Life Insurance Field Underwriter Salary in the United States

How much does a Life Insurance Field Underwriter make in the United States?

As of March 01, 2026, the average salary for a Life Insurance Field Underwriter in the United States is $73,868 per year, which breaks down to an hourly rate of $36.

However, a Life Insurance Field Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $90,363
  • Majority Range (25th-75th percentile): $67,416 to $82,502
  • Entry-Level (10th percentile): $61,542
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
AI Onboarding
AI-Powered Talent
View as table View as graph 25% $67,416 10% $61,542 90% $90,363 75% $82,502 $73,868 50%(Median) Didn’t find job title? Click

Life Insurance Field Underwriter Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $82,502 $6,875 $1,587 $40
Average $73,868 $6,156 $1,421 $36
25th Percentile $67,416 $5,618 $1,296 $32
Check out Life Insurance Field Underwriter Job Openings in the United States
Physical Therapist Mesquite

Omnia Home Care and Hospice - MESQUITE, NV

Cardiology Advanced Practice Provider

Appalachian Regional Healthcare, Inc. - BECKLEY, WV

Physical Therapist

Fyzical Therapy & Balance Centers - EAGLE RIVER, AK

Dental Hygienist

West Edgewood Dental - JEFFERSON CITY, MO

Search More Life Insurance Field Underwriter Jobs in the United States

Key Factors That Influence Life Insurance Field Underwriter Salaries

A Life Insurance Field Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Life Insurance Field Underwriter Salaries?

Experience is a primary driver of a Life Insurance Field Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $73,233
  • Early Career (1-2 years): $89,867
  • Mid-Level (2-4 years): $105,217
  • Senior-Level (5-8 years): $124,489
  • Expert (over 8 years): $144,648
Levels Salary
Life Insu... Level Life Insurance Field Underwriter$73,233
Field Ser... Level Life Insurance Field Underwriter$89,867
Field Ser... Level Life Insurance Field Underwriter$105,217
Field Ser... Level Life Insurance Field Underwriter$124,489
Field Ser... Level Life Insurance Field Underwriter$144,648
$73,233 0 yr
$89,867 < 2 yrs
$105,217 2-4 yrs
$124,489 5-8 yrs
$144,648 > 8 yrs
View as Table
View as Graph

What Am I Worth?

How Do Life Insurance Field Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Life Insurance Field Underwriters. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $81,787.
  • California: $81,476.
  • Massachusetts: $80,390.

Top Paying Cities for Life Insurance Field Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $93,170
  • San Francisco: $92,254
  • Oakland: $90,207

What Skills Can Increase a Life Insurance Field Underwriter's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.67% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Repairing (Mentioned in 1.97% Job Postings): To put something that is damaged, broken, or not working correctly, back into good condition or make it work again.
  • Technical Services (Mentioned in 1.31% Job Postings): Technical services are services that an IT organization provides to support business services or IT operations. Employee provisioning, backup and recovery, storage, and self-service help desk are examples of technical services
See More Skills
Skills Demand Percentage
Customer Service 8.67%
Repairing 1.97%
Technical Services 1.31%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Life Insurance Field Underwriter's salary.
  • Programming: Can increase your salary by up to 15%.
  • Presentation: Can increase your salary by up to 13%.
  • Project Management: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Programming
$84,948
15%
Presentation
$83,471
13%
Project Management
$82,732
12%
Decision Making
$81,255
10%
CNC
$81,255
10%
Technical Support
$81,255
10%
Get Latest Data

How Education impacts a Life Insurance Field Underwriter's Salary?

Your level of education can impact your salary potential. While many Life Insurance Field Underwriters enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Life Insurance Field Underwriter with a Bachelor's Degree is between $68,081 and $71,879).

Life Insurance Field Underwriter Salaries by Degree Level

Typical Education for Life Insurance Field Underwriter
Degree Level % of user with this level of education
No Diploma 1.7%
High School 25.6%
Associates 22.0%
Bachelors 44.0%
Masters 6.2%
Doctorate 0.2%
view as graph

Life Insurance Field Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Life Insurance Field Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

Salary Trends for Life Insurance Field Underwriter

Salaries for a Life Insurance Field Underwriter can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $58,463 in 2023 to around $57,795 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Life Insurance Field Underwriter salary trends, .

Average Annual Salary of Life Insurance Field Underwriter Over Time

2022
$???
2023
$58,463
2024
$58,274
2025
$57,795
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $58,463
2024 $58,274
2025 $57,795
2026
View More
2027
View More

Most common benefits for Life Insurance Field Underwriter

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Life Insurance Field Underwriter

Here are companies hiring for Life Insurance Field Underwriter and their salaries, click below for more details.

Find Your Next Life Insurance Field Underwriter Job

Ready to take the next step in your career? Browse thousands of current Life Insurance Field Underwriter job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst