Claims Representative Salary in the United States

How much does a Claims Representative make in the United States?

As of August 01, 2026, the average salary for a Claims Representative in the United States is $47,862 per year, which breaks down to an hourly rate of $23.

However, a Claims Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $56,635
  • Majority Range (25th-75th percentile): $44,557 to $52,454
  • Entry-Level (10th percentile): $41,548
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View as table View as graph 25% $44,557 10% $41,548 90% $56,635 75% $52,454 $47,862 50%(Median) Didn’t find job title? Click

Claims Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $52,454 $4,371 $1,009 $25
Average $47,862 $3,989 $920 $23
25th Percentile $44,557 $3,713 $857 $21
Check out Claims Representative Job Openings in the United States
Auto Claims Representative

Auto-Owners Insurance - Columbus, OH

Claims

The Cincinnati Insurance Companies - Columbus, OH

Search More Claims Representative Jobs in the United States

Key Factors That Influence Claims Representative Salaries

A Claims Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Claims Representative Salaries?

Experience is a primary driver of a Claims Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,483
  • Early Career (1-2 years): $47,525
  • Mid-Level (2-4 years): $52,723
  • Senior-Level (5-8 years): $76,363
  • Expert (over 8 years): $100,789
Levels Salary
Claims Cl... Level Claims Representative$39,483
Claims Re... Level Claims Representative$47,525
Claims Cl... Level Claims Representative$52,723
Claims Su... Level Claims Representative$76,363
Claims Su... Level Claims Representative$100,789
$39,483 0 yr
$47,525 < 2 yrs
$52,723 2-4 yrs
$76,363 5-8 yrs
$100,789 > 8 yrs
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What Am I Worth?

How Do Claims Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claims Representatives. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $52,993.
  • California: $52,792.
  • Massachusetts: $52,089.

Top Paying Cities for Claims Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $60,369
  • San Francisco: $59,708
  • Oakland: $58,450

What Skills Can Increase a Claims Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 12.02% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Claims Management (Mentioned in 2.99% Job Postings): Claims Management means the process of identifying, controlling and resolving demands by individuals or public entities to recover losses from any Member of the Association.
  • Knowledge of Claims (Mentioned in 1.38% Job Postings): Knowledge Claims are the topics, the scholarly conversations, that research communities debate via publications and dialectic, created to carry out tasks and projects in the firm and be evaluated on their usefulness, not on their universal truth.
See More Skills
Skills Demand Percentage
Customer Service 12.02%
Claims Management 2.99%
Knowledge of Claims 1.38%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Claims Representative's salary.
  • Technical Skills: Can increase your salary by up to 36%.
  • Risk Management: Can increase your salary by up to 26%.
  • Analysis: Can increase your salary by up to 18%.
Skill Salary Salary % Increase
Technical Skills
$65,093
36%
Risk Management
$60,307
26%
Analysis
$56,478
18%
Claim Handling
$55,520
16%
Agility
$53,606
12%
Claim Reviews
$53,606
12%
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Claims Representative Salary by Industry: Top Paying Sectors

For Claims Representative roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 30% above the average. In contrast, Claims Representative positions in Retail & Wholesale or Healthcare typically offer lower base pay, as these industries often view Claims Representative as a support function rather than a direct revenue driver.

The top paying industries for a Claims Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$62,221$30.030%
Business Services$57,435$28.020%
Energy & Utilities$52,649$25.010%

How Education impacts a Claims Representative's Salary?

Your level of education can impact your salary potential. While many Claims Representatives enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Claims Representative with a High School Diploma or Technical Certificate is between $45,749 and $48,626).

Claims Representative Salaries by Degree Level

Typical Education for Claims Representative
Degree Level % of user with this level of education
No Diploma 1.4%
High School 46.6%
Associates 17.8%
Bachelors 26.0%
Masters 6.8%
Doctorate 1.4%
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Claims Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Claims Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Claims Representative

Salaries for a Claims Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $46,864 in 2023 to around $47,090 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Claims Representative salary trends, .

Average Annual Salary of Claims Representative Over Time

2022
$???
2023
$46,864
2024
$47,423
2025
$47,090
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $46,864
2024 $47,423
2025 $47,090
2026
View More
2027
View More

Most common benefits for Claims Representative

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Claims Representative

Here are companies hiring for Claims Representative and their salaries, click below for more details.

Find Your Next Claims Representative Job

Ready to take the next step in your career? Browse thousands of current Claims Representative job openings on our job board. Use the search bar below to find your perfect match.

United States
  • eviCore healthcare

    Columbus, OH

    eviCore healthcare | Columbus, OH

    Provides timely expert medical review for requests to evaluate the medical necessity of services that do not meet utilization review criteria while located... more

    3 Days Ago

  • MD Staff, LLC

    Columbus, OH

    MD Staff, LLC | Columbus, OH

    Neurologist Locum Tenens Opportunity Near Columbus, OH. We are excited to offer a rewarding locum tenens opportunity for a Board Certified or Board Eligibl... more

    3 Days Ago

  • KreilKamp Trucking

    Columbus, OH

    KreilKamp Trucking | Columbus, OH

    Regional CDL A Drivers | NEW Grads Welcome | Earn $70,000+ Annually. We're proud to be a 4th generation family truck line, started in 1935, but even proude... more

    6 Days Ago

  • Maxim Healthcare

    Columbus, OH

    Maxim Healthcare | Columbus, OH

    Private duty nursing (PDN) allows medically fragile patients to receive quality, skilled nursing care in the comfort of their home: a setting preferred by ... more

    8 Days Ago

  • Schneider

    Columbus, OH

    Schneider | Columbus, OH

    CDL-A - Dedicated Reefer truck driver - Kroger. Dedicated Reefer truck driver - Kroger. Average pay. $1,200-$1,450 weekly. Home time. Daily. Experience. Al... more

    9 Days Ago

  • GO Staffing

    Columbus, OH

    GO Staffing | Columbus, OH

    Locums - A well respected group has a Trauma Surgery APP opportunity available in Columbus, Ohio. Certified Nurse Practitioner or Physician Assistant. 1/1/... more

    11 Days Ago

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FAQ about Claims Representative

1. What industry pays the highest salary for Claims Representative?

The Financial Services industry offers the highest average compensation for Claims Representative roles, with salaries approximately 30% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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