Manager of Credit Risk Analytics

About Risk Management This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue-based products.  Position Summary In the role of Risk Analyst, the position will primarily be responsible for driving the Bank’s incremental growth through Direct Mail Acquisition strategies. This position will focus on evaluating, analyzing, and reporting the impact and performance of digital and direct mail acquisition strategies, as well as conducting analysis to evaluate the risk of new and existing programs.   The position reports directly to the Vice President responsible for Acquisition Risk Management.   Summary of Essential Job Functions Evaluate, analyze, and report the impact of performance of direct mail acquisition strategies. Lead analysis in order to evaluate the risk of new and existing programs. Assess all application underwriting rules and strategies to align for business standards and strategic goals. Drive incremental growth through the development of new strategies or the optimization of existing strategies in the direct mail acquisitions space. Present findings to upper management and make recommendations for improvements. Collaborate and partner across the business (Risk, Marketing, Partnerships) to drive highly visible and impactful projects for the Bank.   Position Requirements Bachelors Degree in Economics, Finance, Business, Math or related field  5 years analytical experience in Banking, Finance, Insurance or Gaming. 3 years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS Must be proficient in data mining and financial modeling procedures. Knowledge of financial analysis and profitability drivers.