Job Posting for Commercial / Ag Pre-Closer at Ag Jobs
JOB DESCRIPTION
Job Title: Commercial/Ag Pre-Closer Reports To: Commercial/Ag Loan Supervisor
Department: Commercial/Ag Loan Processing Prepared By: Human Resources
Prepared Date: March 10, 2021 Approved By: Loan Operations Manager
Reviewed Date: March 10, 2021 Approved Date: March 10, 2021
Grade C FLSA Status Non-Exempt
POSITION SUMMARY: Review loan requests and associated documentation prior to approving final closing documents.
Requirements
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following: other duties may be assigned:
Utilize sales training skills to provide outstanding customer service.
Compare loan request to loan proposal/officer approval for accuracy
Verify closing requirements have been fulfilled
Ensure all required documents have been collected (financial statements, taxes, appraisals, corporate resolutions, title work with sufficient coverage, etc.) and are ready for closing. Any missing items are to be recorded in the pending/missing database.
Exception to policy have been approved and there is appropriate documentation
Order flood determinations
Verify lien positions
Review documents prior to printing
Comply and satisfactorily pass tests for bank policy and regulations that apply to position.
SUPERVISORY RESPONSIBILITIES: This job has no supervisory responsibilities.
EDUCATION and/or EXPERIENCE
High school diploma or general education degree (GED).
One - three months' related experience.
KNOWLEDGE AND SKILLS:
Strong written and oral communication skills. Must be able to effectively communicate with groups of managers, clients, customers and the general public.
Strong attention to detail.
Excellent organizational and time management skills
Capable of handling customer and teammate contact situations tactfully and professionally.
General knowledge of bank operations, lending and information technology.
Previous experience with and efficiency in using Microsoft applications such as Word and Excel.
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