SBA Business Development Officer

RESPONSIBILITIES:

• · Generate new SBA 7a and 504 program loans from small business clients in accordance with established annual goals and objectives.
• · Prescreen loans with knowledge of SBA for proper structure, conformity, and eligibility with respect to the applicable loan program.
• · Identify opportunities to solve client issues by obtaining sufficient information from applicants to analyze the loan request appropriately.
• · Maintain continual dialogue and close working relationship with other bank officers, centers of influence, referral resources, etc.
• · Assist Business Banking team to cross-sell deposit, trade, cash management, asset management and other banking services.
• · Responsible for developing a loan consideration memo for the credit department based on the information received from the prospect.
• · Responsible for assisting client through the end-to-end loan process, assisting internal team members with obtaining all necessary documentation needed to close the transaction, and to follow up on any exceptions or account matters.
• · Responsible for ensuring compliance with all aspects of job-related laws and regulations, including timely, and successful completion of all online or in-person training required by Client.

QUALIFICATIONS:

• Knowledge, Skills & Abilities
• Must demonstrate 2 to 25 years prior business success in SBA Lending/Sales
• Must demonstrated knowledge of SBA products and policies
• Excellent verbal, written, and interpersonal communication skills
• A team player able to work effectively in a team fostered, multi-tasking environment
• Proficient in Microsoft Office suite and interested in learning about our high tech invented technology solutions
• Ability to work independently and develop relationships based on overall profitability and revenue generation.
• Strong working knowledge of financial analysis including cash flow, balance sheet, financial ratios, collateral, economic and industry analysis.