How much does a Credit Analyst II make in the United States? The average Credit Analyst II salary in the United States is $68,046 as of January 26, 2024, but the range typically falls between $60,513 and $76,794. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, helps you determine your exact pay target. 

Credit Analyst II Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Credit Analyst II Salary $53,655 US January 26, 2024
25th Percentile Credit Analyst II Salary $60,513 US January 26, 2024
50th Percentile Credit Analyst II Salary $68,046 US January 26, 2024
75th Percentile Credit Analyst II Salary $76,794 US January 26, 2024
90th Percentile Credit Analyst II Salary $84,758 US January 26, 2024
25% $60,513 10% $53,655 90% $84,758 75% $76,794 $68,046 50%(Median) Didn’t find job title? Click
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Check out Credit Analyst jobs in Ashburn, Virginia

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What skills does a Credit Analyst II need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.


Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.


Accounts Receivable: Accounts receivable is a legally enforceable claim for payment held by a business for goods supplied and/or services rendered that customers/clients have ordered but not paid for. These are generally in the form of invoices raised by a business and delivered to the customer for payment within an agreed time frame. Accounts receivable is shown in a balance sheet as an asset. It is one of a series of accounting transactions dealing with the billing of a customer for goods and services that the customer has ordered. These may be distinguished from notes receivable, which are debts created through formal legal instruments called promissory notes.


Commercial Banking: Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).

Analysis 9.32%
Accounts Receivable 1.2%
Commercial Banking 0.5%
Others 88.98%

Job Description for Credit Analyst II

Credit Analyst II analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Being a Credit Analyst II makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Additionally, Credit Analyst II typically reports to a supervisor or manager. The Credit Analyst II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Credit Analyst II typically requires 2 to 4 years of related experience. (Copyright 2024 View full job description

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Career Path for Credit Analyst II

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Credit Analyst II, the upper level is Credit Analyst III and then progresses to Credit Analysis Manager.

Those that have already made the climb...
Raymond V. Damadian, Chairman of the Board; Acting Principal Financial Officer; Director
FONAR Corporation, together with its subsidiaries, engages in the research, development, production, and marketing of magnetic resonance imaging (MRI) scanners for the detection and diagnosis of human diseases in the United States. The company operates in two segments, Medical Equipment, and Physician Management and Di... More
Fiscal Year Ended in 2022
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Credit Analyst II salary varies from city to city. Compared with national average salary of Credit Analyst II, the highest Credit Analyst II salary is in San Francisco, CA, where the Credit Analyst II salary is 25.0% above. The lowest Credit Analyst II salary is in Miami, FL, where the Credit Analyst II salary is 2.9% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
City, State Chicago, IL Compared to national average
+ 5.5%
City, State Boston, MA Compared to national average
+ 12.7%
City, State New York, NY Compared to national average
+ 17.5%
City, State Dallas, TX Compared to national average

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Includes base and annual incentives

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Credit Analyst II in the United States. The base salary for Credit Analyst II ranges from $60,513 to $76,794 with the average base salary of $68,046. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $62,637 to $80,810 with the average total cash compensation of $71,011.
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Skills associated with Credit Analyst II: Risk Analysis, Credit and Collections Software, Financial Analysis Software

Recently searched related titles: Credit Administrator

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Salary estimation for Credit Analyst II at companies like : Boston College Financial Aid Processing Center, Elections New Location, Mercy Primary Care West Falmouth Primary Care University of New England Oral

Jobs with a similar salary range to Credit Analyst II : Junior Implementation Consultant

Credit Analyst II Salary in United States
Credit Analyst II Salary Graph, Regional Distribution and Summary