Property Adjuster I

Erie Insurance
Indianapolis, IN Remote Full Time
POSTED ON 9/25/2023 CLOSED ON 12/18/2023

What are the responsibilities and job description for the Property Adjuster I position at Erie Insurance?

At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 5,000 employees and over 2,200 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.

Benefits That Go Beyond The Basics

We strive to be Above all in Service® to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:

  • Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
  • Low contributions to medical and prescription premiums. We currently pay up to 97% of employees’ monthly premium costs.
  • Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
  • 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
  • Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
  • Career development. Including a tuition reimbursement program for higher education and industry designations.

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion or judgment in handling property claims within designated level of authority. Also responsible for servicing assigned territory and may handle litigated claims.

  • This is a remote, work from home position in Indiana
  • The selected candidate will ideally live in Hendricks, Monroe, Morgan, Southern Marion County and/or surrounding areas
  • The hiring manager will also consider candidates for Property Adjuster II. Level of position offered will be based upon the depth and breadth of selected candidate's experience and qualifications.
  • A company car and equipment to work from home will be provided
  • Good time management and organization skills preferred
  • Ability to drive/travel regularly within the assigned territory

Duties and Responsibilities

Contacts Policyholders regarding property claims within level of authority. Conducts investigations, interviews insureds and witnesses, inspects damage and prepares estimates. Evaluates and makes recommendations regarding coverage of claims.

Handles property claims within designated authority. Sets and maintains adequate reserves. Obtains and reviews reports, statements, records and related materials as required. Evaluates information to determine coverage and total value of claim. Determines payments and issues checks or declines payment as required.

Documents claim files and submits final report to file for closure.

Identifies subrogation situations and initiates appropriate action.

Services assigned territory and brings assigned claims to conclusion.

Interacts with Agents and district sales managers on matters of mutual concern.

Handles property claims involving damages or coverage. May handle litigated claims, including negotiating with plaintiff attorney, or coordinates litigation with defense counsel as required.

Develops and applies a working knowledge of estimating practices and procedures relating to the adjustment of property claims.

Attends industry-related training programs and attends other training sessions to stay current on policy changes, interpretation or new legislation.

Successfully completes Technical Learning Center Training within one year of hire date.

Participates on Catastrophe Team when required.

Competencies

Values Diversity

Nimble Learning

Self-Development

Collaborates

Customer Focus

Information Management Skills

Cultivates Innovation

Optimizes Work Processes

Job-Specific Knowledge

Instills Trust

Ensures Accountability

Decision Quality

Qualifications

Minimum Required Education Equivalents:

High School Diploma or GED and two years of claims handling experience, or equivalent required; or

High School Diploma or GED and successful completion of ERIE sponsored formal education; or

Bachelor’s Degree required.

Willingness to pursue and complete Technical Learning Center Training required. Successful completion of AIC 33 and AIC 35 preferred. Incumbent must live in territory assigned unless a change is approved by the company. Position requires incumbent to serve on catastrophe duty, which may include travel on short notice to other locations for periods in excess of two consecutive weeks. Willingness to obtain and maintain any required licenses. Valid driver’s license and good driving record required.

Physical Requirements

Lifting/Moving 0-20 lbs; Often (20-50%)

Lifting/Moving 20-50 lbs; Often (20-50%)

Ability to move over 50 lbs using lifting aide equipment; Often (20-50%)

Driving; Frequent (50-80%)

Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)

Manual Keying/Data Entry/inputting information/computer use; Often (20-50%)

Climbing/accessing heights; Moderate (30-40%)

Nearest Major Market: Indianapolis

Job Type: Full-time

Pay: $53,114.00 - $84,844.00 per year

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Employee discount
  • Flexible schedule
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Parental leave
  • Professional development assistance
  • Retirement plan
  • Tuition reimbursement
  • Vision insurance

Work Location: Remote

Salary : $53,114 - $84,844

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