Customer Service Rep

Position Title: Customer Service Representative

Reports To: Branch Manager or Multi-Site Branch Manager

Department: Community Banking

FLSA Status: Non-Exempt

Purpose: The Customer Service Representative will be responsible for delivering a personalized and caring client experience, efficiently handling service transactions, identifying financial needs, recommending products and services, and engaging business partners to improve the financial well-being of clients. The Customer Service Representative will have a thorough understanding of Bank products and services as well as Bank policies and regulations. This position will engage in sales and service activities, providing exceptional customer service for current and prospective clients.  

Supervisory Responsibilities:

Degree of Supervision Received: Minimal or Moderate

Degree of Supervision Given: None

Essential Functions:

1. Greets clients and prospective clients entering the branch following established customer service guidelines
2. Provides exceptional customer service and an outstanding banking experience by handling financial transactions accurately and professionally
3. Maintains responsibility for a cash drawer and follows proper balancing procedures
4. Develops and maintains broad knowledge of products and services to support client needs
5. Educates customers and explains features and benefits of financial solutions, makes recommendations based on the customer’s identified needs
6. Refers complex customer needs to the appropriate team member/business partner
7. Introduces clients to digital banking solutions including mobile banking, digital banking, ATMs
8. Supports daily operations of the branch as required to include balancing the vault, ATM, cash recycler, or other operational needs
9. Identifies and resolves client servicing issues
10. Answers the phone within the branch promptly and professionally
11. Ensures compliance with security and audit procedures
12. Understands and adheres to established policies and procedures
13. Maintains knowledge of regulatory compliance requirements and completes assigned compliance training
14. Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders.  Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work.
15. This job description is not exhaustive. The Customer Service Representative may be required to perform other duties as assigned, including supporting other talent development and planning work that supports the business success.

Job Related Qualifications – Education and Prior Experience:

Required:

• Education: High School Diploma or GED or equivalent business experience
• Prior Experience: 6 months customer service experience or equivalent as demonstrated through one or a combination of work experience, training, military experience, education
• Licenses or Accreditation: Registration with Nationwide Mortgage Licensing System Registry (NMLS) to obtain a unique identifier that is provided to consumers in accordance with all SAFE Act requirements.  Renews registration with NMLS annually.  Maintains and updates personal registry information as necessary to include name changes, employment changes, etc.

Competencies:

1. Ability to make personal connections, engage clients, be courteous and professional
2. Strong desire to improve the financial well-being of customers by providing education and advice
3. Strong organizational and time management skills
4. Ability to thrive in a team environment
5. Strong communication and interpersonal skills
6. Able to learn and utilize new technology efficiently and effectively 

Physical Requirements:

1. Able to regularly stand for prolonged periods of time.
2. Able to regularly lift 1-10 lbs., occasionally lifting to 30 lbs.  
3. Able to travel:
   1. Occasionally to frequently between branch locations.
4. Extensive computer usage is required.
5. Moderate to extensive phone usage is required
6. Ability to perform repetitive motion throughout shift
7. Ability to work:
   1. Evenings
      1. Occasionally
   2. Weekends
      1. Frequently