How much does a Retirement Planner make in the United States?
As of September 01, 2026, the average salary for a Retirement Planner in the United States is $60,901 per year, which breaks down to an hourly rate of $29.
However, a Retirement Planner's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $77,970
Majority Range (25th-75th percentile): $54,006 to $69,836
Key Factors That Influence Retirement Planner Salaries
A Retirement Planner's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Retirement Planner Salaries?
Experience is a primary driver of a Retirement Planner's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Retirement Planner Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Retirement Planners. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $76,814
San Francisco: $75,973
Oakland: $74,372
San Jose, CA$76,814
San Francisco, CA$75,973
Oakland, CA$74,372
New York, NY$70,120
Paramus, NJ$69,268
Queens Village, NY$69,265
Passaic, NJ$69,207
Bergenfield, NJ$69,201
Stamford, CT$69,067
Huntington, NY$69,042
Newark, NJ$68,592
Bridgeport, CT$68,464
Vallejo, CA$68,343
New Brunswick, NJ$68,318
Petaluma, CA$68,282
Middlesex, NJ$68,166
Somerset, NJ$68,123
Santa Cruz, CA$68,044
Boston, MA$67,673
Monterey, CA$67,459
Seattle, WA$67,320
Santa Rosa, CA$67,307
Los Angeles, CA$67,289
Juneau, AK$67,131
Washington, DC$67,064
Orange, CA$66,847
Santa Ana, CA$66,686
Long Beach, CA$66,625
Anaheim, CA$66,613
Anchorage, AK$66,583
Santa Maria, CA$66,400
Everett, WA$66,388
Danbury, CT$66,173
Bremerton, WA$66,089
Tacoma, WA$65,870
New Suffolk, NY$65,869
Sacramento, CA$65,852
Santa Barbara, CA$65,785
Trenton, NJ$65,718
San Diego, CA$65,718
Brockton, MA$65,651
Fairbanks, AK$65,502
Lompoc, CA$65,346
Lowell, MA$65,297
Ventura, CA$65,285
Nashua, NH$65,273
Stockton, CA$65,267
Modesto, CA$64,823
Poughkeepsie, NY$64,689
Olympia, WA$64,573
Kennewick, WA$64,573
New Haven, CT$64,549
Lawrence, MA$64,329
Hartford, CT$64,268
Riverside, CA$64,256
New Bedford, MA$64,195
Richland, WA$64,195
Bakersfield, CA$64,110
San Bernardino, CA$64,086
New Britain, CT$64,080
Atlantic City, NJ$64,080
New London, CT$64,055
Norwich, CT$64,037
Portsmouth, NH$64,025
Boulder, CO$63,896
Portland, OR$63,812
Worcester, MA$63,806
Minneapolis, MN$63,617
Philadelphia, PA$63,532
Honolulu, HI$63,331
Saint Paul, MN$63,301
Vineland, NJ$63,288
Providence, RI$63,111
Chicago, IL$62,935
Bellingham, WA$62,862
Springfield, MA$62,813
Baltimore, MD$62,795
Chico, CA$62,642
Pittsfield, MA$62,478
Manchester, NH$62,362
Spokane, WA$62,094
Denver, CO$62,088
Albany, NY$61,802
Troy, NY$61,778
Nassau, NY$61,712
Schenectady, NY$61,650
Wilmington, DE$61,601
Burlington, VT$61,516
Salem, OR$61,491
Portland, ME$61,303
Yakima, WA$61,242
Rochester, MN$61,053
Reno, NV$61,022
Fresno, CA$61,022
Milwaukee, WI$60,968
Detroit, MI$60,907
Ann Arbor, MI$60,896
Allentown, PA$60,888
Colorado Springs, CO$60,785
Syracuse, NY$60,754
Carson City, NV$60,754
Houston, TX$60,669
Eugene, OR$60,639
Gary, IN$60,566
Springfield, OR$60,517
Bismarck, ND$60,505
Galveston, TX$60,462
Medford, OR$60,371
Fort Collins, CO$60,346
Concord, NH$60,316
Austin, TX$60,298
Mesa, AZ$60,170
Reading, PA$60,164
Phoenix, AZ$60,158
Dallas, TX$60,139
Saint Cloud, MN$60,081
Madison, WI$59,999
Utica, NY$59,835
Rochester, NY$59,737
Des Moines, IA$59,731
Raleigh, NC$59,725
Atlanta, GA$59,634
Battle Creek, MI$59,616
