LOAN OPERATIONS SPECIALIST Salary in the United States
How much does a LOAN OPERATIONS SPECIALIST make in the United States?
As of September 01, 2026, the average salary for a LOAN OPERATIONS SPECIALIST in the United States is $52,847 per year, which breaks down to an hourly rate of $25.
However, a LOAN OPERATIONS SPECIALIST's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $63,033
Majority Range (25th-75th percentile): $48,834 to $58,179
Key Factors That Influence LOAN OPERATIONS SPECIALIST Salaries
A LOAN OPERATIONS SPECIALIST's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects LOAN OPERATIONS SPECIALIST Salaries?
Experience is a primary driver of a LOAN OPERATIONS SPECIALIST's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do LOAN OPERATIONS SPECIALIST Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract LOAN OPERATIONS SPECIALISTs. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $66,656
San Francisco: $65,926
Oakland: $64,537
San Jose, CA$66,656
San Francisco, CA$65,926
Oakland, CA$64,537
New York, NY$60,848
Paramus, NJ$60,108
Queens Village, NY$60,105
Passaic, NJ$60,055
Bergenfield, NJ$60,050
Stamford, CT$59,934
Huntington, NY$59,912
Newark, NJ$59,522
Bridgeport, CT$59,410
Vallejo, CA$59,305
New Brunswick, NJ$59,284
Petaluma, CA$59,252
Middlesex, NJ$59,152
Somerset, NJ$59,115
Santa Cruz, CA$59,046
Boston, MA$58,724
Monterey, CA$58,538
Seattle, WA$58,417
Santa Rosa, CA$58,407
Los Angeles, CA$58,391
Juneau, AK$58,253
Washington, DC$58,195
Orange, CA$58,007
Santa Ana, CA$57,867
Long Beach, CA$57,815
Anaheim, CA$57,804
Anchorage, AK$57,778
Santa Maria, CA$57,619
Everett, WA$57,609
Danbury, CT$57,422
Bremerton, WA$57,350
Tacoma, WA$57,159
New Suffolk, NY$57,158
Sacramento, CA$57,143
Santa Barbara, CA$57,085
Trenton, NJ$57,027
San Diego, CA$57,027
Brockton, MA$56,969
Fairbanks, AK$56,840
Lompoc, CA$56,705
Lowell, MA$56,662
Ventura, CA$56,652
Nashua, NH$56,641
Stockton, CA$56,636
Modesto, CA$56,250
Poughkeepsie, NY$56,134
Olympia, WA$56,034
Kennewick, WA$56,034
New Haven, CT$56,013
Lawrence, MA$55,822
Hartford, CT$55,769
Riverside, CA$55,759
New Bedford, MA$55,706
Richland, WA$55,706
Bakersfield, CA$55,632
San Bernardino, CA$55,611
New Britain, CT$55,606
Atlantic City, NJ$55,606
New London, CT$55,584
Norwich, CT$55,569
Portsmouth, NH$55,558
Boulder, CO$55,446
Portland, OR$55,373
Worcester, MA$55,368
Minneapolis, MN$55,204
Philadelphia, PA$55,130
Honolulu, HI$54,956
Saint Paul, MN$54,930
Vineland, NJ$54,919
Providence, RI$54,765
Chicago, IL$54,612
Bellingham, WA$54,549
Springfield, MA$54,506
Baltimore, MD$54,491
Chico, CA$54,358
Pittsfield, MA$54,216
Manchester, NH$54,115
Spokane, WA$53,883
Denver, CO$53,878
Albany, NY$53,629
Troy, NY$53,608
Nassau, NY$53,551
Schenectady, NY$53,497
Wilmington, DE$53,455
Burlington, VT$53,381
Salem, OR$53,360
Portland, ME$53,196
Yakima, WA$53,143
Rochester, MN$52,979
Reno, NV$52,953
Fresno, CA$52,953
Milwaukee, WI$52,905
Detroit, MI$52,852
Ann Arbor, MI$52,843
Allentown, PA$52,836
Colorado Springs, CO$52,747
Syracuse, NY$52,720
Carson City, NV$52,720
Houston, TX$52,646
Eugene, OR$52,620
Gary, IN$52,556
Springfield, OR$52,514
Bismarck, ND$52,503
Galveston, TX$52,467
Medford, OR$52,387
Fort Collins, CO$52,366
Concord, NH$52,340
Austin, TX$52,324
Mesa, AZ$52,213
Reading, PA$52,208
Phoenix, AZ$52,202
Dallas, TX$52,186
Saint Cloud, MN$52,136
Madison, WI$52,065
Utica, NY$51,922
Rochester, NY$51,838
Des Moines, IA$51,832
Raleigh, NC$51,827
Atlanta, GA$51,748
Battle Creek, MI$51,732
Salt Lake City, UT$51,716
Lancaster, PA$51,637
Harrisburg, PA$51,563
Kansas City, MO$51,510
Champaign, IL$51,499
Kansas City, KS$51,499
Fort Worth, TX$51,494
Columbus, OH$51,485
Boca Raton, FL$51,473
Pittsburgh, PA$51,452
Richmond, VA$51,431
Indianapolis, IN$51,420
