As of January 01, 2026, the average salary for a Phone Banking Officer in the United States is $65,045 per year, which breaks down to an hourly rate of $31.
However, a Phone Banking Officer's salary can vary significantly. Here’s a look at the typical salary range:
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A Phone Banking Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Phone Banking Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Phone Banking Officer | $63,276 |
| Intermediate Level Phone Banking Officer | $64,330 |
| Senior Level Phone Banking Officer | $65,677 |
| Specialist Level Phone Banking Officer | $66,400 |
| Expert Level Phone Banking Officer | $66,581 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Phone Banking Officers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 8.28% |
| Financial Statements | 2% |
| Bank Secrecy Act | 1.18% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Risk Management
|
$73,501 |
13%
|
|
Portfolio Management
|
$71,549 |
10%
|
|
Community Development
|
$71,549 |
10%
|
|
Client Relationship
|
$69,598 |
7%
|
|
Teamwork
|
$69,598 |
7%
|
|
Collaboration
|
$68,948 |
6%
|
Your level of education can impact your salary potential. While many Phone Banking Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Phone Banking Officer with a Bachelor's Degree is between $68,774 and $73,968).
Phone Banking Officer Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.3% |
| High School | 4.2% |
| Associates | 6.3% |
| Bachelors | 66.5% |
| Masters | 22.0% |
| Doctorate | 0.8% |
Understanding how a Phone Banking Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Phone Banking Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $61,319 in 2023 to around $59,888 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Phone Banking Officer salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $61,319 |
| 2024 | $60,515 |
| 2025 | $59,888 |
| 2026 |
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|
| 2027 |
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|
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Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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