Personal Budget Planning Builds Household Wealth  To some people, 'budget' is a dirty word. In reality a budget is just a schedule of income and expenses, a way of documenting how much money comes in and how it should sensibly be spent. There's everything to gain from sticking to a budget, but adhering to a budget is difficult for many people because it usually means denying cravings and luxuries beyond reach.Well, after all, that's the point of a budget.What percentage of your income goes to housing every month? What goes to entertainment? Knowing those spending ratios is a valuable tool to ... view article details

Don't Freak Out! We've Got Your Office Gift-Giving Strategy Covered With Black Friday and Cyber Monday in the rearview mirror it's time for some minor motivating panic regarding your office gift giving. Smiling at that thought? Tapping your toe to the holiday music? You're obviously ahead of the curve (and slightly obnoxious with the gloating. Keep it down over there). But if you've been procrastinating and the little holiday alarm just went off, it will behoove you to spend the next few minutes reading this article. We're here to help guide you through the minefield of... view article details

Employers Should Embrace the Allure of Summer, Not Fight It While possibly more noticeable in four season cities, summer longings can defy geographical zones to the same extent that Congress generally seems to flout basic math. Although the era of school holidays ended long before the student loan payments ever did, nostalgia reigns when the weather warms in early June. There’s a mental countdown to the long-gone summer breaks of our youth. And come August, the realization that Fall is but a few weekends away can heighten awareness of missed and fleeting opportunities to enjoy valuable outdo... view article details

Forbes has published their list of the world’s highest paid athletes. The list consists of 100 athletes from all over the world, ranging in all different sports such as: boxing, soccer, mixed martial arts, basketball, tennis, football, auto-racing, golf, baseball, track, and cricket. It's notable that there are no women on the list this year – shining an even brighter light on the massive gender pay gap in the world of global sports that has plagued this industry for decades. Although the gap has narrowed as of late, and more and more sports than ever before are rewarding both men and women eq... view article details

Grab your lozhkas and drink of choice (and toast to brighter days for the U.S. Team) -- The 2018 FIFA World Cup is finally here! The great games began on Thursday afternoon as host country Russia defeated Saudi Arabia 5-0 at Luzhniki Stadium in Moscow. As the tournament unfolds, so will rambunctious debate about the top players in the world. We’ll leave those rankings to you and your brethren as you stumble to the sports pub. But, based on Forbes’ Highest-Paid Soccer Players and Highest-Paid Athletes, we’d like to show you the money the world’s greatest soccer players are earning for their eff... view article details

Dear Annette,Our company subsidizes memberships to a gym in our building. Everybody goes here, and I often find myself working out next to senior people in the company. How do I handle this? Out of BreathDear Out of Breath,I'm sure you realize you can glisten with perspiration and good manners at the same time. I myself do not exercise - I have People to do that for me - but nobody knows better than I do that sweat can be fabulous. It can also make the most casual situations more complicated than they appear. When working out with colleagues, you want to show you're a team player who appreciat... view article details

Have you been to a trade association event lately? Suddenly heard from an old college buddy? With so many people between jobs these days, it's no surprise that everyone seems to be brushing up on their networking skills. The economy may not be booming, but the network certainly is. Friends who didn't return telephone calls a year ago are suddenly easier to get ahold of. After having been started-up then shut down, dot-commed (or dot-conned), un-vested, repositioned, downsized, made redundant, or laid flat by layoffs, it's no wonder people are 'doing lunch' again. Even if you still love your ol... view article details

Dear Annette,Call me old-fashioned, but I can't get used to conference calls. I miss in-person meetings, especially with clients or vendors. Now that I'm self-employed, the lack of in-person time is even worse. Do you have any suggestions for making conference calls seem more true-to-life? TelephobicDear Telephobic,Preparing for meetings outside the office has got to be one of the most fabulous parts of the business regime. In the morning, you get to choose your clothes and preen as if you're going on a date. Often you get to take your own car and get reimbursed for an impressively large parki... view article details

When I talk with chief-chiefs of major-major corporations about joining my extremely expensive Partners in Fabulousness program, I know they will have just one question: How could we live without you?It would take more than generally accepted accounting principles to detract from my flair for making each individual corporate officer believe that of all the stars in my firmament, he or she shines the brightest. I just wear my Cazal sunglasses to the meeting so my prospective clients can admire themselves in the reflection, and before long even the most curmudgeonly executive is signing the cont... view article details

In most jobs, it's unlikely your employer will ever send you home to change if you break one of the written or unwritten rules of the corporate dress code. But every day, you get a chance to make a statement about your value to the company through your choice of clothes. Moreover, salary negotiations can happen at any time. So don't get caught off guard in your old lucky sweatshirt from your college exams on the day the company decides to offer spot bonuses. Here's a list of ways to say 'pay me more' - or at least avoid saying 'pay me less' - with your wardrobe.Would you ask for a raise wearin... view article details