Monterey Bay Mortgage Salary

How much does the Monterey Bay Mortgage Pay for employees?

As of October 2026, the average annual salary for employees at Monterey Bay Mortgage in the United States is $98,845. This translates to an approximate hourly wage of $48. Salaries at Monterey Bay Mortgage typically range from $86,705 to $112,001 annually, reflecting the diverse roles and experience levels within the company. Monterey Bay Mortgage’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Monterey Bay Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Monterey Bay Mortgage. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at Monterey Bay Mortgage

Ready for your next career move? Explore current job openings at Monterey Bay Mortgage. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Monterey Bay Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Monterey Bay Mortgage’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Monterey Bay Mortgage
Financial Services
Grand Jean Capital Management
CPF Texas
Industry Comparison
Our data shows that, on average, compensation at Monterey Bay Mortgage is below the average for the U.S. Financial Services industry by approximately 19%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Monterey Bay Mortgage average annual salary with several similar companies. Monterey Bay Mortgage average salary of $98,845 is lower than Grand Jean Capital Management, which has an average salary of $111,482. It is higher than CPF Texas, with their average salary at $87,548. This places Monterey Bay Mortgage in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at Monterey Bay Mortgage

Considering a career at Monterey Bay Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The first month is well-structured without being overwhelming. Work-life balance is respected, with flexible hours and remote work options available. leadership helps set realistic and exciting growth plans. Office culture is professional but sometimes reserved.
There’s room to explore side projects and propose changes. Internal transfers are possible but usually take time to approve and implement. There's genuine interest in employee well-being, and performance is fairly rewarded. Total rewards packages are competitive within our sector. It’s a place where I feel genuinely motivated every day. There’s a consistent commitment to client service, employee d...
It’s a reliable company committed to employee success and client satisfaction. The company supports career mobility and fosters a growth mindset. IT upgrades are rolled out with excellent training.

Monterey Bay Mortgage Overview

Website
www.montereybaymortgage.com
Founded In
1999
Employees
<25 employees
Industry
Financial Services
Headquarter Address
2601 41st Ave Soquel California CA 95073
Revenue
<$5 Million
Phone Number
+1 8314623630
Social Media
About Monterey Bay Mortgage
At Monterey Bay Mortgage we take the time to listen and understand your unique circumstances to match you with affordable home loan options. The combination of knowledgeable loan consultants, a fast, efficient loan process, and friendly supportive staff make the loan process convenient and stress-free. Monterey Bay Mortgage has been in business in Capitola/Soquel, CA since 1999. We provide you wit

What Benefits Does Monterey Bay Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Monterey Bay Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Santa Cruz?

Understanding the cost of living near Santa Cruz is key to truly evaluating a salary offer or your current compensation at Monterey Bay Mortgage.
Santa Cruz's Cost of Living Index is approximately 196.8 (96.8% more expensive than US average; 40.8% more than CA average). Coastal university town, extremely high housing costs due to desirability, location, and limited development. When planning your budget based on a salary from Monterey Bay Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,200+ A significant portion of Monterey Bay Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $180 - $290 Electricity, Heating, Cooling, Water etc.
Public Transportation $65 (METRO monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $500 - $750 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $950+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $430 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,375 - $7,005+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Monterey Bay Mortgage

1. How much does a Monterey Bay Mortgage employee make?

Monterey Bay Mortgage pays its employees an average of $98,845 per year. The average salary at Monterey Bay Mortgage range from $86,705 to $112,001 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Monterey Bay Mortgage?

The salary at Monterey Bay Mortgage is lesser than the similar company. The average annual salary at Monterey Bay Mortgage is $98,845, or an hourly wage of $48, in comparison to Grand Jean Capital Management which pays $111,482 per year or $54 per hour.

3. Do employees with advanced degrees (Master's, PhD) earn more at Monterey Bay Mortgage?

In many roles at Monterey Bay Mortgage, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

4. How does the cost of living near Santa Cruz affect the perceived value of a Monterey Bay Mortgage salary?

Santa Cruz's Cost of Living Index is approximately 196.8 (96.8% more expensive than US average; 40.8% more than CA average). This significantly impacts the purchasing power of a salary from Monterey Bay Mortgage based there. Our "Cost of Living Insights for Santa Cruz" module details this impact, helping you assess the 'real feel' value of your compensation.

5. What kind of benefits does Monterey Bay Mortgage typically offer employees?

Monterey Bay Mortgage generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Monterey Bay Mortgage" section on this page.