Know your market value with insights across roles — from individual contributors to executive pay and overall company compensation trends.
Access a suite of powerful calculators to make data-driven career decisions.
Automate pay cycles, manage job architectures, and ensure pay equity with AI-powered compensation platforms.
Access validated salary benchmarks, labor market trends, and minimum wage data to stay competitive.
Participate in and purchase industry-specific salary surveys to obtain the most accurate, peer-reported pay data.
As of August 01, 2026, the average salary for a Life Insurance Underwriter in Missouri is $59,164 per year, which breaks down to an hourly rate of $28.
However, a Life Insurance Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
AI-Powered HR
AI Onboarding
Life Insurance Underwriter Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $65,490 | $5,458 | $1,259 | $31 |
| Average | $59,164 | $4,930 | $1,138 | $28 |
| 25th Percentile | $52,560 | $4,380 | $1,011 | $25 |
Yellowstone Life Insurance Agency, LLC - Louisiana, MO
Prugar Agency - Saint Louis, MO
GIA Legacy Planning - Columbia, MO
True North Recruiters - Kansas City, MO
A Life Insurance Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Life Insurance Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Life Insu... Level Life Insurance Underwriter | $58,699 |
| Underwrit... Level Life Insurance Underwriter | $69,161 |
| Underwrit... Level Life Insurance Underwriter | $89,912 |
| Life Unde... Level Life Insurance Underwriter | $113,747 |
| Life Unde... Level Life Insurance Underwriter | $133,092 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Life Insurance Underwriters. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Life Insurance Underwriter roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 30% above the average. In contrast, Life Insurance Underwriter positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Life Insurance Underwriter as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $76,913 | $37.0 | 30% |
| Healthcare | $70,997 | $34.0 | 20% |
Understanding how a Life Insurance Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $65,490 | $5,458 | $1,259 | $31 |
| Average | $59,164 | $4,930 | $1,138 | $28 |
| 25th Percentile | $52,560 | $4,380 | $1,011 | $25 |
Ready to take the next step in your career? Browse thousands of current Life Insurance Underwriter job openings on our job board. Use the search bar below to find your perfect match.
True North Recruiters
Saint Louis, MO
True North Recruiters | Saint Louis, MO
Job Description. Job Description. Licensed Life Insurance Agent. 100% Remote | Uncapped Commissions. Taubman Financial Management. ●. Location. Remote (Wor... more
5 Days Ago
New York Life - Kansas City
Kansas City, MO
New York Life - Kansas City | Kansas City, MO
Job Description. Job Description. Our rapidly-expanding insurance agency is looking for a full-time life insurance agent to join our team. You’ll grow a li... more
5 Days Ago
Farmers Insurance 1475
Saint Louis, MO
Farmers Insurance 1475 | Saint Louis, MO
Job Description. Job Description. Our rapidly-expanding insurance agency is looking for a full-time life insurance agent to join our team. You’ll grow a li... more
5 Days Ago
Agent First Contracts LLC
Saint Louis, MO
Agent First Contracts LLC | Saint Louis, MO
Job Description. Job Description. Final Expense Life Insurance Agent. Build. Your. Book With the Leads, Tools, and Support, Everything You Need to Succeed.... more
5 Days Ago
GIA Legacy Planning
Columbia, MO
GIA Legacy Planning | Columbia, MO
Remote Life and Health Insurance Agent. Location: Remote Position/Work from Home. Job Type: Flexible Hours-You create your schedule. Compensation: 100% Unc... more
1 Day Ago
GIA Legacy Planning
Kansas City, MO
GIA Legacy Planning | Kansas City, MO
Independent Opportunity With Gia Legacy Planning. An independent opportunity for driven, self-motivated people ready to build something of their own. If yo... more
2 Days Ago
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.
Explore Cost of Living CalculatorSalary.com experts will help you thrive your workplaces.
Salary.com provides salary survey data for thousands of industry Jobs.
Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Salary.com's CompAnalyst platform offers:
