Key Factors That Influence Auto Underwriter Salaries
An Auto Underwriter's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Auto Underwriter Salaries?
Experience is a primary driver of an Auto Underwriter's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Entry-Level (less than 1 year): $61,238
Early Career (1-2 years): $72,153
Mid-Level (2-4 years): $93,797
Senior-Level (5-8 years): $109,571
Expert (over 8 years): $135,021
Levels
Salary
Auto Unde... Level Auto Underwriter
$61,238
Underwrit... Level Auto Underwriter
$72,153
Underwrit... Level Auto Underwriter
$93,797
Underwrit... Level Auto Underwriter
$109,571
Underwrit... Level Auto Underwriter
$135,021
$61,2380 yr
$72,153< 2 yrs
$93,7972-4 yrs
$109,5715-8 yrs
$135,021> 8 yrs
View as Table
View as Graph
What Am I Worth?
How Do Auto Underwriter Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Auto Underwriters.
For example, consider the average annual salaries in these key locations:
District of Columbia: $68,339.
California: $68,079.
Massachusetts: $67,172.
District of Columbia$68,339
California$68,079
Massachusetts$67,172
Washington$66,925
New Jersey$66,901
Alaska$66,814
Connecticut$65,962
New York$65,617
Hawaii$64,512
Rhode Island$63,993
Maryland$63,642
Minnesota$63,160
Colorado$62,975
Illinois$62,913
Oregon$62,679
Delaware$62,506
New Hampshire$62,397
Virginia$62,154
Pennsylvania$61,444
Nevada$61,086
North Dakota$60,969
Michigan$60,784
Wisconsin$60,716
Vermont$60,580
Texas$60,204
Maine$60,179
Arizona$60,142
Ohio$60,099
Georgia$59,531
Indiana$59,247
Wyoming$59,191
Utah$59,105
Iowa$59,068
Kansas$58,772
Louisiana$58,685
North Carolina$58,655
Missouri$58,642
Florida$58,401
Montana$58,272
Nebraska$58,148
Kentucky$58,080
South Carolina$57,834
Tennessee$57,679
Idaho$57,618
New Mexico$57,167
Oklahoma$57,068
Alabama$56,704
South Dakota$56,093
Arkansas$55,760
West Virginia$55,581
Mississippi$55,044
Top Paying Cities for Auto Underwriters
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $77,850
San Francisco: $76,998
Oakland: $75,375
San Jose, CA$77,850
San Francisco, CA$76,998
Oakland, CA$75,375
New York, NY$71,066
Paramus, NJ$70,202
Queens Village, NY$70,199
Passaic, NJ$70,140
Bergenfield, NJ$70,135
Stamford, CT$69,999
Huntington, NY$69,974
Newark, NJ$69,518
Bridgeport, CT$69,387
Vallejo, CA$69,265
New Brunswick, NJ$69,240
Petaluma, CA$69,203
Middlesex, NJ$69,086
Somerset, NJ$69,042
Santa Cruz, CA$68,962
Boston, MA$68,586
Monterey, CA$68,369
Seattle, WA$68,228
Santa Rosa, CA$68,215
Los Angeles, CA$68,197
Juneau, AK$68,036
Washington, DC$67,968
Orange, CA$67,749
Santa Ana, CA$67,586
Long Beach, CA$67,524
Anaheim, CA$67,512
Anchorage, AK$67,481
Santa Maria, CA$67,296
Everett, WA$67,283
Danbury, CT$67,066
Bremerton, WA$66,981
Tacoma, WA$66,759
New Suffolk, NY$66,757
Sacramento, CA$66,740
Santa Barbara, CA$66,672
Trenton, NJ$66,604
San Diego, CA$66,604
Brockton, MA$66,536
Fairbanks, AK$66,385
Lompoc, CA$66,228
Lowell, MA$66,178
Ventura, CA$66,166
Nashua, NH$66,154
Stockton, CA$66,148
Modesto, CA$65,697
Poughkeepsie, NY$65,561
Olympia, WA$65,444
Kennewick, WA$65,444
New Haven, CT$65,419
Lawrence, MA$65,197
Hartford, CT$65,135
Riverside, CA$65,123
New Bedford, MA$65,061
Richland, WA$65,061
Bakersfield, CA$64,975
San Bernardino, CA$64,950
New Britain, CT$64,944
Atlantic City, NJ$64,944
New London, CT$64,919
Norwich, CT$64,901
Portsmouth, NH$64,888
Boulder, CO$64,758
Portland, OR$64,672
Worcester, MA$64,666
Minneapolis, MN$64,475
Philadelphia, PA$64,388
Honolulu, HI$64,185
Saint Paul, MN$64,155
Vineland, NJ$64,142
Providence, RI$63,963
Chicago, IL$63,784
Bellingham, WA$63,710
Springfield, MA$63,660
Baltimore, MD$63,642
Chico, CA$63,487
Pittsfield, MA$63,321
Manchester, NH$63,203
Spokane, WA$62,932
Denver, CO$62,926
Albany, NY$62,636
Troy, NY$62,611
Nassau, NY$62,545
Schenectady, NY$62,481
Wilmington, DE$62,432
Burlington, VT$62,345
Salem, OR$62,321
Portland, ME$62,129
Yakima, WA$62,068
Rochester, MN$61,876
Reno, NV$61,846
