Funder

Acra Lending
Forest, CA Full Time
POSTED ON 3/14/2023 CLOSED ON 3/23/2023

What are the responsibilities and job description for the Funder position at Acra Lending?

Acra Lending is looking for an experienced Funder to join the team!

This position will be HYBRID.

This position will be responsible in funding all Wholesale Conventional loans including fixed rate, adjustable rate, balloon and equity lines of credit. Use knowledge and experience of the funding process and compliance requirements to make sound decisions to commit company funds for loan fundings. Meet or exceed production expectations.

Responsibilities:
Review loan documents for accuracy, completion, and compliance. Identify any missing or expired documents or incomplete items and address with appropriate department.
Prepare and generate closing packages ensuring all required information is accurate and all necessary documents are included.
• Analyze loan documents and make a determination as to whether the loan meets all requirements to proceed with funding.
Adheres to required timeframes to ensure timely and accurate closings.
Prepare and validate the Closing Disclosure and set up wires ensuring accuracy of wiring instructions.
Perform duties under moderate to close supervision and actively engage supervisor and/or manager to resolve complex issues.
Remain current on funding guidelines and compliance requirements.
Effectively communicates status and expectations to internal staff and escrow/title.
Utilize time management skills to stay on track with multiple loans at various stages of the funding process.
Works collaboratively to meet company goals for funding.
Performs other duties as assigned.

Knowledge and Skills Required:
Strong knowledge of wet/dry state closing requirements
Strong knowledge of funding guidelines and procedures
Ability to communicate effectively in both verbal and written form
Strong time management skills to plan and organize a high daily loan volume
Strong ability to be very detail-oriented in a deadline driven environment
Ability to handle multiple tasks simultaneously with a high level of accuracy and attention to detail
Must be a team player and work constructively with fellow employees

Credentials and Experience Required:
• Minimum 2 years of experience with state and federal lending regulations (i.e., ability to repay (ATR), RESPA, TRID, Fair Lending, etc.)
Computer literate with experience using Microsoft applications with mortgage industry standard software


Pay Range: $25.50-31 an hour. Our pay range is based upon experience, education, location and qualifications.



Physical Demands*
While performing the duties of this job, the employee is regularly required to:
Sit for extended periods of time
Move about the office (stand and walk)
• Reach with arms and grasp with hands
Perform tasks using a computer and peripherals (keyboard, mouse, monitor)
Hear, talk, read, and write
Employee is occasionally required to:
Lift up to 25 pounds
Vision requirements include:
Close vision (computer monitor, paperwork)

* To perform the duties of this job successfully, an individual must be able to perform responsibilities and
each essential duty satisfactorily. The requirements listed above are representative of the knowledge, kill, and abilities required in this position. Reasonable accommodations may be made to enable
individuals with disabilities to perform the essential functions.


#ZR 

Salary : $26 - $0

Loan Processor / Funder 2
Nuvision Federal Credit Union -
Huntington, CA
Indirect Loan Processor / Funder 1
Nuvision Federal Credit Union -
Huntington, CA

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