What are the responsibilities and job description for the Claim Representative II position at Capital Insurance Group?
Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why Choose CIGs Claims Team?
CIG claims department is here to support our insureds throughout their claims process. We work directly with our agency partners and policyholders to accomplish successful claim resolutions. Join the claims operation and you can be part of a team who provides excellent service, build relationships, and achieves successful outcomes for our clients.
Benefits
- Accrue eighteen days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits covered by CIG for you and your family members
- Medical, dental, vision plans
- One hundred percent covered plans
- Basic Life & AD&D
- Employee Assistance
- Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Voluntary benefit offerings
- Short-term (CA only)
- Voluntary Life AD&D self, spouse and child plans
- Flexible Spending
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, travel, shopping, restaurants, theme parks, and more
- Insurance Educational reimbursement and bonus programs
- Employee Referral Bonus Program
- You have a voice! You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone.
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth match)
- Wellness and mental health incentive programs
- Wellness platform, tools and events
- Health Savings Account match
Work Environment
The Claim Representative II role is a hybrid eligible role, in one of our locations, Roseville, CA, Reno, NV, or Bakersfield, CA. Remote would be considered for the right candidate in Southern California. We offer a great culture, atmosphere, and a casual dress environment. This is a great place to start or continue your career with CIG!
Job Summary
The primary purpose of a Casualty Claim Representative II Casualty is to investigate, evaluate, and resolve commercial and personal lines casualty claims.Specific emphasis should be given to analyzing coverage, bodily injuries, negotiating and working with outside counsel. Focus on managing expenses and understanding personal and commercial line policies, including issuance of Reservations of Rights. Demonstrates superior claim service and produces appropriate claim settlements to our clients. It is incumbent upon this individual to understand regulations and the jurisdiction(s) involved in the claims being evaluated.
Requirements
- Bachelors degree and two to five years of casualty claim handling experience or five years casualty claim handling experience.
- Advanced technical training in insurance claim field and/or recognized insurance designation is preferred.
- Must have expertise and detailed knowledge of Commercial, Personal Lines, and policy language and coverages
- Mathematically proficient with the ability to comprehend charts and graphs
- Proven ability to comprehend contracts pertaining to relationships amongst insured parties and/or landlord/tenant/property management.
- Ability to multi-task and deal with numerous complex problems or issues simultaneously
- Must be able to travel within assigned territory and maintain a valid drivers license
Salary Range: $53,508-$88,288
Salary : $53,508 - $88,288