Fresno, CA$61,846
Milwaukee, WI$61,790
Detroit, MI$61,728
Ann Arbor, MI$61,718
Allentown, PA$61,710
Colorado Springs, CO$61,605
Syracuse, NY$61,574
Carson City, NV$61,574
Houston, TX$61,488
Eugene, OR$61,457
Gary, IN$61,383
Springfield, OR$61,333
Bismarck, ND$61,321
Galveston, TX$61,278
Medford, OR$61,185
Fort Collins, CO$61,160
Concord, NH$61,130
Austin, TX$61,111
Mesa, AZ$60,981
Reading, PA$60,975
Phoenix, AZ$60,969
Dallas, TX$60,951
Saint Cloud, MN$60,891
Madison, WI$60,809
Utica, NY$60,642
Rochester, NY$60,543
Des Moines, IA$60,537
Raleigh, NC$60,531
Atlanta, GA$60,438
Battle Creek, MI$60,420
Salt Lake City, UT$60,401
Lancaster, PA$60,309
Harrisburg, PA$60,222
Kansas City, MO$60,161
Champaign, IL$60,148
Kansas City, KS$60,148
Fort Worth, TX$60,142
Columbus, OH$60,132
Boca Raton, FL$60,117
Pittsburgh, PA$60,093
Richmond, VA$60,068
Indianapolis, IN$60,056
Cleveland, OH$60,049
Las Vegas, NV$59,975
Cincinnati, OH$59,975
Petersburg, VA$59,883
Huntsville, AL$59,790
Lansing, MI$59,749
Lebanon, PA$59,741
Pueblo, CO$59,735
Appleton, WI$59,716
Buffalo, NY$59,691
Dayton, OH$59,673
Racine, WI$59,661
Charlotte, NC$59,654
Saint Louis, MO$59,636
York, PA$59,599
Elkhart, IN$59,599
Gastonia, NC$59,587
Billings, MT$59,572
Beaumont, TX$59,556
Lorain, OH$59,543
Benton Harbor, MI$59,531
Toledo, OH$59,519
Binghamton, NY$59,488
Rock Hill, SC$59,482
Rockford, IL$59,451
Springfield, IL$59,426
Elyria, OH$59,420
Fargo, ND$59,420
Flagstaff, AZ$59,377
Fort Lauderdale, FL$59,340
Duluth, MN$59,303
Miami, FL$59,303
Cheyenne, WY$59,259
Grand Forks, ND$59,259
Bangor, ME$59,124
Cedar Rapids, IA$59,056
Durham, NC$59,030
Louisville, KY$59,025
Grand Rapids, MI$59,012
Hialeah, FL$59,006
Casper, WY$58,920
Scranton, PA$58,846
New Orleans, LA$58,827
Virginia Beach, VA$58,821
Akron, OH$58,790
Peoria, IL$58,710
Sarasota, FL$58,698
Nashville, TN$58,655
Omaha, NE$58,655
Green Bay, WI$58,655
Baton Rouge, LA$58,624
Charleston, SC$58,611
Jamestown, NY$58,580
Davenport, IA$58,580
Tucson, AZ$58,550
Saint Petersburg, FL$58,513
Tampa, FL$58,500
Evansville, IN$58,463
Port Arthur, TX$58,463
Bradenton, FL$58,438
Santa Fe, NM$58,327
Orlando, FL$58,216
Clearwater, FL$58,198
Canton, OH$58,068
La Crosse, WI$58,068
Albuquerque, NM$58,031
Newport News, VA$58,025
High Point, NC$58,006
Ogden, UT$57,982
Corpus Christi, TX$57,932
Norfolk, VA$57,895
Laramie, WY$57,895
Rock Island, IL$57,858
Saginaw, MI$57,846
Jacksonville, FL$57,840
Salisbury, NC$57,827
Boise, ID$57,815
Moline, IL$57,784
Fort Myers, FL$57,766
Memphis, TN$57,753
Tulsa, OK$57,723
Waterloo, IA$57,685
Spartanburg, SC$57,624
Lincoln, NE$57,593
Fort Wayne, IN$57,581
Provo, UT$57,574
Cedar Falls, IA$57,500
San Antonio, TX$57,476
Greensboro, NC$57,451
South Bend, IN$57,445
Savannah, GA$57,377
Muskegon, MI$57,352
Birmingham, AL$57,346
Winston Salem, NC$57,316
Lake Charles, LA$57,167
Anderson, IN$57,155
Lexington, KY$57,136
Augusta, GA$57,118
Greenville, SC$57,118
Lima, OH$57,068
Wichita, KS$57,062
Tuscaloosa, AL$57,062
Columbia, SC$57,007
Springfield, OH$56,994
Asheville, NC$56,895
Bloomington, IN$56,852
Knoxville, TN$56,630
Shreveport, LA$56,624
Wilmington, NC$56,544
Roanoke, VA$56,544
Topeka, KS$56,433
Frankfort, KY$56,426
Oklahoma City, OK$56,383
Chillicothe, OH$56,358
Longview, TX$56,352
Melbourne, FL$56,346
Sioux Falls, SD$56,247
Mobile, AL$56,241
Terre Haute, IN$56,216
Altoona, PA$56,179
Amarillo, TX$56,136
Killeen, TX$56,118
Fayetteville, AR$56,068
Chattanooga, TN$56,050
Sioux City, IA$55,994
Idaho Falls, ID$55,982
Lynchburg, VA$55,933
Gainesville, FL$55,852
Portsmouth, OH$55,821
Little Rock, AR$55,809
Lafayette, LA$55,784
Youngstown, OH$55,784
Daytona Beach, FL$55,747
Clarksville, TN$55,741
Pensacola, FL$55,735
Temple, TX$55,731
Hopkinsville, KY$55,550
Erie, PA$55,538
Florence, SC$55,513
Charleston, WV$55,414
Great Falls, MT$55,383
Macon, GA$55,297
Tallahassee, FL$55,291
Fayetteville, NC$55,278
Waco, TX$55,266
Helena, MT$55,223
Pine Bluff, AR$55,199
