indiana $58,061 Wyoming $58,007 Utah $57,922

Iowa $57,886 Kansas $57,596 Louisiana $57,511 North Carolina $57,481 Missouri $57,469 Florida $57,233 Montana $57,106 Nebraska $56,985

Kentucky $56,918 South Carolina $56,676 Tennessee $56,525 Idaho $56,465 New Mexico $56,023 Oklahoma $55,926 Alabama $55,569 South Dakota $54,970

Arkansas $54,644 West Virginia $54,468 Mississippi $53,942

Top Paying Cities for Retirement Advisors

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $76,292
San Francisco: $75,542
Oakland: $73,867

San Jose, CA $76,292

San Francisco, CA $75,542

Oakland, CA $73,867

New York, NY $70,098

Queens Village, NY $69,645

Paramus, NJ $69,161

Passaic, NJ $69,100

Bergenfield, NJ $69,040

Stamford, CT $68,949

Huntington, NY $68,889

Newark, NJ $68,495

Bridgeport, CT $68,374

New Brunswick, NJ $68,175

Vallejo, CA $68,048

Middlesex, NJ $68,011

Somerset, NJ $67,957

Petaluma, CA $67,818

Santa Cruz, CA $67,582

Boston, MA $67,461

Monterey, CA $67,159

Fairbanks, AK $67,116

Los Angeles, CA $67,001

Washington, DC $66,971

Seattle, WA $66,862

Santa Rosa, CA $66,850

Juneau, AK $66,675

Orange, CA $66,475

Anchorage, AK $66,366

Anaheim, CA $66,324

Santa Ana, CA $66,233

Nassau, NY $66,197

Long Beach, CA $66,173

Danbury, CT $66,155

Santa Maria, CA $65,949

Everett, WA $65,937

Bremerton, WA $65,640

Trenton, NJ $65,525

Sacramento, CA $65,501

San Diego, CA $65,471

Brockton, MA $65,447

Tacoma, WA $65,423

Santa Barbara, CA $65,338

Lowell, MA $65,096

New Suffolk, NY $65,072

Nashua, NH $64,999

Lompoc, CA $64,902

Ventura, CA $64,842

Stockton, CA $64,824

New Haven, CT $64,703

Atlantic City, NJ $64,546

Hartford, CT $64,412

Modesto, CA $64,382

Poughkeepsie, NY $64,249

New Britain, CT $64,219

Olympia, WA $64,134

Kennewick, WA $64,134

New London, CT $64,122

Norwich, CT $64,104

Lawrence, MA $64,074

Bakersfield, CA $63,904

Riverside, CA $63,820

New Bedford, MA $63,820

Richland, WA $63,759

Portsmouth, NH $63,711

Vineland, NJ $63,699

San Bernardino, CA $63,650

Boulder, CO $63,481

Worcester, MA $63,433

Portland, OR $63,378

Saint Paul, MN $63,306

Minneapolis, MN $63,306

Philadelphia, PA $63,221

Honolulu, HI $62,900

Springfield, MA $62,689

Providence, RI $62,683

Chicago, IL $62,507

Bellingham, WA $62,435

Baltimore, MD $62,368

Chico, CA $62,217

Wilmington, DE $62,114

Pittsfield, MA $62,054

Manchester, NH $61,939

Spokane, WA $61,672

Denver, CO $61,666

Albany, NY $61,382

Troy, NY $61,358

Schenectady, NY $61,231

Burlington, VT $61,098

Portland, ME $60,886

Salem, OR $60,838

Yakima, WA $60,826

Ann Arbor, MI $60,807

Rochester, MN $60,638

Fresno, CA $60,608

Reno, NV $60,608

Milwaukee, WI $60,553

Detroit, MI $60,493

Allentown, PA $60,475

Carson City, NV $60,469

Houston, TX $60,378

Colorado Springs, CO $60,372

Syracuse, NY $60,342

Eugene, OR $60,227

Bismarck, ND $60,154

Gary, IN $60,154

Galveston, TX $60,154

Springfield, OR $60,106

Medford, OR $59,961

Fort Collins, CO $59,936

Austin, TX $59,888

Mesa, AZ $59,761

Phoenix, AZ $59,749

Dallas, TX $59,731

Reading, PA $59,695

Saint Cloud, MN $59,670

Concord, NH $59,616

Madison, WI $59,592

Utica, NY $59,428

Raleigh, NC $59,380

Las Vegas, NV $59,374

Rochester, NY $59,332

Des Moines, IA $59,326

Atlanta, GA $59,229

Battle Creek, MI $59,211

Salt Lake City, UT $59,192

Lancaster, PA $59,102

Champaign, IL $59,090

Harrisburg, PA $59,017

Durham, NC $58,963

Kansas City, MO $58,957

Kansas City, KS $58,944

Fort Worth, TX $58,938

