What are the responsibilities and job description for the Sr. Collections Officer/ (Hybrid Position) position at Diamond Credit Union?
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Position Summary:
Sr. Collections Officer exists to perform all phases of collections and minimize losses while establishing and maintaining effective relations with members to obtain superior collection results. This position is responsible for working higher level collections and to assist in training and mentoring collection staff.
Supervisory Responsibilities:
No direct reports
Work Location:
- Flexible to work from home after training has progressed accordingly.
- Must be available to train onsite in a professional office environment.
Essential Functions:
- Contact borrowers with past due loans and credit cards to collect past due funds and/or to establish repayment plans. Contact co-makers on loans that are not being paid by the borrowers.
- Manage activities to achieve superior results and meet Collection Department's goals and objectives on a consistent basis.
- Collect negative balance amounts from members whose checking and saving accounts have gone negative.
- Handle all aspects of repossessions, bankruptcies, and foreclosures.
- Be a direct contact for Collection attorney's and Legal matters.
- Assist in the training of collectors.
Required Skills / Abilities:
- Demonstrated dedication to positive, member-focus service.
- Demonstrated proficiency in using collection techniques and knowledge of laws and regulations related to all facets of collection.
- Excellent interpersonal and communication skills, both verbal and written.
- Proven tact and excellent negotiation skills.
- Strong ability to remain professional in dealing with difficult situations.
- Good organizational skills and attention to detail.
- Strong analytical and problem-solving skills.
- Proficient with Microsoft Office Suite or related software.
- Ability to work Thursday and Friday evenings, on a rotation basis.
Education / Experience:
- Associate degree in business administration or related discipline or equivalent experience.
- Five plus years of experience in active Collections Department, preferably within a financial institution.
Diamond Credit Union is an Equal Opportunity Employer.
Diamond Credit Union is an equal opportunity employer. It is the policy of Diamond Credit Union to not discriminate against any employee or applicant because of race, color, religion, age, gender, disability, national origin, ancestry, or military status. We are confident that you will find Diamond careers to be a dynamic and rewarding place to work!