Salt Lake City, UT$59,597
Lancaster, PA$59,506
Harrisburg, PA$59,421
Kansas City, MO$59,360
Champaign, IL$59,348
Kansas City, KS$59,348
Fort Worth, TX$59,342
Columbus, OH$59,331
Boca Raton, FL$59,317
Pittsburgh, PA$59,293
Richmond, VA$59,268
Indianapolis, IN$59,256
Cleveland, OH$59,250
Las Vegas, NV$59,177
Cincinnati, OH$59,177
Petersburg, VA$59,086
Huntsville, AL$58,994
Lansing, MI$58,954
Lebanon, PA$58,946
Pueblo, CO$58,940
Appleton, WI$58,921
Buffalo, NY$58,897
Dayton, OH$58,879
Racine, WI$58,867
Charlotte, NC$58,860
Saint Louis, MO$58,842
York, PA$58,806
Elkhart, IN$58,806
Gastonia, NC$58,794
Billings, MT$58,779
Beaumont, TX$58,763
Lorain, OH$58,751
Benton Harbor, MI$58,739
Toledo, OH$58,726
Binghamton, NY$58,696
Rock Hill, SC$58,690
Rockford, IL$58,659
Springfield, IL$58,635
Elyria, OH$58,629
Fargo, ND$58,629
Flagstaff, AZ$58,586
Fort Lauderdale, FL$58,550
Duluth, MN$58,513
Miami, FL$58,513
Cheyenne, WY$58,471
Grand Forks, ND$58,471
Bangor, ME$58,337
Cedar Rapids, IA$58,270
Durham, NC$58,244
Louisville, KY$58,239
Grand Rapids, MI$58,227
Hialeah, FL$58,221
Casper, WY$58,136
Scranton, PA$58,063
New Orleans, LA$58,044
Virginia Beach, VA$58,038
Akron, OH$58,008
Peoria, IL$57,929
Sarasota, FL$57,916
Nashville, TN$57,874
Omaha, NE$57,874
Green Bay, WI$57,874
Baton Rouge, LA$57,843
Charleston, SC$57,831
Jamestown, NY$57,801
Davenport, IA$57,801
Tucson, AZ$57,770
Saint Petersburg, FL$57,734
Tampa, FL$57,722
Evansville, IN$57,685
Port Arthur, TX$57,685
Bradenton, FL$57,661
Santa Fe, NM$57,551
Orlando, FL$57,441
Clearwater, FL$57,423
Canton, OH$57,295
La Crosse, WI$57,295
Albuquerque, NM$57,259
Newport News, VA$57,253
High Point, NC$57,234
Ogden, UT$57,210
Corpus Christi, TX$57,161
Norfolk, VA$57,125
Laramie, WY$57,125
Rock Island, IL$57,088
Saginaw, MI$57,076
Jacksonville, FL$57,070
Salisbury, NC$57,058
Boise, ID$57,046
Moline, IL$57,015
Fort Myers, FL$56,997
Memphis, TN$56,985
Tulsa, OK$56,954
Waterloo, IA$56,918
Spartanburg, SC$56,857
Lincoln, NE$56,826
Fort Wayne, IN$56,814
Provo, UT$56,808
Cedar Falls, IA$56,735
San Antonio, TX$56,711
Greensboro, NC$56,686
South Bend, IN$56,680
Savannah, GA$56,613
Muskegon, MI$56,589
Birmingham, AL$56,583
Winston Salem, NC$56,553
Lake Charles, LA$56,406
Anderson, IN$56,394
Lexington, KY$56,376
Augusta, GA$56,357
Greenville, SC$56,357
Lima, OH$56,309
Wichita, KS$56,303
Tuscaloosa, AL$56,303
Columbia, SC$56,248
Springfield, OH$56,236
Asheville, NC$56,138
Bloomington, IN$56,096
Knoxville, TN$55,876
Shreveport, LA$55,870
Wilmington, NC$55,791
Roanoke, VA$55,791
Topeka, KS$55,681
Frankfort, KY$55,675
Oklahoma City, OK$55,633
Chillicothe, OH$55,608
Longview, TX$55,602
Melbourne, FL$55,596
Sioux Falls, SD$55,499
Mobile, AL$55,493
Terre Haute, IN$55,468
Altoona, PA$55,432
Amarillo, TX$55,389
Killeen, TX$55,371
Fayetteville, AR$55,322
Chattanooga, TN$55,304
Sioux City, IA$55,249
Idaho Falls, ID$55,237
Lynchburg, VA$55,188
Gainesville, FL$55,109
Portsmouth, OH$55,079
Little Rock, AR$55,066
Lafayette, LA$55,042
Youngstown, OH$55,042
Daytona Beach, FL$55,005
Clarksville, TN$54,999
Pensacola, FL$54,993
Temple, TX$54,989
Hopkinsville, KY$54,811
Erie, PA$54,798
Florence, SC$54,774
Charleston, WV$54,677
Great Falls, MT$54,646
Macon, GA$54,561
Tallahassee, FL$54,555
Fayetteville, NC$54,543
Waco, TX$54,530
Helena, MT$54,488
Pine Bluff, AR$54,465
Vincennes, IN$54,390
