What are the responsibilities and job description for the Mgr. BL Risk Analytics position at Ally Financial?
General information
Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
The Opportunity
We are looking for a dynamic leader with excellent communication skills and experience leading a high potential team, with a background in consumer lending, business analytics and intelligence, and strong problem solving and organizational skills.
As a Manager of Portfolio Risk Analyst, the person will be responsible for conducting complex analysis and in-depth research on consumer and credit risk issues across Ally’s Consumer Auto portfolio. The analysis and research include procuring and publishing consumer and portfolio analytics that drive proactive risk awareness while succinctly articulating the results through narratives and presentations for executive audiences.
The Work Itself
- Develop, own and drive the roadmap and vision for Ally’s Auto Portfolio Risk and work with key executive stakeholders
- Lead a team of season analysts focused on proactively identify portfolio and consumer risk within the auto portfolio
- Work closely with executive and operational leaders on emerging risk trends and tactics related to mitigate said risks
- Uncover unknown risks through new and more granular analytics using internal and 3rd party data sources
- Manage the priorities using sound control processes (daily/weekly/monthly) to effectively identify, assess and manage risk
- Influence the roadmap and priorities of other partner groups by proactive engagement on topics related to consumer and portfolio risk
The Skills You Bring
- Strong business and financial acumen; experience working with data analysis and discovery
- High-performing self-starter, with strong attention to detail and excellent organizational skills
- Strong program and project management skills; ability to understand organizational capacity and manage resource allocations to achieve business outcomes
- Highly collaborative, with ability to lead and influence others with confidence and emotional intelligence
- Ability to present recommendations with supporting rationale and be accountable to timelines, organizational capacity and project needs
- Strong communication and partnership skills; able to collaborate through complex problems with a diverse team across departments, organizational levels, and with external partners
- Ability to challenge assumptions and give and receive feedback respectfully
- Ability to estimate work, commit and deliver on deadlines and be vocal when risks arise
- Ability to manage multiple priorities concurrently, including self-executed deliverables and requirements executed by other teams
- Bachelor’s degree in Business, Finance, Operations Research, Statistics, Economics or a similar discipline with quantitative focus
- 5 years of experience in a similar role focused on risk functions
- Excellent written and verbal communication skills, including the ability to effectively present proposals and vision to executive leadership
- Experience working with and influencing support partners to align objectives and enable change
- Candidate should possess outstanding analytical and problem-solving skills; should be a critical thinker with strong attention to details
- Experience leading a team of direct reports with good organizational skills
- Understanding of risk management concepts and key performance drivers within consumer lending portfolios.
- Understanding of data mining and analytical techniques
- Minimum 3-4 years of practical experience working with large datasets with SAS and/or SQL knowledge
How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
- Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
- Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
- Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
- Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
