'Stock mutual funds can be geared toward an investor's risk threshold. The more conservative investor would focus on lower-risk balanced funds that usually are composed of high-dividend-yielding stocks and bonds.' Anyone who's shopped for a mutual fund knows finding the right one can be harder than locating that proverbial needle in a haystack. There are so many to choose from. Remarkably, people seem to navigate the selection process somehow, because statistics show that most stocks held by the average American are purchased by way of a mutual fund. Mutual funds do the work for you'Certainly ... view article details

Everybody with a credit card knows it's smart to pay what you owe at the end of every month - right? According to CardWeb.com, an international credit card tracker, credit card debt is approximately $9000 per household for those carrying at least one credit card. Internet shopping increases the temptation to overspend, since cash or checks are rarely an option if you're online to shop.Holiday spending is a notoreous time when consumers rack up their credit card bills. According the Cardweb.com, Americans racked up just over $115 billion in retail spending on their credit and debit cards during... view article details

Have you ever felt a little bit out of your element? Of course you have. Maybe it was traveling to a foreign country, eating an exotic meal that you’ve never experienced, or pursuing a new hobby outside your comfort zone. There are two other areas where people often find themselves out of their element: Negotiating their salary and starting their first business. And yet, they have a lot in common. And so it was that I found myself a bit out of my element on a bustling night in New York. I spent the afternoon at a co-working space called Impact Hub, and on my way out they were setting up for ... view article details

Our first round-up of 13 Must-Read Business Books That Could Change Your Life sparked such an onslaught of suggestions, it was clear we only scratched the surface. So armed with a list of book titles, we decided to follow-up with a list of business books suggested by you, our readers.These books---some old, some new---run the gamut from business-building strategies to helping those who haven’t discovered their passion explore their options and goals.Check out these books that have helped change readers’ lives.Leadership and Self-Deception: Getting out of the Boxby Arbinger InstituteIf you disl... view article details

Everyone Thinks About Changing Careers Most people have thought about changing jobs. But what if you’re someone who has been doing a job for what seems like forever? Someone with a truly unique set of skills? Someone like -- Santa Claus.Even those of us with great jobs occasionally wonder if the grass is greener. So it stands to reason the big guy in red -- who has been doing the same gig for quite a while now -- might be a little bored with dashing, dancing and prancing across the globe every Christmas Eve. But even if he could find someone else to make the toys, drive the sleigh and... view article details

Politics in the Office is Inevitable In a perfect world, this article wouldn't have to be written. When it comes to politics, reasonable people would agree to disagree, cast their ballots in private without fanfare, and then go back to office small talk. But during this election season in the most politically divisive time in recent memory, that's just not in the cards. So the question isn't whether or not people should talk politics at work, but how to survive talk of the election during office hours.It's hard to escape politics these days. As Election Day nears, the political ads ar... view article details

In Honor of the New Movie “Horrible Bosses,” Salary.com Polled Its Readers to Find the Worst Real-Life Bosses At some point in your career it’s happened to you. You get saddled with “that boss.” The boss who drives you crazy, mistreats you and takes credit for your hard work. A boss who is just horrible!That’s the premise of the recently released movie “Horrible Bosses,” starring Jason Bateman, Jason Sudeikis and Charlie Day. Three friends with three wretched bosses (Kevin Spacey, Colin Farrell and Jennifer Aniston) get so fed up at work they devise a plan to rid themselves of their r... view article details