Know your market value with insights across roles — from individual contributors to executive pay and overall company compensation trends.
Access a suite of powerful calculators to make data-driven career decisions.
Automate pay cycles, manage job architectures, and ensure pay equity with AI-powered compensation platforms.
Access validated salary benchmarks, labor market trends, and minimum wage data to stay competitive.
Participate in and purchase industry-specific salary surveys to obtain the most accurate, peer-reported pay data.
As of August 01, 2026, the average salary for a Mortgage Officer in Maryland is $53,503 per year, which breaks down to an hourly rate of $26.
However, a Mortgage Officer's salary can vary significantly. Here’s a look at the typical salary range:
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
Recruit with AI
AI-Powered Talent
Mortgage Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $58,445 | $4,870 | $1,124 | $28 |
| Average | $53,503 | $4,459 | $1,029 | $26 |
| 25th Percentile | $47,803 | $3,984 | $919 | $23 |
Open House Lending Corporation - Nottingham, MD
Bayshore Mortgage Funding LLC - Edgewood, MD
Citigroup - Laurel, MD
Atlantic Union Bank - Damascus, MD
A Mortgage Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Mortgage Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Mortgage Officer | $52,090 |
| Intermediate Level Mortgage Officer | $53,139 |
| Senior Level Mortgage Officer | $54,738 |
| Specialist Level Mortgage Officer | $54,956 |
| Expert Level Mortgage Officer | $55,320 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how a Mortgage Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $58,445 | $4,870 | $1,124 | $28 |
| Average | $53,503 | $4,459 | $1,029 | $26 |
| 25th Percentile | $47,803 | $3,984 | $919 | $23 |
Ready to take the next step in your career? Browse thousands of current Mortgage Officer job openings on our job board. Use the search bar below to find your perfect match.
Mutual of Omaha Mortgage
Frederick, MD
Mutual of Omaha Mortgage | Frederick, MD
Sales Training Program Reverse Mortgage Loan Officer. Launch your career in the reverse mortgage industry with the backing of one of America's most trusted... more
6 Days Ago
Confidential
FORT MILL, SC
Confidential | FORT MILL, SC
Head of Finance, Mortgage Lending. About the Company. Accomplished mortgage lending company. Industry. Financial Services. Type. Privately Held. About the ... more
1 Month Ago
Confidential
BRIDGEPORT, CT
Confidential | BRIDGEPORT, CT
Vice President, Mortgage and Consumer Lending. About the Company. Prominent community bank. Industry. Banking. Type. Privately Held. About the Role. The Co... more
1 Month Ago
Confidential
HOUSTON, TX
Confidential | HOUSTON, TX
Senior Vice President, Mortgage Lending. About the Company. Prominent banking institution. Industry. Banking. Type. Privately Held. About the Role. The Com... more
1 Month Ago
Confidential
WASHINGTON D.C., DC
Confidential | WASHINGTON D.C., DC
Senior Vice President of Affinity Partnerships, Mortgage. About the Company. Mortgage lender focused on branch-driven affinity partnerships and retail home... more
7 Days Ago
Confidential
OKLAHOMA CITY, OK
Confidential | OKLAHOMA CITY, OK
Senior Vice President of Affinity Partnerships, Mortgage. About the Company. Mortgage lender focused on branch-driven affinity partnerships and retail home... more
7 Days Ago
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.
Explore Cost of Living CalculatorSalary.com experts will help you thrive your workplaces.
Salary.com provides salary survey data for thousands of industry Jobs.
Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Salary.com's CompAnalyst platform offers:
