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As of August 01, 2026, the average salary for a Personal Lines Insurance Agent in Massachusetts is $95,508 per year, which breaks down to an hourly rate of $46.
However, a Personal Lines Insurance Agent's salary can vary significantly. Here’s a look at the typical salary range:
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Personal Lines Insurance Agent Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $108,672 | $9,056 | $2,090 | $52 |
| Average | $95,508 | $7,959 | $1,837 | $46 |
| 25th Percentile | $84,999 | $7,083 | $1,635 | $41 |
BayCoast Bank - Swansea, MA
Finck Perras Insurance Agency Inc - Easthampton, MA
Solex HRC Inc - Braintree, MA
Atlantic Group - Holden, MA
A Personal Lines Insurance Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Personal Lines Insurance Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Insurance... Level Personal Lines Insurance Agent | $68,779 |
| Personal ... Level Personal Lines Insurance Agent | $94,540 |
| Insurance... Level Personal Lines Insurance Agent | $167,236 |
| Insurance... Level Personal Lines Insurance Agent | $226,376 |
| Insurance... Level Personal Lines Insurance Agent | $272,474 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Personal Lines Insurance Agents. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Personal Lines Insurance Agent roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Personal Lines Insurance Agent positions in Business Services typically offer lower base pay, as this sector often view Personal Lines Insurance Agent as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $105,058 | $51.0 | 10% |
| Financial Services | $100,283 | $48.0 | 5% |
Understanding how a Personal Lines Insurance Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $108,672 | $9,056 | $2,090 | $52 |
| Average | $95,508 | $7,959 | $1,837 | $46 |
| 25th Percentile | $84,999 | $7,083 | $1,635 | $41 |
Ready to take the next step in your career? Browse thousands of current Personal Lines Insurance Agent job openings on our job board. Use the search bar below to find your perfect match.
Salem Five Cent Savings Bank
Norwood, MA
Salem Five Cent Savings Bank | Norwood, MA
Salem Five is a growing regional financial services organization with a rich history of over 160 years. As an independent bank, we are deeply rooted in the... more
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Risman Insurance Agencies | Medford, MA
Job Description. Job Description. Risman Insurance Agencies is growing and looking to add a motivated, relationship-driven Insurance Producer to our team. ... more
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Worcester, MA
Work At Home Vintage Experts | Worcester, MA
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Make Your Move
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Make Your Move | Woburn, MA
Personal Lines Sales Producer (Insurance Sales). Salem Five is a growing regional financial services organization with a rich history of over 160 years. As... more
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Arbella Insurance
Fall River, MA
Arbella Insurance | Fall River, MA
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HealthMarkets
TOMS RIVER, NJ
HealthMarkets | TOMS RIVER, NJ
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