What are the responsibilities and job description for the Overdraft Clerk , Full-Time position at Banterra Corp.?
Summary: Responsible for assisting in the facilitation of customer service and risk management matters under the overdraft program, including the collection of all overdraft accounts. Assist in the coordination of overdraft payments with Banking Center Managers. Assist with other areas of deposit operations as needed.
Responsibilities: include but are not limited to the following. Other duties may be assigned.
- Produce all correspondence and make necessary phone contacts relating to overdrawn accounts according to defined guidelines.
- Mark NSF list according to defined guidelines and loan policy.
- Complete file maintenance request for OD related product within the Core System.
- Coordinate the overdraft repayment process with the customer.
- Notify authorized banking center personnel of accounts at risk to be closed.
- Report closed accounts to Chex Systems or other reporting agencies.
- Enroll accounts for third party vendor to collect returned deposited items.
- Assist Deposit Operations Manager in preparing end of month, end of year, standard and special reports.
- Mark DDA, SAV and SDB Unpostable debits and credits for re-entry on accounts or for return through the system.
- Verify check signatures on dormant accounts as required.
- Prepare On-Us returned checks for remittance to correspondent banks.
- Process high dollar endorsements and large dollar notifications.
- Assist customers with bookkeeping questions as required.
All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.
Qualifications and Skills: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Education/Experience:
- High school diploma or equivalent.
- One to three years’ banking experience.
- Knowledge of the principal points of deposit functions required.
Knowledge/Skills/Abilities:
- Strong organizational skills and attention to detail.
- Strong customer service orientation.
- Ability to problem solve, prioritize tasks and meet required deadlines.
- Ability to think critically and use good, sound judgment in decision making.
- Ability to respond to common inquiries or complaints from regulatory agencies, outside auditors and accountants, Board of Directors or other members of management
- Ability to write routine correspondence and communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management.
- Ability to define problems, collect data, establish facts and draw valid conclusions.
- Must understand and comply with company policies and procedures.
- Ability to deal with several abstract or concrete variables simultaneously.
- Ability to oversee goals and objectives and ensure they are completed in a timely manner.
- Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions.
- Ability to accurately and quickly complete standard mathematical calculations.
- Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations.
- Ability to interpret various ratios and relationships inherent in common or specialized financial reports.
- Ability to project future results or consequences from different alternatives or variables.
- Ability to use a calculator, computer and applicable software programs.
- Ability to use Microsoft Internet Explorer and Microsoft Office programs, specifically Word, Outlook and Excel.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet.
Intent and Function of Job Descriptions: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills or working conditions. The duties and responsibilities enumerated are essential job functions except for those that begin with the word “May.”
Banterra promotes an Equal Employment Opportunity workplace which includes reasonable accommodation of otherwise disabled applicants and employees. Please see your supervisor should you have any questions about this policy or these job duties.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. Banterra maintains its status as an at-will employer.
Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.
HOUSEKEEPER (FULL TIME AND PART TIME)
Compass Group Careers -
Evansville, IN
Consumer Accounts - Full-time
RiverValley & Affiliates -
Owensboro, KY
Security Officer Full Time
Allied Universal -
Mount Vernon, IN
