'Stock mutual funds can be geared toward an investor's risk threshold. The more conservative investor would focus on lower-risk balanced funds that usually are composed of high-dividend-yielding stocks and bonds.' Anyone who's shopped for a mutual fund knows finding the right one can be harder than locating that proverbial needle in a haystack. There are so many to choose from. Remarkably, people seem to navigate the selection process somehow, because statistics show that most stocks held by the average American are purchased by way of a mutual fund. Mutual funds do the work for you'Certainly ... view article details

Job postings range from regurgitated job descriptions to carefully crafted sales pitches. At some level all job postings are designed to give you enough information to qualify yourself in or out of applying. And, if well done, the compelling copy and clarion call-to-action spurs you to 'Apply!' 'Submit!' 'Enter, enter, enter!'Before you take the plunge So, you're ready to apply online. Before you dive in, dizzy with anticipation of landing your dream job, consider: What do these common job posting phrases really mean?"We have an immediate ... view article details

The Beam family has preserved their reputation as dedicated and accomplished distillery owners, bourbon crafters, and businessmen for more than 200 years. Jim Beam’s quality bourbon has been in production since the 18th century and prevailed through prohibition. Seven generations later, the Beam company continues to evolve with the help of their determined employees. If you ask Marvin Stone, maintenance supervisor at the Booker Noe plant in Kentucky, he will tell you that Beam’s supportive environment is an essential piece to the companies success. “I have never worked anywhere before where th... view article details

Be an Ant, Not a Grasshopper*  Most people know they should invest for the future, but at least half would like to do better. In a Salary.com poll about investments in the company retirement plan, 44 percent of respondents said they contribute, but could do better; 13 percent know they should invest, but have other priorities; and 41 percent said they contribute the maximum. Just 3 percent reported not having a retirement plan. If you're gainfully employed and reasonably satisfied with your career, there are few good excuses for not taking advantage of this benefit. If you've got access to a c... view article details

In these tough times everyone is cutting back in some way. We wanted to know how your spending habits have changed in recent months.In the following slideshow we will show you the results and a few selected tips from other readers.Hundreds of wonderful tips were submitted and we want to thank everyone who took the time to submit one.Reader Advice 'As a former shopaholic ie... going to a mall/store at least once a week, I now limit myself to once a month or less.''Ask myself if I really need something, and nine times out of 10 I put it back on the shelf. ''I only purchase what I MUST ... view article details

Lessons to be Learned from Don Draper & Company The fifth season of Mad Men came to an end on Sunday night, closing for a time everyone's favorite window into the working world of days gone by. While the expectations for workplace behavior have certainly changed since the 1960s, this season of Mad Men still offered up a few useful lessons for today's ambitious professional. And thus we present you with the Top 10 Workplace Do's and Don'ts, as gleaned from season five of Mad Men.1. Don't Make Lewd Comments About Coworkers In the season premiere, Megan performed a sexy song-and... view article details

One way to blow off steam and recharge your batteries at work is to chat with co-workers. While talking about topics unrelated to work may seem unproductive, it actually helps to build the relationships that are necessary for good teamwork and workplace morale. However, it's important to remember that no matter how comfortable with or friendly toward your co-workers you feel, there are simply some topics that are better suited to Saturday night than Monday morning. This article explores seven topics that are acceptable, and seven topics that are taboo.Water cooler do: Su... view article details

Our first round-up of 13 Must-Read Business Books That Could Change Your Life sparked such an onslaught of suggestions, it was clear we only scratched the surface. So armed with a list of book titles, we decided to follow-up with a list of business books suggested by you, our readers.These books---some old, some new---run the gamut from business-building strategies to helping those who haven’t discovered their passion explore their options and goals.Check out these books that have helped change readers’ lives.Leadership and Self-Deception: Getting out of the Boxby Arbinger InstituteIf you disl... view article details

Because more than a hundred applicants often respond to each online job posting, recruiters are rethinking their traditional practice of posting positions on career websites.Rather than posting the jobs and dealing with an onslaught of random resumes, they've started proactively seeking skilled workers. And Twitter is fast becoming the top tool recruiters use to scout this top talent. This article shows you how to master key features of Twitter to attract recruiters' attention.Begin with your bio The first thing someone will see when they hit your Twitter feed is your picture, then yo... view article details

Do You Not Play Well with Others? Effective networking is a game-changer. It’s the unofficial homework of today’s business professional. Whether entwined within charitable ventures or business or social clubs, professional connections are far more powerful career-builders than the old school resume. It’s not just 'who you know.' It’s 'who you know who knows who you want to know.'Most of us can navigate a room of name-tagged citizenry with reasonable success. But in this competitive world, why settle for adequacy? Read on for a few of the ways some networkers relegate themselves to the... view article details