Full Time, Permanent Opportunity for Member Credit Analyst (Must be local to PLANO, TX)
Catalyst and Your Career
At Catalyst Corporate Federal Credit Union, our mission is to be a premier innovative corporate credit union, providing exceptional member value in an efficient, safe and sound manner.
To accomplish this, we actively pursue talented individuals capable of making a positive impact on member credit unions, and we do our best to retain these employees. Among the ways we do this are generous benefits, a safe work environment and promotion of a strong work-life balance. We believe in our employees’ success, and the average employee tenure of 14 years suggests that our employees feel the same way!
The Work Itself
The Member Credit Analyst performs critical job tasks that support the company’s loan participation program and lending activities. The role encompasses duties of traditional lending combined with analytics and elements of investment activities.
The ideal person will have previous analytical experience working with relational databases, business intelligence platforms, and/or predictive modeling software. The Analyst is responsible for compiling data from clients for analysis, and decision making. Responsibilities include ingesting and validating unstructured data from a variety of sources to standardized outputs, which drive credit and valuation models. Must possess proficiency with SQL and data transformation (ETL) tools.
For the Loan Participation Program, the position is responsible for evaluating credit quality, leverage, and other risk metrics of consumer loans to be packaged into a portfolio for potential sale. The analysis requires knowledge of credit underwriting principles, market interest rates and credit spreads for pricing portfolios for sale. After the sale transaction has settled, the Analyst manages the outstanding participation, compiles monthly investor reporting and portfolio performance statistics from seller data files.
For the organization’s lending activities, the position will be responsible for managing the credit model used to evaluate and ‘risk rate’ and monitor financial institutions that have been extended credit. Utilizing knowledge of financial institution analysis and independent judgment the Analyst evaluates counterparty risk and recommends whether adjustments regarding disposition of the members’ lines of credit are warranted.
The position also requires a strategic mindset with the ability to assess work functions for opportunities to automate and improve the efficiency of the department. Innovation and the concept of continuous improvement are underlying foundations of the job. Individually and in collaboration with other team members, critical thinking skills and the ability to visualize, develop and articulate a proposed solution lead to successful outcomes.
The position serves as back-up to the Manager – Loan Participations and Credit.
The Talent You Bring
The Essential Requirements:
Additional skills and experience are a plus:
How We'll Have Your Back
Catalyst Corporate’s compensation structure offers market-competitive base pay. However, Catalyst's full compensation package is more than just your paycheck and is meant to support and improve your personal and professional life, including:
Who We Are
Catalyst Corporate Federal Credit Union is a wholesale cooperative financial institution that serves 1,400 credit unions across the country. Catalyst Corporate provides its members with core financial services and back-office support, including payments, liquidity, investment and balance sheet management solutions. For more information, visit www.catalystcorp.org.
Catalyst Corporate is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
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