Dearest Readers,What was I doing in Billy's Boxer on Boxing Day? Zipping along the 10 on our way to the Ask Annette celebrity shareholders' retreat in Palm Springs, naturally, when suddenly my newest Hermès scarf blew away, and it got me thinking: It's the new year. Whatever will we wear?Moreover, what simple steps can today's office worker take to become even more fabulous in the coming months? Here are some of the shareholders' resolutions.CourtesyFinish and mail your holiday thank-you notes by January 15.When you restate someone else's idea in a meeting, give the person credit.Have your Peo... view article details

If you are like most people in the midst of a job search, you probably haven’t given your references much thought. You’ve likely spent more time on your resume, cover letter and networking activities. But references can have a significant impact on the final hiring decision. You need to be ready at a moment’s notice to provide potential employers with at least three solid references. Human resource managers almost always ask for references when they are seriously considering someone for a position. You want to make sure that you provide a list of individuals that will speak about you in a pos... view article details

Not sure how much to contribute to your retirement plan every month? That's easy: Put in as much as you possibly can without leaving yourself stuck. Investment limitsEvery year the IRS puts a limit on how much pretax income you can contribute to your retirement plan. For the year 2005 the maximum is $14,000. This is quite a nice equalizer that prevents bigwig executives from feathering their nests much more than the mail clerk. If you want to contribute more, you can, but it'll have to come from income you've already paid tax on. Though once in there, the extra money can earn tax deferred unti... view article details

No matter how informal the meeting, preparation in advance can improve the effectiveness of the meeting itself. When planning a meeting, visualize in advance how the meeting will unfold: who will stand where, how long the presentations will last, how the meeting will be organized.HomeworkWhen sending materials in advance of the meeting, be clear what home work you are asking attendees to do. For example, if you send a document for review, ask for comments on specific aspects of the document - different reviewers are asked to comment on substance, design, and editorial issues. If you've been as... view article details

It's great to have negotiating strategies and a plan beforehand. Preparation is key. But people---especially those new to negotiation---must be careful they don't cross that fine line between strategy and gimmickry.This week's question deals with what to do if you ever come up against a hiring manager who has experienced your strategies in the past. Should you stick with what works? Is using the same thing twice going to hurt your chances instead of help you? Our salary and negotiation expert, Jack Chapman, is here to help as always.QUESTION Dear Jack: The person who is currently in the job I ... view article details

'Why would anyone want to put savings somewhere unsafe? But the fact remains that a large percentage of popular saving and investing vehicles provide no guarantee of earnings, nor even assurance that the original capital will be preserved.'     Saving your money in a safe place may seem like an obvious priority. Why would anyone want to put savings somewhere unsafe? But the fact remains that a large percentage of popular saving and investing vehicles provide no guarantee of earnings, nor even assurance that the original capital will be preserved. Those that do make such a guarantee are conside... view article details

After establishing contact with the party you're trying to reach, you should be ready to use the time as effectively as if you were in a face-to-face meeting.The speakerphone – friend or foe?Speakerphones are a great tool for communication via the telephone, but they must be used wisely. Some people prefer to use a speakerphone even when no one else is listening in so that they can take notes during the conversation without having to juggle a phone receiver. If you're one of those people, make sure you inform the people on the line with you that you are using a speakerphone, and if they seem a... view article details

This might be the best job search article you read today because it’s simple to implement and so very powerful. I insist that my clients, men and women alike, attend all interviews with a box of 4' x 5' thank you cards and envelopes. Keep them in your car, messenger bag, purse -- no matter where -- keep them handy. You do not have to spend a lot of money to obtain a batch of professional cards from an office supply store or big-box retailer.Job search experts correctly tell you that upon completion of an interview, you should email or handwrite a thank you note to your interviewer. But I find ... view article details

What Does It Take to Get a Raise Today? Gone are the days of annual reviews and yearly raises. Today’s workforce has to truly think (and work!) outside the box in order to earn their extra 5%. So if you’re looking to increase your income, you’ll need to start laying the groundwork down now in order to ask for a raise later.Here are five ways in which you can ultimately ensure a raise at work.5. Think Like Your Boss While it can be hard to be objective, look at the workplace (and your relationship) from your boss’ perspective.Let’s say that you have a project that’s due in a f... view article details

If you're looking for the perfect job offer, you might as well stop right now; there's no such thing. But armed with the right information, you can get a good deal in a good place. Negotiating the job you want begins after you’ve learned how to be your own agent - after you’ve answered the tough personal questions and researched the company thoroughly.Listen and Answer First. Ask Questions LaterLike the salary negotiation that follows it, the interview is a two-way process. The interviewer is gathering as much information about you as you are about the company. And a good interviewer will allo... view article details