What are the responsibilities and job description for the Collector position at Central Bank?
Job Description
Contact cardholders via outbound and inbound telephone calls regarding credit card past due balances for 13 affiliate banks.
Assist cardholders with payment options for past due balances.
Research disputed items on past and present cardholder credit reports and work to resolve valid disputes.
Review bankruptcy notices.
Review system reports of returned check and ACH payments, communicate with the cardholder and follow up with a formal written notice.
Work with third party collection agencies and attorneys on past due collections cases.
Document all cardholder communication in the cardholder's file.
Perform updates to collection and regulatory reporting agencies.
Prepare charge off of past due accounts deemed uncollectable within regulatory guidelines.
Perform reviews or "checkbacks" of work prepared by coworkers.
Complete customer CRM for every case.
Act as liaisons with personnel at the 13 affiliates and the various processors and Card Associations.
Work closely with all departments within BankCard to ensure customer accounts are accurate and complete.
Assignment, review, and approval of work may come in written or verbal form from the following sources : Operations VP, Collections Manager, or Collections Assistant Manager.
Attend and assist with training sessions to increase knowledge about the bank and the financial services industry.
Take time to bring their concerns to internal meetings and able to communicate with their manager.
seek help to answer questions concerning possible charge off accounts.
Occasionally requires assistance from other bank departments or from holding company operations.
Responsible for compliance with all banking regulations applicable to the job.
Other duties as assigned.
Requirements
High school education with relevant work experience preferred
Previous telephone and direct customer contact is preferred
Computer experience is required
Must be proficient in Microsoft Excel and able to learn multiple processor and banking systems
Excellent oral, email, and written communication skills are required
Strong analytical and problem solving skills required
Average typing skills are required
Must be able to multi-task and have time management skills
Last updated : 2024-07-12
