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As of August 01, 2026, the average salary for a LOAN OPERATIONS SPECIALIST in Tennessee is $46,344 per year, which breaks down to an hourly rate of $22.
However, a LOAN OPERATIONS SPECIALIST's salary can vary significantly. Here’s a look at the typical salary range:
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LOAN OPERATIONS SPECIALIST Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $51,020 | $4,252 | $981 | $25 |
| Average | $46,344 | $3,862 | $891 | $22 |
| 25th Percentile | $42,824 | $3,569 | $824 | $21 |
Hilton Grand Vacations - Nashville, TN
Commercial Bank & Trust Co - Paris, TN
LP Finance - Johnson City, TN
OneMain Holdings - Tullahoma, TN
A LOAN OPERATIONS SPECIALIST's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a LOAN OPERATIONS SPECIALIST's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level LOAN OPERATIONS SPECIALIST | $44,022 |
| Intermediate Level LOAN OPERATIONS SPECIALIST | $44,282 |
| Senior Level LOAN OPERATIONS SPECIALIST | $46,482 |
| Specialist Level LOAN OPERATIONS SPECIALIST | $49,576 |
| Expert Level LOAN OPERATIONS SPECIALIST | $49,782 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract LOAN OPERATIONS SPECIALISTs. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For LOAN OPERATIONS SPECIALIST roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, LOAN OPERATIONS SPECIALIST positions in Business Services typically offer lower base pay, as this sector often view LOAN OPERATIONS SPECIALIST as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $50,979 | $25.0 | 10% |
| Edu., Gov't. & Nonprofit | $48,661 | $23.0 | 5% |
Understanding how a LOAN OPERATIONS SPECIALIST's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $51,020 | $4,252 | $981 | $25 |
| Average | $46,344 | $3,862 | $891 | $22 |
| 25th Percentile | $42,824 | $3,569 | $824 | $21 |
Ready to take the next step in your career? Browse thousands of current LOAN OPERATIONS SPECIALIST job openings on our job board. Use the search bar below to find your perfect match.
UT Federal Credit Union
Knoxville, TN
UT Federal Credit Union | Knoxville, TN
Job Description. Job Description. SUMMARY:The purpose of this position is to support the credit union's residential and consumer real estate lending goals ... more
2 Days Ago
OneMain Holdings
Arlington, TN
OneMain Holdings | Arlington, TN
Loan Sales Specialist. At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and afforda... more
2 Days Ago
Bank of Tennesse
Johnson City, TN
Bank of Tennesse | Johnson City, TN
Loan Document Closing SpecialistAs the Loan Documentation Closing Specialist, you are responsible for activities related to the preparation, review and pro... more
5 Days Ago
FirstBank
Franklin, TN
FirstBank | Franklin, TN
Loan Operations SpecialistBook/board closed and funded loans to the bank's core accounting system. The activity may be done manually or via an automated up... more
5 Days Ago
FirstBank
Lexington, TN
FirstBank | Lexington, TN
DescriptionSummary:Book/board closed and funded loans to the bank's core accounting system. The activity may be done manually or via an automated upload fr... more
5 Days Ago
Republic Finance
Chattanooga, TN
Republic Finance | Chattanooga, TN
Consumer Loan Specialist. Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to ... more
4 Days Ago
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