Quality control

Responsibilities

As an integral member of the Loan Operations Department, this position is mainly responsible for the review of loan documentation to determine HMDA, CRA and / or 1071 Reportable applicability.

Essential Duties :

• Review all loans to determine HMDA, CRA and / or 1071 eligibility
• Review loan documentation for completion of government monitoring to include income, property location, loan purpose, demographic information
• Take appropriate action (when applicable) by contacting lending personnel for missing or incomplete information for information not gathered
• Prepare input sheets, data enter, or upload proper coding into core system
• Identify and report loan information not reported through automation to the Compliance Department
• Verify all government monitoring information was keyed correctly on new loan(s) and in addition, any maintenance for prior corrections submitted
• Write up and submit proper maintenance (when applicable) for each loan or maintenance correction
• Refer major loan violations to the Supervisor for review
• Maintain proficient knowledge of, and demonstrate ongoing compliance with, all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion
• Assist the Loan Operations Department and the Bank in achieving their annual goals

Qualifications

Education, Training and Requirements :

• High School Diploma or GED required
• Associates Degree in business related field or equivalent work experience preferred

Skills :

• Highly organized, with the ability to multi-task
• Ability to prioritize and work effectively under time constraints
• Above average written and verbal communication skills
• Must have basic to intermediate PC skills
• Must be able to consistently demonstrate the Company’s core values : a strong work ethic, integrity, respect for others, responsibility, transparency and humility

Experience :

Preference will be given to a candidate with at least one (1) year experience in banking and knowledge of lending products and services;

as well as working knowledge of the required documentation for loan as they relate to the government monitoring requirements for the Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), and / or Section 1071 for Small Business Lending under the Equal Credit Opportunity Act (ECOA).

Other Job Information

Hours : 40 hours / week; Monday-Friday 8 : 00-5 : 00

Compensation : Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including : 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements :

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit.

Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds.

Specific vision abilities required by this job include close vision, and the ability to focus.

Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

Community Bank System, Inc. will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department :

Minimum

USD $18.25 / Yr.

Maximum

USD $24.71 / Yr.

Last updated : 2024-06-04

Salary : $25