Boca Raton, FL $58,914

Cleveland, OH $58,908

Columbus, OH $58,896

Pittsburgh, PA $58,890

Richmond, VA $58,866

Indianapolis, IN $58,854

Cincinnati, OH $58,775

Petersburg, VA $58,684

Billings, MT $58,551

Lansing, MI $58,551

Huntsville, AL $58,551

Lebanon, PA $58,545

Dayton, OH $58,539

Pueblo, CO $58,539

Appleton, WI $58,521

Buffalo, NY $58,497

Racine, WI $58,467

Charlotte, NC $58,461

Saint Louis, MO $58,442

Springfield, IL $58,418

Elkhart, IN $58,406

York, PA $58,406

Gastonia, NC $58,400

Benton Harbor, MI $58,400

Beaumont, TX $58,364

Lorain, OH $58,352

Toledo, OH $58,328

Binghamton, NY $58,297

Rock Hill, SC $58,291

Rockford, IL $58,261

Fargo, ND $58,231

Elyria, OH $58,231

Flagstaff, AZ $58,188

Fort Lauderdale, FL $58,152

Miami, FL $58,116

Duluth, MN $58,019

Bangor, ME $57,940

Cedar Rapids, IA $57,874

Louisville, KY $57,844

Grand Rapids, MI $57,832

Hialeah, FL $57,825

Casper, WY $57,741

Scranton, PA $57,668

New Orleans, LA $57,650

Virginia Beach, VA $57,644

Akron, OH $57,614

Peoria, IL $57,535

Sarasota, FL $57,523

Green Bay, WI $57,481

Baton Rouge, LA $57,450

Charleston, SC $57,438

Nashville, TN $57,420

Jamestown, NY $57,408

Davenport, IA $57,408

Tucson, AZ $57,378

Cheyenne, WY $57,360

Saint Petersburg, FL $57,342

Tampa, FL $57,329

Omaha, NE $57,317

Port Arthur, TX $57,293

Evansville, IN $57,293

Bradenton, FL $57,269

Santa Fe, NM $57,160

Orlando, FL $57,100

Clearwater, FL $57,033

Canton, OH $56,906

La Crosse, WI $56,906

Grand Forks, ND $56,888

Albuquerque, NM $56,870

Tulsa, OK $56,870

Newport News, VA $56,864

High Point, NC $56,846

Ogden, UT $56,821

Corpus Christi, TX $56,773

Laramie, WY $56,737

Norfolk, VA $56,737

Rock Island, IL $56,700

Saginaw, MI $56,688

Jacksonville, FL $56,682

Salisbury, NC $56,670

Memphis, TN $56,658

Moline, IL $56,628

Fort Myers, FL $56,610

Waterloo, IA $56,531

Spartanburg, SC $56,471

Lincoln, NE $56,440

Fort Wayne, IN $56,428

Birmingham, AL $56,362

Cedar Falls, IA $56,350

Provo, UT $56,344

Springfield, OH $56,337

San Antonio, TX $56,325

Greensboro, NC $56,301

South Bend, IN $56,295

Winston Salem, NC $56,289

Boise, ID $56,271

Savannah, GA $56,229

Muskegon, MI $56,120

Lima, OH $56,047

Lake Charles, LA $56,023

Anderson, IN $56,011

Lexington, KY $55,993

Augusta, GA $55,975

Greenville, SC $55,975

Wichita, KS $55,920

Tuscaloosa, AL $55,920

Columbia, SC $55,866

Bloomington, IN $55,714

Roanoke, VA $55,678

Asheville, NC $55,600

Knoxville, TN $55,497

Shreveport, LA $55,491

Wilmington, NC $55,412

Frankfort, KY $55,297

Oklahoma City, OK $55,255

Chillicothe, OH $55,231

Longview, TX $55,225

Topeka, KS $55,206

Mobile, AL $55,116

Terre Haute, IN $55,091

Erie, PA $55,085

Altoona, PA $55,055

Melbourne, FL $55,037

Amarillo, TX $55,013

Killeen, TX $54,995

Fayetteville, AR $54,946

Sioux Falls, SD $54,904

Chattanooga, TN $54,868

Idaho Falls, ID $54,862

Gainesville, FL $54,735

Portsmouth, OH $54,704

Little Rock, AR $54,692

Lynchburg, VA $54,692

Lafayette, LA $54,668

Youngstown, OH $54,668

Temple, TX $54,644

Daytona Beach, FL $54,632

Clarksville, TN $54,626

Pensacola, FL $54,620

Hopkinsville, KY $54,438

Charleston, WV $54,432

Florence, SC $54,402

Sioux City, IA $54,366

Macon, GA $54,190

Tallahassee, FL $54,184

Fayetteville, NC $54,172

Waco, TX $54,160

Wichita Falls, TX $54,160

Pine Bluff, AR $54,136

Vincennes, IN $54,021

Lubbock, TX $53,997

Great Falls, MT $53,960

Alamogordo, NM $53,954

Abilene, TX $53,906

Rapid City, SD $53,827

Monroe, LA $53,827

Albany, GA $53,791

Huntington, WV $53,785

Jackson, MS $53,779

Greenville, MS $53,773

Parkersburg, WV $53,712

Montgomery, AL $53,700

Johnstown, PA $53,688

Springfield, MO $53,640

Biloxi, MS $53,610

Sumter, SC $53,483

Columbus, GA $53,476

Twin Falls, ID $53,440

Pascagoula, MS $53,362

Kingsport, TN $53,204

Gulfport, MS $53,186

Alexandria, LA $52,987

Fort Smith, AR $52,835

El Paso, TX $52,672

Helena, MT $52,593

Las Cruces, NM $52,400

Harlingen, TX $52,230

Pocatello, ID $52,176

Florence, AL $52,158

Brownsville, TX $52,146

Dothan, AL $52,049

Mcallen, TX $52,019

Columbus, MS $51,571

Altus, OK $51,293

Lawton, OK $51,178

Pierre, SD $50,960

What Skills Can Increase a Retirement Advisor's Salary?

Demanded Skills for the Role:

Planning (Mentioned in 8.19% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
Microsoft Excel (Mentioned in 2.22% Job Postings): Microsoft Excel is a spreadsheet developed by Microsoft for Windows, macOS, Android and iOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications.
Workday (Mentioned in 1.74% Job Postings): A cloud-based human resource management software system that unifies a wide range of HR functionality into a single system.

See More Skills

Skills	Demand Percentage
Planning	8.19%
Microsoft Excel	2.22%
Workday	1.74%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Retirement Advisor's salary.

Consulting: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 19%.
Loan Review: Can increase your salary by up to 9%.

Skill	Salary	Salary % Increase
Consulting	$73,189	21%
Leadership	$71,979	19%
Loan Review	$65,931	9%
Business Model	$65,931	9%
Presentation	$65,931	9%
Oral Communication	$64,116	6%

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How Education impacts a Retirement Advisor's Salary?

Your level of education can impact your salary potential. While many Retirement Advisors enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Retirement Advisor with a Bachelor's Degree is between $61,813 and $68,170).

Retirement Advisor Salaries by Degree Level

Typical Education for Retirement Advisor

No Diploma 1.6%

High School 15.2%

Associates 8.0%

Bachelors 64.8%

Masters 10.4%

Doctorate 0.0%

view as table

Degree Level	% of user with this level of education
No Diploma	1.6%
High School	15.2%
Associates	8.0%
Bachelors	64.8%
Masters	10.4%
Doctorate	0.0%

view as graph

Retirement Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Retirement Advisor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on April 01, 2026

$53,751

Average $60,487/year

$69,532

$4,479

Average $5,041/month

$5,794

$1,034

Average $1,163/week

$1,337

$26

Average $29/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$69,532	$5,794	$1,337	$33
Average	$60,487	$5,041	$1,163	$29
25th Percentile	$53,751	$4,479	$1,034	$26

Salaries of jobs related to Retirement Advisor

Salary Trends for Retirement Advisor

Salaries for a Retirement Advisor can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $56,072 in 2023 to around $54,858 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Retirement Advisor salary trends, .

Average Annual Salary of Retirement Advisor Over Time

2022

$???

2023

$56,072

2024

$55,181

2025

$54,858

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$56,072
2024	$55,181
2025	$54,858
2026	View More
2027	View More

Most common benefits for Retirement Advisor

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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