What are the responsibilities and job description for the Head of Portfolio Analytics and Consumer Portfolios -- Remote -- WFH position at Get It Recruit - Finance?
Description
ABOUT US
We are a dynamic blend of banking and technology enthusiasts. Our mission at [Company Name] isn't just about banking; it's about revolutionizing how banking technology empowers and serves EVERYONE. We operate with an entrepreneurial spirit, constantly innovating and improving. At our core, we are a community that values collaboration, hard work, and having fun. If you're someone who thrives on innovation, enjoys helping others succeed, embraces creativity, and believes in the power of teamwork, you've found your home here.
What You'll Do With Us
As a Capital Markets Manager, your primary role is to oversee and optimize our consumer and pooled loan portfolios. You'll work closely with our Chief Credit Officer and our CCBX BaaS (Banking as a Service) division, managing loan flows, concentrations, and capital markets activities. Your responsibilities include developing and maintaining credit models, managing loan sales and purchases, and maximizing portfolio returns. You'll also play a key role in pricing whole loan sales and establishing disposition channels across various platforms, including credit funds and securitizations.
Your Day-to-day Tasks Will Involve
To excel in this role, you'll need:
[Company Name] is committed to diversity and equal opportunity. We welcome applicants of all backgrounds and do not discriminate based on race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status. We uphold fair employment practices and are dedicated to compliance with all relevant regulations.
PHYSICAL DEMANDS
This Role May Require
Please note that this job description may evolve over time to meet the changing needs of the company. Your duties and responsibilities may also change accordingly.
Employment Type: Full-Time
ABOUT US
We are a dynamic blend of banking and technology enthusiasts. Our mission at [Company Name] isn't just about banking; it's about revolutionizing how banking technology empowers and serves EVERYONE. We operate with an entrepreneurial spirit, constantly innovating and improving. At our core, we are a community that values collaboration, hard work, and having fun. If you're someone who thrives on innovation, enjoys helping others succeed, embraces creativity, and believes in the power of teamwork, you've found your home here.
What You'll Do With Us
As a Capital Markets Manager, your primary role is to oversee and optimize our consumer and pooled loan portfolios. You'll work closely with our Chief Credit Officer and our CCBX BaaS (Banking as a Service) division, managing loan flows, concentrations, and capital markets activities. Your responsibilities include developing and maintaining credit models, managing loan sales and purchases, and maximizing portfolio returns. You'll also play a key role in pricing whole loan sales and establishing disposition channels across various platforms, including credit funds and securitizations.
Your Day-to-day Tasks Will Involve
- Developing credit dashboards and predictive models to manage credit risks effectively.
- Preparing reports and analyses for board, management, and regulatory purposes.
- Ensuring documentation compliance with bank policies and regulations.
- Building and maintaining relationships with investors, lenders, and external partners.
- Collaborating with other departments to support company growth and innovation.
- Coordinating and executing capital markets and credit administration responsibilities.
- Managing accuracy of loan sale and purchase data through internal control processes.
- Handling special projects such as backup loan service providers and lending as a service.
To excel in this role, you'll need:
- Strong verbal and written communication skills.
- Excellent analytical abilities and credit understanding.
- The capability to multitask effectively with great attention to detail.
- Advanced proficiency in report writing and software tools like Excel, Word, and PowerPoint.
- A cooperative and professional attitude towards partners, legal counsel, and colleagues.
- The ability to thrive in a fast-paced, entrepreneurial environment.
- Bachelor's degree or equivalent in banking credit underwriting, finance, accounting, or economics.
- Master's degree or equivalent experience/education preferred.
- 10 years of experience in Credit Administration and underwriting, with a focus on consumer loans and Capital Markets.
- Experience managing balance sheet asset concentrations and overseeing loan sales and purchases.
- Previous roles in credit administration and related areas such as loan audit and review are advantageous.
- Strive for excellence: Communicate effectively, pay attention to detail, and prioritize personal development.
- Be relentless: Advocate for customers and team members, promoting a culture of persistence and patience.
- Think creatively: Embrace forward-thinking and build long-lasting relationships on a foundation of integrity.
- Embrace flexibility: Adapt to change and seek efficiencies to work smarter, not harder.
- Support each other: Foster a true team spirit, practice self-awareness, and build emotional intelligence.
[Company Name] is committed to diversity and equal opportunity. We welcome applicants of all backgrounds and do not discriminate based on race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status. We uphold fair employment practices and are dedicated to compliance with all relevant regulations.
PHYSICAL DEMANDS
This Role May Require
- Extended periods of sitting or standing.
- Repetitive finger, hand, and arm movements.
- Use of electronic office equipment.
- Viewing computer screens for extended periods.
- Occasional stooping, kneeling, or lifting.
Please note that this job description may evolve over time to meet the changing needs of the company. Your duties and responsibilities may also change accordingly.
Employment Type: Full-Time
