What are the responsibilities and job description for the Mortgage Loan Closer position at Cadence Bank?
What The Role Is
Under general supervision, the Mortgage Loan Closer is responsible for organizing and facilitating
loan closings approved by a Cadence Bank Mortgage Underwriter.
How You Will Make An Impact
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Under general supervision, the Mortgage Loan Closer is responsible for organizing and facilitating
loan closings approved by a Cadence Bank Mortgage Underwriter.
How You Will Make An Impact
- Assemble,review and compile closing documents for funding
- Coordinate the loan closing with the selected title company or closing agent for each specific purchase or refinance transaction
- Ensure that the compliance standards set forth by agency/investor/regulatory guidelines are met for each transaction
- Compare Loan Estimate and Closing Disclosure for consummation of closing transaction
- Authorizing wire transfers to properly fund mortgage loan closings
- Satisfy any outstanding closing conditions per lender requirements
- Mortgage and/or loan closing experience of 3 years required
- Thorough understanding of Portfolio and Agency closing guidelines, including but not limited to FHA, VA, FNMA and USDA
- Ability to manage a closing pipeline, meet strict time deadlines and work independently under pressure
- Detail oriented and able to follow set guidelines
- Excellent written and verbal communication skills
- Regular and reliable attendance.
- Works cooperatively with others.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
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