Dear Annette,Call me old-fashioned, but I can't get used to conference calls. I miss in-person meetings, especially with clients or vendors. Now that I'm self-employed, the lack of in-person time is even worse. Do you have any suggestions for making conference calls seem more true-to-life? TelephobicDear Telephobic,Preparing for meetings outside the office has got to be one of the most fabulous parts of the business regime. In the morning, you get to choose your clothes and preen as if you're going on a date. Often you get to take your own car and get reimbursed for an impressively large parki... view article details

The holidays bring with it extra expenditures that can be difficult to manage especially in light of the current economic situation. The Bureau of Labor Statistics reports that, over the past 24 months, consumer prices have risen 7.8%, making it increasingly difficult for consumers to keep up with the essentials. Information Resources, Inc., an independent market-data firm, recently conducted a survey of how consumers’ shopping and spending habits have changed in recent months. The results, while not surprising, are quite interesting. They report that the majority of consumers earning less t... view article details

How Will Expiring Tax Cuts Affect You? It has been just a few blessed weeks since April 15, when we all emerged from stacks of 1099s and W-2s and declared ourselves ready to forget about taxes for another year. Not so fast. The tax cuts put in place during the previous administration are heading for expiration at the end of this year if Congress doesn't act. Almost everyone agrees that at least some of the cuts should be extended, but the right and the left have profound disagreements about how to proceed. So what does this mean for you? While you should always rely on a tax professio... view article details

I've been trying to wrap my brain around the value (or not) of the new Facebook Jobs app. I've been reviewing some white papers written for recruiters and I'm just not sure...yet. Question #1Don't job seekers already have hundreds, if not thousands, of places to seek out jobs? Besides the name boards (Monster, CareerBuilder, Indeed, SimplyHired, Dice, Vault, LinkUp, etc.), company boards, government boards, trades, local and community job boards -- do we really need more places to post and/or locate jobs?The only platform with absolute, proven value right now per the recruiting community is Li... view article details

When Buying is Better   It's the rare person who doesn't resent handing over large sums in rent every month. Even if the very idea of a 30-year mortgage makes you shiver, the fact is, over the long term, building equity in your own property is far smarter than financing someone else's. A fixed rate mortgage also locks in your monthly rate so you know that whatever your payment is, at least it will stay the same for thirty years. Even with an adjustable rate mortgage (ARM) you know your monthly cost will hover within a plus or minus dollar range for the term of the mortgage. Rent, on the other ... view article details

Fewer Young People Are Buying Homes I rent a charming apartment in a seaside town in Massachusetts for a reasonable price. 'Charming,' of course, is long-cherished real estate code for 'small,' and 'reasonable,' in this market, is not a modest sum. If I bought, I could probably get more space for my money (not to mention equity), but I lack the sterling credit and sizeable down payment that are essential to getting a mortgage these days. And so I find myself the apartment-dwelling epitome of an inauspicious trend: the marked decline in homeownership among young adults. Nationally, the... view article details

Q. I work for a company that pays me $72,000 a year with no bonus. However, they match 50 cents to the dollar on my 401(k) plan. The company I'm interviewing with has no matching contributions, but they have averaged bonuses of 11 percent over the past five years and 20 percent over the past three years. How should I calculate a base salary with bonus vs. my current base with no bonus?A. Companies have a certain amount of money to spend on variable pay and/or benefits. The senior management of a company may value long-term investment higher than short-term incentives. And companies are more li... view article details

Now that we have a newly elected President and Vice President, we got to thinking, how much do these positions pay, what is their role, and what are the requirements for the job? The new commander-in-chief will also need to select cabinet members to advise him, and, over the course of the next four years, some vacancies in the Supreme Court will need to be filled. What’s the average salary of these positions?President of the United States of America The President leads the executive branch of the federal government. The commander in chief is called upon to make sure laws are faith... view article details

With the start of the New Year, employers will be finalizing their salary budgets for 2009. Many survey vendors collected, compiled and analyzed data regarding merit increases for 2009 and reported that merit budgets for 2009 were on track to remain consistent with previous years' averaging at around the 3.5% mark. As more economic turmoil surfaced toward year end, some organizations took a new look at merit budget plans for 2009 as we discussed in the article Pay Increases in 2009 May Disappoint Workers in our December 30th newsletter. Most employers are being cautious, pre... view article details

With the overwhelming number of applications and resumes received on a daily basis, recruiters must do all they can to manage the flow -- thus resume filtering software.What follows here varies by company and position, but for now let's work from this premise: In the larger (and not so large) companies, your resume/application is not initially viewed by a 'real human person' but is scanned and graded by a piece of software and then archived until those results are called up. What this means is that only those resumes that 'made the grade' (literally) will rise to the top of the pile to be revi... view article details