The salary of a Credit Analyst II in the United States varies depending on several factors, including experience, location, education level, marketing trend and company sizes.
As of March 01, 2025, the average annual salary for a Credit Analyst II in the United States is $70,723. Salary.com reports that pay typically ranges from $63,031 to $79,319, with most professionals earning between $56,027 and $87,146.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $79,319 | $6,610 | $1,525 | $38 |
| Average | $70,723 | $5,894 | $1,360 | $34 |
| 25th Percentile | $63,031 | $5,253 | $1,212 | $30 |
An entry-level Credit Analyst II with less than 1 year of experience earns about $67,275. With 1-2 years of experience, the average salary increases to $67,501. For 2-4 years of experience, the pay typically rises to $69,753. Senior-level professionals with 5-8 years of experience earn around $73,064, and those with over 8 years of experience can expect an average of $74,388.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst II | $67,275 |
| Intermediate Level Credit Analyst II | $67,501 |
| Senior Level Credit Analyst II | $69,753 |
| Specialist Level Credit Analyst II | $73,064 |
| Expert Level Credit Analyst II | $74,388 |
| Entry Level | 5% |
| Mid Level | 5% |
| Senior Level | 1% |
| Top Level | 3% |
| Experienced | 5% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of March 01, 2025, our research reveals a significant shift in Credit Analyst II compensation over the past six years. For example, the median salary increased from $68,374 in 2023 to approximately $69,135 in 2024. (For a detailed analysis of Credit Analyst II salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Credit Analyst II information for you to search for. Click on search button below to see Credit Analyst II job openings or enter a new job title here.
Here are companies hiring for Credit Analyst II and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $70,723 | 67.4% | ||
| Bonus | $2,644 | 2.5% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $5,613 | 5.4% | ||
| 401K/403B | $3,081 | 2.9% | ||
| Disability | $1,467 | 1.4% | ||
| Healthcare | $8,352 | 8.0% | ||
| Pension | $3,962 | 3.8% | ||
| Time Off | $9,030 | 8.6% | ||
| Total Compensation | $104,872 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| High School | 8.2% |
| Associates | 3.8% |
| Bachelors | 57.7% |
| Masters | 30.3% |
What Am I Worth?
The average annual salary of Credit Analyst II is $70,723. In case you are finding an easy salary calculator, the average hourly pay of Credit Analyst II is $34; the average weekly pay of Credit Analyst II is $1,360; the average monthly pay of Credit Analyst II is $5,894.
A Credit Analyst II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Credit Analyst II earns the most in San Jose, CA, where the annual salary of a Credit Analyst II is $88,758.
The highest pay for Credit Analyst II is $87,146.
The lowest pay for Credit Analyst II is $56,027.
Credit Analyst II analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Being a Credit Analyst II makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Additionally, Credit Analyst II typically reports to a supervisor or manager. The Credit Analyst II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Credit Analyst II typically requires 2 to 4 years of related experience.
Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Accounts Receivable: Accounts receivable is a legally enforceable claim for payment held by a business for goods supplied and/or services rendered that customers/clients have ordered but not paid for. These are generally in the form of invoices raised by a business and delivered to the customer for payment within an agreed time frame. Accounts receivable is shown in a balance sheet as an asset. It is one of a series of accounting transactions dealing with the billing of a customer for goods and services that the customer has ordered. These may be distinguished from notes receivable, which are debts created through formal legal instruments called promissory notes.
Commercial Banking: Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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