CRA Administrator

Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.

Our full-time employees are eligible for amazing benefits including medical, dental, vision, and basic life/AD&D insurance, prescription drug benefits, long term disability, and salary continuance (short-term disability). In addition, they get paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401k, section 125 cafeteria plan, and the opportunity to earn FGB stock grants. Apply today to enjoy these benefits and more!

Position Summary

The CRA Administrator is responsible for assisting the CRA officer in overseeing and performing various functions in connection with filing the CRA LAR. This includes responsibility for collecting and validating CRA reporting information, entering collected data into appropriate reporting software, and participating in filing the CRA LAR.

Essential Duties and Responsibilities

1.  Collect, validate, and analyze loan data to ensure compliance with CRA reporting requirements.
2.  Enter data into appropriate reporting software and verify the accuracy of the information in the reporting software.
3.  Review data entry of fellow team members to ensure accuracy through second review process.
4.  Perform targeted reviews for specific CRA data points.
5.  Ensure CRA data is complete and 100% accurate prior to the annual LAR submission.
6.  Participate in preparation of the CRA LAR.
7.  Collaborate on, and work to facilitate, CRA process improvements.
8.  Collaborate as needed with other mortgage department employees and other bank departments as it pertains to CRA.
9.  Participate in the design and development of CRA procedures, processes, controls, and training programs.
10.  Participate in CRA audits and assessments.
11.  Research and resolve CRA exceptions identified.
12.  Notify manager of findings.
13.  Complete assigned work within deadlines to ensure efficiency and meet compliance reporting dates.
14.  Attend job-specific training classes as requested by manager.
15.  Complete annual training as assigned, as required of all bank employees, in a timely manner.
16.  Responsible for compliance within area of responsibility.
17.  Performs all other related duties as necessary.

Minimum Qualifications (Education, Experience, Skills)

• Minimum one (1) years’ experience in CRA operations
• High school diploma or equivalent
• Precise attention to detail
• Ability to work independently and accurately in a fast-paced environment.
• Effective oral and written communications skills
• Willingness to learn and apply federal and state regulations for CRA and other regulations applicable to the mortgage and banking industry required.
• Exemplary customer service skills, both verbal and written

Preferred:

• Proficiency with keyboarding and Microsoft Office applications, particularly Outlook, Excel, and Word
• Experience with loan origination systems, particularly LaserPro, Calyx, and ncino highly desired
•  Community reinvestments act knowledge and understanding of the regulation helpfully but not required.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position.  Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities.  To perform this job successfully, the incumbents will possess the skills aptitudes and abilities to perform each duty proficiently.  Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others.  The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.