What are the responsibilities and job description for the Credit Analyst position at Central Bank?
What You’ll Do
You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types. Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.
Key Accountabilities
At Central Bank of the Midwest, our roots run deep in the communities that define our footprint and the ones that shape our culture. Some are defined by geography, while others bring us together through shared experience, values, lifestyle or goals.
Our Associates are the Bank, and Everyone is welcome here. We believe in the diversity of culture, experience, thought and values to create better conversations – and thus – better decisions around the most important issues we face as an organization and community of professionals.
Central Bank of the Midwest is committed to building an inclusive culture that opens a world of opportunity for our team, customers, and every community within our reach. We embrace people and opportunities, engage with our time, talent and resources, and elevate relationships through added value. With a shared commitment to our core values, we RISE together! We RISE by lifting others. These words provide a benchmark for our motives, and compass to guide our words and actions. We pledge to create and sustain a culture of belonging, where we can learn, understand and support the differences that make us better – together.
You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types. Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.
Key Accountabilities
- Loan Review Production and Effectiveness
- Complete loan reviews timely and accurately
- Understand and analyze credit information on a variety of loan types
- Assess and compare attributes of a credit relationship to loan risk rating definitions
- Provide well-supported rating recommendations
- Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
- Operational Effectiveness
- Efficiently prepare effective written analysis
- Effectively support multiple relationships with internal and external stakeholders
At Central Bank of the Midwest, our roots run deep in the communities that define our footprint and the ones that shape our culture. Some are defined by geography, while others bring us together through shared experience, values, lifestyle or goals.
Our Associates are the Bank, and Everyone is welcome here. We believe in the diversity of culture, experience, thought and values to create better conversations – and thus – better decisions around the most important issues we face as an organization and community of professionals.
Central Bank of the Midwest is committed to building an inclusive culture that opens a world of opportunity for our team, customers, and every community within our reach. We embrace people and opportunities, engage with our time, talent and resources, and elevate relationships through added value. With a shared commitment to our core values, we RISE together! We RISE by lifting others. These words provide a benchmark for our motives, and compass to guide our words and actions. We pledge to create and sustain a culture of belonging, where we can learn, understand and support the differences that make us better – together.
- You’ve Got This:
- Bachelor’s Degree in Accounting or Finance
- 5 years of financial statement analysis experience
- Solid ability to handle confidential information appropriately and with integrity
- Must be conscientious regarding detail and thoroughness in completing work tasks
- Commitment to the organization’s core values
- Strong time management and organizational skills
- Competencies:
- Relationship Building - Ability to develop and build strong relationships with clients and internal stakeholders. Ability to influence others through informal leadership.
- Communication – Strong ability to effectively communicate (oral and written) with multiple levels of the organization (internally and externally).
- Problem Solving – Ability to identify a problems root cause and drive to resolution. Ability to escalate where appropriate and ensure follow through.
- Business Acumen-Basic understanding of the Banking industry and business environment both internally and externally.
- Other Key Competencies include: Computer skills - Word - Excel - PowerPoint – Outlook
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