As of January 01, 2026, the average salary for a Commercial Banking Officer in the United States is $87,547 per year, which breaks down to an hourly rate of $42.
However, a Commercial Banking Officer's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Banking Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Banking Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Commercial Banking Officer | $86,795 |
| Intermediate Level Commercial Banking Officer | $86,948 |
| Senior Level Commercial Banking Officer | $88,330 |
| Specialist Level Commercial Banking Officer | $89,226 |
| Expert Level Commercial Banking Officer | $89,450 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Banking Officers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Products and Services | 5.57% |
| Customer Acquisition | 1.71% |
| Business Administration | 1.02% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Balance Sheet
|
$100,678 |
15%
|
|
Planning
|
$100,678 |
15%
|
|
Lead Generation
|
$99,803 |
14%
|
|
Coordination
|
$98,928 |
13%
|
|
Customer Contact
|
$97,177 |
11%
|
|
Problem Solving
|
$97,177 |
11%
|
Your level of education can impact your salary potential. While many Commercial Banking Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Banking Officer with a Bachelor's Degree is between $77,228 and $84,454).
Commercial Banking Officer Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 4.4% |
| High School | 4.4% |
| Associates | 4.4% |
| Bachelors | 64.4% |
| Masters | 24.4% |
| Doctorate | 2.2% |
Understanding how a Commercial Banking Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Commercial Banking Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $86,809 in 2023 to around $85,034 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Banking Officer salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $86,809 |
| 2024 | $85,780 |
| 2025 | $85,034 |
| 2026 |
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|
| 2027 |
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|
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Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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