Vincennes, IN$55,124
Lubbock, TX$55,099
Alamogordo, NM$55,062
Twin Falls, ID$55,007
Rapid City, SD$54,988
Jackson, MS$54,877
Huntington, WV$54,873
Greenville, MS$54,871
Parkersburg, WV$54,808
Montgomery, AL$54,797
Wichita Falls, TX$54,735
Springfield, MO$54,735
Biloxi, MS$54,704
Monroe, LA$54,643
Johnstown, PA$54,599
Sumter, SC$54,575
Columbus, GA$54,569
Pascagoula, MS$54,451
Abilene, TX$54,451
Kingsport, TN$54,291
Albany, GA$54,291
Gulfport, MS$54,272
Alexandria, LA$54,069
Fort Smith, AR$53,914
El Paso, TX$53,748
Las Cruces, NM$53,470
Harlingen, TX$53,313
Pocatello, ID$53,303
Florence, AL$53,223
Brownsville, TX$53,211
Mcallen, TX$53,081
Dothan, AL$52,995
Columbus, MS$52,628
Altus, OK$52,340
Lawton, OK$52,223
Pierre, SD$52,001
What Skills Can Increase an Auto Underwriter's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 7.06% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Financial Services (Mentioned in 1.53% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
Microsoft Office (Mentioned in 1.23% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
See More Skills
Skills
Demand Percentage
Analysis
7.06%
Financial Services
1.53%
Microsoft Office
1.23%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on an Auto Underwriter's salary.
Credit Administration: Can increase your salary by up to 29%.
Team Operations: Can increase your salary by up to 14%.
Due Diligence: Can increase your salary by up to 13%.
Skill
Salary
Salary % Increase
Credit Administration
$79,622
29%
Team Operations
$70,363
14%
Due Diligence
$69,746
13%
Self Motivation
$69,129
12%
Accountability
$68,512
11%
Financial Accounting
$67,277
9%
Get Latest Data
Auto Underwriter Salary by Industry: Top Paying Sectors
For Auto Underwriter roles, the industry you choose can affect earning potential
by as much as 100% (the gap between the highest and lowest paying industries).
Data shows that the Insurance and Financial Services
sectors offer the strongest compensation, at 50% above the average.
In contrast, Auto Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Auto Underwriter as a support function rather than a direct revenue driver.
The top paying industries for an Auto Underwriter
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Insurance
$92,583
$45.0
50%
Financial Services
$74,067
$36.0
20%
Healthcare
$67,894
$33.0
10%
How Education impacts an Auto Underwriter's Salary?
Your level of education can impact your salary potential.
While many Auto Underwriters enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for an Auto Underwriter with a Associate's Degree is between
$57,884
and $61,738).
Auto Underwriter Salaries by Degree Level
Typical Education for Auto Underwriter
No Diploma17.6%
High School17.6%
Associates6.5%
Bachelors61.1%
Masters14.8%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
17.6%
High School
17.6%
Associates
6.5%
Bachelors
61.1%
Masters
14.8%
Doctorate
0.0%
view as graph
Auto Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how an Auto Underwriter's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for an Auto Underwriter can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $66,818 in 2023
to around $63,787 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Auto Underwriter salary trends,
.
Average Annual Salary of Auto Underwriter Over Time
2022
$???
2023
$66,818
2024
$65,326
2025
$63,787
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$66,818
2024
$65,326
2025
$63,787
2026
View More
2027
View More
Most common benefits for Auto Underwriter
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
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Compensation Planning
Common company salaries for Auto Underwriter
Here are companies hiring for Auto Underwriter and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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Where Does Our Salary Data Come From?
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