Cleveland, OH$51,415
Las Vegas, NV$51,351
Cincinnati, OH$51,351
Petersburg, VA$51,272
Huntsville, AL$51,193
Lansing, MI$51,157
Lebanon, PA$51,151
Pueblo, CO$51,145
Appleton, WI$51,129
Buffalo, NY$51,108
Dayton, OH$51,092
Racine, WI$51,082
Charlotte, NC$51,077
Saint Louis, MO$51,061
York, PA$51,029
Elkhart, IN$51,029
Gastonia, NC$51,019
Billings, MT$51,006
Beaumont, TX$50,992
Lorain, OH$50,982
Benton Harbor, MI$50,971
Toledo, OH$50,960
Binghamton, NY$50,934
Rock Hill, SC$50,929
Rockford, IL$50,902
Springfield, IL$50,881
Elyria, OH$50,876
Fargo, ND$50,876
Flagstaff, AZ$50,839
Fort Lauderdale, FL$50,807
Duluth, MN$50,775
Miami, FL$50,775
Cheyenne, WY$50,738
Grand Forks, ND$50,738
Bangor, ME$50,622
Cedar Rapids, IA$50,564
Durham, NC$50,542
Louisville, KY$50,538
Grand Rapids, MI$50,527
Hialeah, FL$50,522
Casper, WY$50,448
Scranton, PA$50,384
New Orleans, LA$50,368
Virginia Beach, VA$50,363
Akron, OH$50,337
Peoria, IL$50,268
Sarasota, FL$50,257
Nashville, TN$50,221
Omaha, NE$50,221
Green Bay, WI$50,221
Baton Rouge, LA$50,194
Charleston, SC$50,184
Jamestown, NY$50,157
Davenport, IA$50,157
Tucson, AZ$50,131
Saint Petersburg, FL$50,099
Tampa, FL$50,088
Evansville, IN$50,057
Port Arthur, TX$50,057
Bradenton, FL$50,036
Santa Fe, NM$49,940
Orlando, FL$49,845
Clearwater, FL$49,829
Canton, OH$49,718
La Crosse, WI$49,718
Albuquerque, NM$49,687
Newport News, VA$49,681
High Point, NC$49,666
Ogden, UT$49,644
Corpus Christi, TX$49,602
Norfolk, VA$49,570
Laramie, WY$49,570
Rock Island, IL$49,539
Saginaw, MI$49,528
Jacksonville, FL$49,523
Salisbury, NC$49,512
Boise, ID$49,502
Moline, IL$49,475
Fort Myers, FL$49,460
Memphis, TN$49,449
Tulsa, OK$49,423
Waterloo, IA$49,391
Spartanburg, SC$49,338
Lincoln, NE$49,312
Fort Wayne, IN$49,301
Provo, UT$49,296
Cedar Falls, IA$49,232
San Antonio, TX$49,211
Greensboro, NC$49,190
South Bend, IN$49,185
Savannah, GA$49,127
Muskegon, MI$49,105
Birmingham, AL$49,100
Winston Salem, NC$49,074
Lake Charles, LA$48,947
Anderson, IN$48,936
Lexington, KY$48,920
Augusta, GA$48,905
Greenville, SC$48,905
Lima, OH$48,862
Wichita, KS$48,857
Tuscaloosa, AL$48,857
Columbia, SC$48,809
Springfield, OH$48,799
Asheville, NC$48,714
Bloomington, IN$48,677
Knoxville, TN$48,487
Shreveport, LA$48,482
Wilmington, NC$48,413
Roanoke, VA$48,413
Topeka, KS$48,318
Frankfort, KY$48,312
Oklahoma City, OK$48,276
Chillicothe, OH$48,255
Longview, TX$48,249
Melbourne, FL$48,244
Sioux Falls, SD$48,159
Mobile, AL$48,154
Terre Haute, IN$48,133
Altoona, PA$48,101
Amarillo, TX$48,064
Killeen, TX$48,048
Fayetteville, AR$48,006
Chattanooga, TN$47,990
Sioux City, IA$47,943
Idaho Falls, ID$47,932
Lynchburg, VA$47,890
Gainesville, FL$47,821
Portsmouth, OH$47,795
Little Rock, AR$47,784
Lafayette, LA$47,763
Youngstown, OH$47,763
Daytona Beach, FL$47,731
Clarksville, TN$47,726
Pensacola, FL$47,721
Temple, TX$47,717
Hopkinsville, KY$47,562
Erie, PA$47,552
Florence, SC$47,531
Charleston, WV$47,446
Great Falls, MT$47,420
Macon, GA$47,346
Tallahassee, FL$47,340
Fayetteville, NC$47,330
Waco, TX$47,319
Helena, MT$47,282
Pine Bluff, AR$47,262
Vincennes, IN$47,198
Lubbock, TX$47,177
Alamogordo, NM$47,145
Twin Falls, ID$47,097
Rapid City, SD$47,081
Jackson, MS$46,986
Huntington, WV$46,983
Greenville, MS$46,981
Parkersburg, WV$46,927
Montgomery, AL$46,918
Wichita Falls, TX$46,865
Springfield, MO$46,865
Biloxi, MS$46,838
Monroe, LA$46,785
Johnstown, PA$46,748
Sumter, SC$46,727
Columbus, GA$46,722
Pascagoula, MS$46,622
Abilene, TX$46,622
Kingsport, TN$46,484
Albany, GA$46,484
Gulfport, MS$46,468
Alexandria, LA$46,294
Fort Smith, AR$46,162
El Paso, TX$46,019
Las Cruces, NM$45,781
Harlingen, TX$45,647
Pocatello, ID$45,639
Florence, AL$45,570
Brownsville, TX$45,559
Mcallen, TX$45,448
Dothan, AL$45,374
Columbus, MS$45,061
Altus, OK$44,814