Lubbock, TX$54,366
Alamogordo, NM$54,329
Twin Falls, ID$54,275
Rapid City, SD$54,256
Jackson, MS$54,147
Huntington, WV$54,142
Greenville, MS$54,141
Parkersburg, WV$54,079
Montgomery, AL$54,068
Wichita Falls, TX$54,007
Springfield, MO$54,007
Biloxi, MS$53,976
Monroe, LA$53,915
Johnstown, PA$53,873
Sumter, SC$53,848
Columbus, GA$53,842
Pascagoula, MS$53,727
Abilene, TX$53,727
Kingsport, TN$53,568
Albany, GA$53,568
Gulfport, MS$53,550
Alexandria, LA$53,349
Fort Smith, AR$53,197
El Paso, TX$53,032
Las Cruces, NM$52,758
Harlingen, TX$52,604
Pocatello, ID$52,594
Florence, AL$52,515
Brownsville, TX$52,502
Mcallen, TX$52,375
Dothan, AL$52,289
Columbus, MS$51,928
Altus, OK$51,644
Lawton, OK$51,528
Pierre, SD$51,309
What Skills Can Increase a Retirement Planner's Salary?
Demanded Skills for the Role:
Planning (Mentioned in 8.19% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
Microsoft Excel (Mentioned in 2.22% Job Postings): Microsoft Excel is a spreadsheet developed by Microsoft for Windows, macOS, Android and iOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications.
Workday (Mentioned in 1.74% Job Postings): A cloud-based human resource management software system that unifies a wide range of HR functionality into a single system.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Retirement Planner's salary.
Consulting: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 19%.
Loan Review: Can increase your salary by up to 9%.
Retirement Planner Salary by Industry: Top Paying Sectors
For Retirement Planner roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Insurance,
offers compensation 20% above the average. Conversely,
Retirement Planner positions in Business Services typically offer lower base pay,
as this sector often view Retirement Planner as a support function rather than a direct revenue driver.
The top paying industry for a Retirement Planner
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Insurance
$73,081
$35.0
20%
How Education impacts a Retirement Planner's Salary?
Your level of education can impact your salary potential.
While many Retirement Planners enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Retirement Planner with a Bachelor's Degree is between
$61,813
and $68,170).
Retirement Planner Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Retirement Planner's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Retirement Planner can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $57,327 in 2023
to around $56,086 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Retirement Planner salary trends,
.
Average Annual Salary of Retirement Planner Over Time
$???
$57,327
$56,416
$56,086
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$57,327
2024
$56,416
2025
$56,086
2026
View More
2027
View More
Most common benefits for Retirement Planner
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Retirement Planner
Here are companies hiring for Retirement Planner and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
Find Your Next Retirement Planner Job
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FAQ about Retirement Planner
1. What industry pays the highest salary for Retirement Planner?
The Insurance industry offers the highest average compensation for Retirement Planner roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
