Direct Lending Manager

Description

Are you searching for an opportunity to make a real impact, experience professional growth, and become a respected member of one of the 200 Healthiest Credit Unions in the nation?

Cardinal Credit Union was selected by The Cleveland Plain Dealer as a Top Work-Places and one of the Best Workplaces in Ohio.

Here at Cardinal, we believe in creating a strong culture that encourages and supports teamwork, integrity, mutual respect, and accountability, our core values. Our goal is to provide an inclusive, collaborative, and engaging workplace where staff is challenged to do their best. Cardinal strives to create a culture supporting ideas and innovation and offers various opportunities for both personal growth and professional development. An intensive management training program is the cornerstone of our strategic growth plan: it instructs teammates to seek unique solutions for financial challenges; invigorates collaboration and teamwork, causing staff to think outside the box. This creativity ultimately enhances the lives of families in our service communities, which in turn serves as an economic stimulus for Ohio residents. 

Role:

Our Direct Lending Manager's role is to increase the Credit Union's portfolio of loans and other financial services. Extend the Credit Union services and products to members, potential members and employees.

Essential Functions & Responsibilities:

• Our Direct Lending Manager Increases loan growth, promote the use of the Credit Union's loan service and other financial services. 
• Identifies areas where existing credit union programs can be improved or enhanced. Identifies new market area and product types, which can be profitably introduced to employees/members. Develops plans to implement identified actions.
• Trains staff to ensure everyone is knowledgeable about the program requirements and procedures. Monitors program and acts as liaison between the Credit Union procedures and employee performance.
• Maintains and reports on direct lending activity weekly, monthly, and quarterly. Provides an explanation for exceptions to plan. 
• Uses loan authority to underwrite loans as needed to support operations.
• Performs other job-related duties as assigned.

Requirements

Knowledge, Skills, and Abilities:

Experience: Two years to five years of similar or related experience

Education: A college degree

Interpersonal Skills: The ability to motivate or influence others is a material part of the job, requiring a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the job.

Other Skills: Must have in depth understanding of and ability to interpret regulations affecting deposit programs within the Credit Union, including Regulations B, D, E, Z, CC, and DD.

Benefits Package:

· Medical, prescription, dental, vision

· Life and long term disability Insurance, employer paid

· Generous 401(k) plan

· Paid time off and holidays

· Loan discounts

· Tuition reimbursement to help foster career development.

· Considerable and substantive internal training on a myriad of banking subjects, member service, professionalism, and best industry practices.

Cardinal Credit Union is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment.

We are a non-smoking work environment.

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