Lawton, OK$44,714
Pierre, SD$44,524
What Skills Can Increase a LOAN OPERATIONS SPECIALIST's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 4.84% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Loan Review (Mentioned in 1.98% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.
Commercial Banking (Mentioned in 1.35% Job Postings): Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a LOAN OPERATIONS SPECIALIST's salary.
Motivating: Can increase your salary by up to 43%.
Commercial Banking: Can increase your salary by up to 19%.
Underwriting: Can increase your salary by up to 18%.
LOAN OPERATIONS SPECIALIST Salary by Industry: Top Paying Sectors
For LOAN OPERATIONS SPECIALIST roles, the industry you choose can impact your earning potential
by as much as 25% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Financial Services,
offers compensation 10% above the average. Conversely,
LOAN OPERATIONS SPECIALIST positions in Business Services typically offer lower base pay,
as this sector often view LOAN OPERATIONS SPECIALIST as a support function rather than a direct revenue driver.
The top paying industries for a LOAN OPERATIONS SPECIALIST
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$58,132
$28.0
10%
Edu., Gov't. & Nonprofit
$55,489
$27.0
5%
How Education impacts a LOAN OPERATIONS SPECIALIST's Salary?
Your level of education can impact your salary potential.
While many LOAN OPERATIONS SPECIALISTs enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a LOAN OPERATIONS SPECIALIST with a High School Diploma or Technical Certificate is between
$49,874
and $53,756).
LOAN OPERATIONS SPECIALIST Salaries by Degree Level
Understanding how a LOAN OPERATIONS SPECIALIST's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$48,834
Average$52,847/year
$58,179
$4,069
Average$4,404/month
$4,848
$939
Average$1,016/week
$1,119
$23
Average$25/hour
$28
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$58,179
$4,848
$1,119
$28
Average
$52,847
$4,404
$1,016
$25
25th Percentile
$48,834
$4,069
$939
$23
Salaries of Jobs related to LOAN OPERATIONS SPECIALIST
Salaries for a LOAN OPERATIONS SPECIALIST can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $44,734 in 2023
to around $44,676 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of LOAN OPERATIONS SPECIALIST salary trends,
.
Average Annual Salary of LOAN OPERATIONS SPECIALIST Over Time
$???
$44,734
$44,857
$44,676
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$44,734
2024
$44,857
2025
$44,676
2026
View More
2027
View More
Most common benefits for LOAN OPERATIONS SPECIALIST
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for LOAN OPERATIONS SPECIALIST
Here are companies hiring for LOAN OPERATIONS SPECIALIST and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
Find Your Next LOAN OPERATIONS SPECIALIST Job
Ready to take the next step in your career? Browse thousands of current LOAN OPERATIONS SPECIALIST job openings on our job board. Use the search bar below to find your perfect match.
For Employees
Analyze the market and your qualifications to negotiate your salary with confidence.
Get a Salary Increase
Search thousands of open positions to find your next opportunity.
Search Job Openings
For Employers
Individualize employee pay based on unique job requirements and personal qualifications.
Adjust Employee Salary
Get the latest market price for benchmark jobs and jobs in your industry.
Price My Industry Jobs
FAQ about LOAN OPERATIONS SPECIALIST
1. What industry pays the highest salary for LOAN OPERATIONS SPECIALIST?
The Financial Services industry offers the highest average compensation for LOAN OPERATIONS SPECIALIST roles,
with salaries approximately 10% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
