How much does a Retirement Consultant make in the United States?
As of September 01, 2026, the average salary for a Retirement Consultant in the United States is $63,481 per year, which breaks down to an hourly rate of $31.
However, a Retirement Consultant's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $83,480
Majority Range (25th-75th percentile): $56,835 to $73,949
Key Factors That Influence Retirement Consultant Salaries
A Retirement Consultant's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Retirement Consultant Salaries?
Experience is a primary driver of a Retirement Consultant's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Retirement Consultant Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Retirement Consultants. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $80,068
San Francisco: $79,191
Oakland: $77,522
San Jose, CA$80,068
San Francisco, CA$79,191
Oakland, CA$77,522
New York, NY$73,091
Paramus, NJ$72,202
Queens Village, NY$72,199
Passaic, NJ$72,139
Bergenfield, NJ$72,133
Stamford, CT$71,993
Huntington, NY$71,967
Newark, NJ$71,498
Bridgeport, CT$71,364
Vallejo, CA$71,238
New Brunswick, NJ$71,212
Petaluma, CA$71,174
Middlesex, NJ$71,054
Somerset, NJ$71,009
Santa Cruz, CA$70,927
Boston, MA$70,540
Monterey, CA$70,317
Seattle, WA$70,171
Santa Rosa, CA$70,159
Los Angeles, CA$70,140
Juneau, AK$69,975
Washington, DC$69,905
Orange, CA$69,679
Santa Ana, CA$69,511
Long Beach, CA$69,448
Anaheim, CA$69,435
Anchorage, AK$69,403
Santa Maria, CA$69,213
Everett, WA$69,200
Danbury, CT$68,977
Bremerton, WA$68,889
Tacoma, WA$68,661
New Suffolk, NY$68,659
Sacramento, CA$68,641
Santa Barbara, CA$68,572
Trenton, NJ$68,502
San Diego, CA$68,502
Brockton, MA$68,432
Fairbanks, AK$68,276
Lompoc, CA$68,115
Lowell, MA$68,063
Ventura, CA$68,051
Nashua, NH$68,038
Stockton, CA$68,032
Modesto, CA$67,569
Poughkeepsie, NY$67,429
Olympia, WA$67,308
Kennewick, WA$67,308
New Haven, CT$67,283
Lawrence, MA$67,054
Hartford, CT$66,991
Riverside, CA$66,978
New Bedford, MA$66,915
Richland, WA$66,915
Bakersfield, CA$66,826
San Bernardino, CA$66,801
New Britain, CT$66,794
Atlantic City, NJ$66,794
New London, CT$66,769
Norwich, CT$66,750
Portsmouth, NH$66,737
Boulder, CO$66,602
Portland, OR$66,515
Worcester, MA$66,509
Minneapolis, MN$66,312
Philadelphia, PA$66,223
Honolulu, HI$66,013
Saint Paul, MN$65,983
Vineland, NJ$65,969
Providence, RI$65,785
Chicago, IL$65,601
Bellingham, WA$65,525
Springfield, MA$65,474
Baltimore, MD$65,455
Chico, CA$65,296
Pittsfield, MA$65,125
Manchester, NH$65,004
Spokane, WA$64,725
Denver, CO$64,718
Albany, NY$64,420
Troy, NY$64,395
Nassau, NY$64,327
Schenectady, NY$64,261
Wilmington, DE$64,211
Burlington, VT$64,122
Salem, OR$64,096
Portland, ME$63,899
Yakima, WA$63,836
Rochester, MN$63,639
Reno, NV$63,607
Fresno, CA$63,607
Milwaukee, WI$63,550
Detroit, MI$63,487
Ann Arbor, MI$63,476
Allentown, PA$63,468
Colorado Springs, CO$63,360
Syracuse, NY$63,328
Carson City, NV$63,328
Houston, TX$63,239
Eugene, OR$63,208
Gary, IN$63,131
Springfield, OR$63,081
Bismarck, ND$63,068
Galveston, TX$63,023
Medford, OR$62,928
Fort Collins, CO$62,903
Concord, NH$62,871
Austin, TX$62,852
Mesa, AZ$62,719
Reading, PA$62,712
Phoenix, AZ$62,706
Dallas, TX$62,687
Saint Cloud, MN$62,626
Madison, WI$62,541
Utica, NY$62,370
Rochester, NY$62,268
Des Moines, IA$62,262
Raleigh, NC$62,255
Atlanta, GA$62,160
Battle Creek, MI$62,141
Salt Lake City, UT$62,122
Lancaster, PA$62,027
Harrisburg, PA$61,938
Kansas City, MO$61,874
Champaign, IL$61,862
Kansas City, KS$61,862
Fort Worth, TX$61,855
Columbus, OH$61,845
Boca Raton, FL$61,830
Pittsburgh, PA$61,805
Richmond, VA$61,779
Indianapolis, IN$61,767
Cleveland, OH$61,760
Las Vegas, NV$61,684
Cincinnati, OH$61,684
Petersburg, VA$61,589
Huntsville, AL$61,494
Lansing, MI$61,451
Lebanon, PA$61,443
Pueblo, CO$61,436
Appleton, WI$61,417
Buffalo, NY$61,392
Dayton, OH$61,373
Racine, WI$61,360
Charlotte, NC$61,354
Saint Louis, MO$61,335
York, PA$61,297
Elkhart, IN$61,297
Gastonia, NC$61,285
Billings, MT$61,269
Beaumont, TX$61,252
Lorain, OH$61,240
Benton Harbor, MI$61,227
Toledo, OH$61,214
Binghamton, NY$61,183
Rock Hill, SC$61,176
Rockford, IL$61,144
Springfield, IL$61,119
Elyria, OH$61,113
Fargo, ND$61,113
Flagstaff, AZ$61,068
Fort Lauderdale, FL$61,030
Duluth, MN$60,992
Miami, FL$60,992
Cheyenne, WY$60,948
Grand Forks, ND$60,948
Bangor, ME$60,808
Cedar Rapids, IA$60,738
Durham, NC$60,711
Louisville, KY$60,706
Grand Rapids, MI$60,694
Hialeah, FL$60,687
Casper, WY$60,598
Scranton, PA$60,522
New Orleans, LA$60,503
Virginia Beach, VA$60,497
Akron, OH$60,465
Peoria, IL$60,383
Sarasota, FL$60,370
Nashville, TN$60,326
Omaha, NE$60,326
Green Bay, WI$60,326
Baton Rouge, LA$60,294
Charleston, SC$60,281
Jamestown, NY$60,249
Davenport, IA$60,249
Tucson, AZ$60,218
Saint Petersburg, FL$60,180
Tampa, FL$60,167
Evansville, IN$60,129
Port Arthur, TX$60,129
Bradenton, FL$60,103
Santa Fe, NM$59,989
Orlando, FL$59,875
Clearwater, FL$59,856
Canton, OH$59,722
La Crosse, WI$59,722
Albuquerque, NM$59,684
Newport News, VA$59,678
High Point, NC$59,659
Ogden, UT$59,634
Corpus Christi, TX$59,583
Norfolk, VA$59,545
Laramie, WY$59,545
Rock Island, IL$59,507
Saginaw, MI$59,494
Jacksonville, FL$59,488
Salisbury, NC$59,475
Boise, ID$59,462
Moline, IL$59,430
Fort Myers, FL$59,411
Memphis, TN$59,399
Tulsa, OK$59,367
Waterloo, IA$59,329
Spartanburg, SC$59,265
Lincoln, NE$59,234
Fort Wayne, IN$59,221
Provo, UT$59,215
Cedar Falls, IA$59,138
San Antonio, TX$59,113
Greensboro, NC$59,088
South Bend, IN$59,081
Savannah, GA$59,011
Muskegon, MI$58,986
Birmingham, AL$58,980
Winston Salem, NC$58,949
Lake Charles, LA$58,796
Anderson, IN$58,783
Lexington, KY$58,764
Augusta, GA$58,745
Greenville, SC$58,745
Lima, OH$58,694
Wichita, KS$58,688
Tuscaloosa, AL$58,688
Columbia, SC$58,631
Springfield, OH$58,618
Asheville, NC$58,516
Bloomington, IN$58,472
Knoxville, TN$58,243
Shreveport, LA$58,237
Wilmington, NC$58,154
Roanoke, VA$58,154
Topeka, KS$58,040
Frankfort, KY$58,033
Oklahoma City, OK$57,989
Chillicothe, OH$57,964
Longview, TX$57,958
Melbourne, FL$57,951
Sioux Falls, SD$57,850
Mobile, AL$57,843
Terre Haute, IN$57,818
Altoona, PA$57,780
Amarillo, TX$57,736
Killeen, TX$57,716
Fayetteville, AR$57,666
Chattanooga, TN$57,647
Sioux City, IA$57,590
Idaho Falls, ID$57,577
Lynchburg, VA$57,526
Gainesville, FL$57,444
Portsmouth, OH$57,412
Little Rock, AR$57,399
Lafayette, LA$57,374
Youngstown, OH$57,374
Daytona Beach, FL$57,336
Clarksville, TN$57,329
Pensacola, FL$57,323
Temple, TX$57,318
Hopkinsville, KY$57,132
Erie, PA$57,120
Florence, SC$57,094
Charleston, WV$56,993
Great Falls, MT$56,961
Macon, GA$56,872
Tallahassee, FL$56,866
Fayetteville, NC$56,853
Waco, TX$56,840
Helena, MT$56,796
Pine Bluff, AR$56,772
Vincennes, IN$56,694
Lubbock, TX$56,669
Alamogordo, NM$56,631
Twin Falls, ID$56,574
Rapid City, SD$56,555
Jackson, MS$56,441
Huntington, WV$56,436
Greenville, MS$56,434
Parkersburg, WV$56,369
Montgomery, AL$56,358
Wichita Falls, TX$56,295
Springfield, MO$56,295
Biloxi, MS$56,263
Monroe, LA$56,199
Johnstown, PA$56,155
Sumter, SC$56,129
Columbus, GA$56,123
Pascagoula, MS$56,002
Abilene, TX$56,002
Kingsport, TN$55,837
Albany, GA$55,837
Gulfport, MS$55,818
Alexandria, LA$55,609
Fort Smith, AR$55,450
El Paso, TX$55,279
Las Cruces, NM$54,993
Harlingen, TX$54,832
Pocatello, ID$54,822
Florence, AL$54,739
Brownsville, TX$54,727
Mcallen, TX$54,593
Dothan, AL$54,504
Columbus, MS$54,127
Altus, OK$53,831
Lawton, OK$53,711
Pierre, SD$53,482
What Skills Can Increase a Retirement Consultant's Salary?
Demanded Skills for the Role:
Planning (Mentioned in 8.19% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
Microsoft Excel (Mentioned in 2.22% Job Postings): Microsoft Excel is a spreadsheet developed by Microsoft for Windows, macOS, Android and iOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications.
Workday (Mentioned in 1.74% Job Postings): A cloud-based human resource management software system that unifies a wide range of HR functionality into a single system.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Retirement Consultant's salary.
Consulting: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 19%.
Loan Review: Can increase your salary by up to 9%.
Retirement Consultant Salary by Industry: Top Paying Sectors
For Retirement Consultant roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Insurance,
offers compensation 20% above the average. Conversely,
Retirement Consultant positions in Business Services typically offer lower base pay,
as this sector often view Retirement Consultant as a support function rather than a direct revenue driver.
The top paying industry for a Retirement Consultant
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Insurance
$76,177
$37.0
20%
How Education impacts a Retirement Consultant's Salary?
Your level of education can impact your salary potential.
While many Retirement Consultants enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Retirement Consultant with a Bachelor's Degree is between
$61,813
and $68,170).
Retirement Consultant Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Retirement Consultant's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Retirement Consultant can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $57,671 in 2023
to around $56,422 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Retirement Consultant salary trends,
.
Average Annual Salary of Retirement Consultant Over Time
$???
$57,671
$56,755
$56,422
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$57,671
2024
$56,755
2025
$56,422
2026
View More
2027
View More
Most common benefits for Retirement Consultant
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Retirement Consultant
Here are companies hiring for Retirement Consultant and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
Find Your Next Retirement Consultant Job
Ready to take the next step in your career? Browse thousands of current Retirement Consultant job openings on our job board. Use the search bar below to find your perfect match.
For Employees
Analyze the market and your qualifications to negotiate your salary with confidence.
Get a Salary Increase
Search thousands of open positions to find your next opportunity.
Search Job Openings
For Employers
Individualize employee pay based on unique job requirements and personal qualifications.
Adjust Employee Salary
Get the latest market price for benchmark jobs and jobs in your industry.
Price My Industry Jobs
FAQ about Retirement Consultant
1. What industry pays the highest salary for Retirement Consultant?
The Insurance industry offers the highest average compensation for Retirement Consultant roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
