When Buying is Better It's the rare person who doesn't resent handing over large sums in rent every month. Even if the very idea of a 30-year mortgage makes you shiver, the fact is, over the long term, building equity in your own property is far smarter than financing someone else's. A fixed rate mortgage also locks in your monthly rate so you know that whatever your payment is, at least it will stay the same for thirty years. Even with an adjustable rate mortgage (ARM) you know your monthly cost will hover within a plus or minus dollar range for the term of the mortgage. Rent, on the other ... view article details
Dear Heather,Over the past three years I’ve developed a friendship with a co-worker. We’ve weathered a lot, both at work and in our personal lives. I respect him tremendously and appreciate how easily we’ve been able to relate to one another through administrative upheavals, divorces and the like. There has always been an underlying spark in our relationship, but we’ve been careful not to ignite it, as I am technically his superior (he’s an adjunct teacher in a separate department and could probably teach elsewhere). I’m also recently separated and still in the process of sorting through the e... view article details
Fewer Young People Are Buying Homes I rent a charming apartment in a seaside town in Massachusetts for a reasonable price. 'Charming,' of course, is long-cherished real estate code for 'small,' and 'reasonable,' in this market, is not a modest sum. If I bought, I could probably get more space for my money (not to mention equity), but I lack the sterling credit and sizeable down payment that are essential to getting a mortgage these days. And so I find myself the apartment-dwelling epitome of an inauspicious trend: the marked decline in homeownership among young adults. Nationally, the... view article details
Now that we have a newly elected President and Vice President, we got to thinking, how much do these positions pay, what is their role, and what are the requirements for the job? The new commander-in-chief will also need to select cabinet members to advise him, and, over the course of the next four years, some vacancies in the Supreme Court will need to be filled. What’s the average salary of these positions?President of the United States of America The President leads the executive branch of the federal government. The commander in chief is called upon to make sure laws are faith... view article details
Job descriptionParalegals are responsible for handling a variety of tasks and providing support for the lawyers they work for. Under the direction of an attorney, they work to resolve routine legal issues. They help lawyers to research laws, judicial decisions, articles, treaties, and other legal documents that can be applied to cases. They may also be responsible for preparing written reports to assist lawyers in handling cases. Paralegals hold an organizational role in coordinating the activities of the law office and its employees, and also in the filing of financial records and case docume... view article details
A proactive approach to long-term goals is necessary for career advancement. And, while it's important to focus on the big steps that will help you climb the corporate ladder, don't forget that small actions can have a big impact too.This article explores 12 things you can do in five minutes or less to advance your career.1. Make a meaningful connection Reach out to someone whose career path you admire, and ask them to mentor you. It takes a couple of minutes to make a phone call or send an email, but this small action could change the entire course of your career.2. Ask for more resp... view article details
It’s 8 A.M. on a Tuesday morning and adrenaline is coursing through your veins as you “sing” along with SZA to the chorus of the Grammy-nominated “All the Stars” in the bathroom mirror: “This may be the night that my dreams might let me know, all the stars are closer, all the stars are closer, all the stars closer…” No, you’re not working on your new LP with Kendrick Lamar, and you 're not the new Aaron Burr understudy in “Hamilton.” You’re getting ready for a job interview. You’ve probably read interview guides written by folks who expect you to go through all the robotic motions – “show up... view article details
For many, if not most, of us, the Internet is an essential work tool. It lets us send e-mails, share documents, participate in video conferences, conduct research, and browse cat videos (only during breaks, of course). Now, three communities are taking things even further, deploying widespread networks with speeds at or above 1 gigabit per second in the hopes of boosting economic development.How fast, exactly, is 1 Gbps? Well, the average Internet speed in the United States is somewhere between 5 and 6 megabits per second, according to various reports. These 1-Gig systems, therefore, are as mu... view article details
The Severance PackageIf your company goes out of business, don't be surprised if there is no severance pay. Going out of business and running out of cash are practically synonymous. Once in a while a failing business closes down with some money left in the bank - but those funds are usually returned to the investors who provided them.Severance pay, after all, is as much a signal to the employees who remain behind as it is a gesture of goodwill to those being let go. If the company disappears, it doesn't need to preserve goodwill with its former staff. Yet established companies that intend to r... view article details
Q: I have started a new job under the assumption that I would be working out of my employer's home-based office for about four months. Now he is telling me I need to work from my home. I have an associate's degree with over five years of experience in the administrative and HR fields. I am doing accounting, HR, business development, project administration, and travel coordination. He thinks I am doing a great job. I only make $28,000. Should I ask for a raise? Since I am working from home and using my own computer and materials, I think he should increase my pay. He doesn't pay for any of my ... view article details